Nissan 370Z Forum  

Bye bye Inky :(

I know it sucks getting divorce, sorry about that. However you can try to refinance your car to a lower rate and payments. I have refinance my car three times

Go Back   Nissan 370Z Forum > Nissan 370Z General Area > Nissan 370Z General Discussions


Closed Thread
 
LinkBack Thread Tools Display Modes
Old 02-28-2011, 03:09 PM   #1 (permalink)
A True Z Fanatic
 
PapoZalsa's Avatar
 
Join Date: Nov 2009
Location: Not in Sunny Florida
Posts: 6,358
Drives: 16 Nismo w/Tech Pack
Rep Power: 4500
PapoZalsa has a reputation beyond reputePapoZalsa has a reputation beyond reputePapoZalsa has a reputation beyond reputePapoZalsa has a reputation beyond reputePapoZalsa has a reputation beyond reputePapoZalsa has a reputation beyond reputePapoZalsa has a reputation beyond reputePapoZalsa has a reputation beyond reputePapoZalsa has a reputation beyond reputePapoZalsa has a reputation beyond reputePapoZalsa has a reputation beyond repute
Default

I know it sucks getting divorce, sorry about that. However you can try to refinance your car to a lower rate and payments.

I have refinance my car three times within a year, from a 6.5% APR to a 3.25% APR now.
__________________
2009 370Z MB Base w/Sport Package 6MT
Modshack's Custom Air Intakes /3M Clear Bra/ Illuminated Kick Plates / F. I CBE w/12" resonators / EVO-R Front Lip / Rear Hatch Wing / Tein S-Tech Springs /Ilegal Tint in the Rep. of VA/4x20mm Z1 Spacers/ Vinyl Roof/Liquid Carbon Designs
PapoZalsa is offline  
Old 02-28-2011, 06:58 PM   #2 (permalink)
Ron
A True Z Fanatic
 
Ron's Avatar
 
Join Date: Oct 2010
Location: Houston, TX
Posts: 3,009
Drives: TT '11 PW Nismo #113
Rep Power: 22
Ron has much to be proud ofRon has much to be proud ofRon has much to be proud ofRon has much to be proud ofRon has much to be proud ofRon has much to be proud ofRon has much to be proud ofRon has much to be proud of
Default

Quote:
Originally Posted by PapoZalsa View Post
I know it sucks getting divorce, sorry about that. However you can try to refinance your car to a lower rate and payments.

I have refinance my car three times within a year, from a 6.5% APR to a 3.25% APR now.
this!
Ron is offline  
Old 02-28-2011, 07:09 PM   #3 (permalink)
A True Z Fanatic
 
sonic370's Avatar
 
Join Date: May 2010
Location: Orange Texas
Posts: 1,574
Drives: 09 370Z Sports PGK
Rep Power: 19
sonic370 will become famous soon enoughsonic370 will become famous soon enough
Send a message via MSN to sonic370
Default

sorry to here about that. been there done that. depending on the situation
it will get better. and when your back on your feet there will be plenty of z's
to choose from............
sonic370 is offline  
Old 03-01-2011, 02:12 AM   #4 (permalink)
Enthusiast Member
 
Nissanboy's Avatar
 
Join Date: Dec 2010
Location: H-Town
Posts: 378
Drives: Too slow
Rep Power: 15
Nissanboy is on a distinguished road
Default

Quote:
Originally Posted by PapoZalsa View Post
I know it sucks getting divorce, sorry about that. However you can try to refinance your car to a lower rate and payments.

I have refinance my car three times within a year, from a 6.5% APR to a 3.25% APR now.
Nissanboy is offline  
Old 02-28-2011, 04:17 PM   #5 (permalink)
A True Z Fanatic
 
Red__Zed's Avatar
 
Join Date: Jul 2010
Location: window seat
Posts: 28,940
Drives: Mostly on two wheels
Rep Power: 121
Red__Zed has a reputation beyond reputeRed__Zed has a reputation beyond reputeRed__Zed has a reputation beyond reputeRed__Zed has a reputation beyond reputeRed__Zed has a reputation beyond reputeRed__Zed has a reputation beyond reputeRed__Zed has a reputation beyond reputeRed__Zed has a reputation beyond reputeRed__Zed has a reputation beyond reputeRed__Zed has a reputation beyond reputeRed__Zed has a reputation beyond repute
Default



Sorry to hear you've got to let the car go.
Red__Zed is offline  
Old 02-28-2011, 06:53 PM   #6 (permalink)
Track Member
 
Join Date: May 2009
Location: SoCal
Posts: 887
Drives: BMW 335i Sport
Rep Power: 18
VCuomo will become famous soon enoughVCuomo will become famous soon enough
Default

Sorry about your situation.

Of course you know why divorces are so expensive, don't you?



































Because they're worth it!
VCuomo is offline  
Old 02-28-2011, 07:50 PM   #7 (permalink)
A True Z Fanatic
 
ProfessorDave's Avatar
 
Join Date: Jul 2010
Location: Scranton, PA
Posts: 1,580
Drives: In the fairway
Rep Power: 20
ProfessorDave has much to be proud ofProfessorDave has much to be proud ofProfessorDave has much to be proud ofProfessorDave has much to be proud ofProfessorDave has much to be proud ofProfessorDave has much to be proud ofProfessorDave has much to be proud ofProfessorDave has much to be proud ofProfessorDave has much to be proud of
Default

I have some advice Sophia. I need you to listen...

Whatever you do...


Do NOT...

Buy a....



Mitsubishi Eclipse!
__________________

Rain, snow, sleet, hail: 2009 Mazda 3 sGT HB
Everything else: 2009 370z, PW Touring 6MT
ProfessorDave is offline  
Old 03-01-2011, 12:53 AM   #8 (permalink)
A True Z Fanatic
 
ImportConvert's Avatar
 
Join Date: Jun 2010
Location: SWMO
Posts: 4,454
Drives: 2019 CX5 GT Reserve
Rep Power: 7628
ImportConvert has a reputation beyond reputeImportConvert has a reputation beyond reputeImportConvert has a reputation beyond reputeImportConvert has a reputation beyond reputeImportConvert has a reputation beyond reputeImportConvert has a reputation beyond reputeImportConvert has a reputation beyond reputeImportConvert has a reputation beyond reputeImportConvert has a reputation beyond reputeImportConvert has a reputation beyond reputeImportConvert has a reputation beyond repute
Default

Quote:
Originally Posted by ProfessorDave View Post
I have some advice Sophia. I need you to listen...

Whatever you do...


Do NOT...

Buy a....



Mitsubishi Eclipse!
Or a G20, lmao
ImportConvert is offline  
Old 02-28-2011, 07:51 PM   #9 (permalink)
A True Z Fanatic
 
Join Date: Aug 2009
Location: N/A
Posts: 76,801
Drives: N/A
Rep Power: 141521
kenchan has a reputation beyond reputekenchan has a reputation beyond reputekenchan has a reputation beyond reputekenchan has a reputation beyond reputekenchan has a reputation beyond reputekenchan has a reputation beyond reputekenchan has a reputation beyond reputekenchan has a reputation beyond reputekenchan has a reputation beyond reputekenchan has a reputation beyond reputekenchan has a reputation beyond repute
Default

kenchan is offline  
Old 02-28-2011, 07:53 PM   #10 (permalink)
A True Z Fanatic
 
SmoothZ's Avatar
 
Join Date: Nov 2009
Location: Arrakis
Posts: 7,952
Drives: giant sandworm
Rep Power: 36
SmoothZ has a reputation beyond reputeSmoothZ has a reputation beyond reputeSmoothZ has a reputation beyond reputeSmoothZ has a reputation beyond reputeSmoothZ has a reputation beyond reputeSmoothZ has a reputation beyond reputeSmoothZ has a reputation beyond reputeSmoothZ has a reputation beyond reputeSmoothZ has a reputation beyond reputeSmoothZ has a reputation beyond reputeSmoothZ has a reputation beyond repute
Default

Quote:
Originally Posted by SophiaZ View Post
Either which way I will still be in the Z community and will either have a 350z or maybe a 4WD car( any suggestions?!) And no smart azz comments please...this is not a good time thanks
Nothing wrong with a nicely modded and clean 350Z. I think you'll be happy with the 07 or 08.

Good luck.
__________________
"Once you go Asian, you never go Caucasian."

"I talk to myself, and when I do that, I know I'm talking to an intelligent person."
SmoothZ is offline  
Old 02-28-2011, 11:46 PM   #11 (permalink)
Administrator
 
Trips's Avatar
 
Join Date: May 2009
Location: Disneyland, Ca
Posts: 8,732
Drives: 🔰
Rep Power: 10
Trips has a reputation beyond reputeTrips has a reputation beyond reputeTrips has a reputation beyond reputeTrips has a reputation beyond reputeTrips has a reputation beyond reputeTrips has a reputation beyond reputeTrips has a reputation beyond reputeTrips has a reputation beyond reputeTrips has a reputation beyond reputeTrips has a reputation beyond reputeTrips has a reputation beyond repute
Default

Sorry to hear about your situation, and wish you all the best in whatever you decide to do.
__________________


http://www.the370z.com/payments.php
Trips is offline  
Old 03-01-2011, 12:47 AM   #12 (permalink)
Enthusiast Member
 
Join Date: Jul 2009
Location: Canada
Posts: 382
Drives: 09 370z PG M6
Rep Power: 17
SkyZ is on a distinguished road
Default

i know this might not be taken too well, but how about considering a cheap, reliable beater until you get back on your feet. Save on those 300/month car payments and then come back to the 370z community in full force? Besides the 370z will be a bit cheaper as well. Just throwin ideas out there. Sorry to hear about your troubles.
SkyZ is offline  
Old 03-01-2011, 12:48 AM   #13 (permalink)
A True Z Fanatic
 
ImportConvert's Avatar
 
Join Date: Jun 2010
Location: SWMO
Posts: 4,454
Drives: 2019 CX5 GT Reserve
Rep Power: 7628
ImportConvert has a reputation beyond reputeImportConvert has a reputation beyond reputeImportConvert has a reputation beyond reputeImportConvert has a reputation beyond reputeImportConvert has a reputation beyond reputeImportConvert has a reputation beyond reputeImportConvert has a reputation beyond reputeImportConvert has a reputation beyond reputeImportConvert has a reputation beyond reputeImportConvert has a reputation beyond reputeImportConvert has a reputation beyond repute
Default

Quote:
Originally Posted by SophiaZ View Post
Well, time has come for me to let my Z go (yes it's only been 5 months of ownership.) Going thru a divorce is very difficult and I won't be able to have a $600+ car payment with affording an apartment on my own( yes..just bought a new house 8 months ago) I can't say when exactly I must let Inky go, but it will most likely be within 3 months or so unless I can get $40,000 out of the azzhole husband to pay off my loan. Either which way I will still be in the Z community and will either have a 350z or maybe a 4WD car( any suggestions?!) And no smart azz comments please...this is not a good time thanks
Well, since you aren't going to tell the whole story and he isn't here to tell his...(although I am VERY curious how the woman lost the house and the car and the man paid for nothing if its all "his fault", considering how the court system USUALLY works...)


Anyway, try finding a cheaper appartment. I shopped around until I found a GREAT appartment for peanuts. You just look around and I bet you can cut a couple hundred off rent without sacrificing living conditions. Or rent a house. Or get a roommate.

Can you re-finance the car for a longer time frame?

If you have a good car and you like it and it has been reliable for you, try to hang onto her!

Last edited by ImportConvert; 03-01-2011 at 12:55 AM.
ImportConvert is offline  
Old 03-02-2011, 04:07 AM   #14 (permalink)
A True Z Fanatic
 
SophiaZ's Avatar
 
Join Date: Dec 2009
Location: South Jersey
Posts: 1,466
Drives: 2020 50th anniv 7AT
Rep Power: 6733
SophiaZ has a reputation beyond reputeSophiaZ has a reputation beyond reputeSophiaZ has a reputation beyond reputeSophiaZ has a reputation beyond reputeSophiaZ has a reputation beyond reputeSophiaZ has a reputation beyond reputeSophiaZ has a reputation beyond reputeSophiaZ has a reputation beyond reputeSophiaZ has a reputation beyond reputeSophiaZ has a reputation beyond reputeSophiaZ has a reputation beyond repute
Default

Quote:
Originally Posted by ImportConvert View Post
Well, since you aren't going to tell the whole story and he isn't here to tell his...(although I am VERY curious how the woman lost the house and the car and the man paid for nothing if its all "his fault", considering how the court system USUALLY works...)

Can you re-finance the car for a longer time frame?
I cannot afford the house on my own or the expensive car note...and living here in NJ..the laws are screwed up so if a short term marriage is terminated, there's no guarantee that the woman will get everything.. UNLESS she can pay for it all herself ( which I cannot)

And I just bought the car in October 2010..I doubt refinancing will make that big of a difference, if at all


AK...I won't be able to private sell unless I get rid of the negative equity first (Plan B)
SophiaZ is offline  
Old 03-02-2011, 08:36 AM   #15 (permalink)
A True Z Fanatic
 
ImportConvert's Avatar
 
Join Date: Jun 2010
Location: SWMO
Posts: 4,454
Drives: 2019 CX5 GT Reserve
Rep Power: 7628
ImportConvert has a reputation beyond reputeImportConvert has a reputation beyond reputeImportConvert has a reputation beyond reputeImportConvert has a reputation beyond reputeImportConvert has a reputation beyond reputeImportConvert has a reputation beyond reputeImportConvert has a reputation beyond reputeImportConvert has a reputation beyond reputeImportConvert has a reputation beyond reputeImportConvert has a reputation beyond reputeImportConvert has a reputation beyond repute
Default

Quote:
Originally Posted by SophiaZ View Post
I cannot afford the house on my own or the expensive car note...and living here in NJ..the laws are screwed up so if a short term marriage is terminated, there's no guarantee that the woman will get everything.. UNLESS she can pay for it all herself ( which I cannot)

And I just bought the car in October 2010..I doubt refinancing will make that big of a difference, if at all


AK...I won't be able to private sell unless I get rid of the negative equity first (Plan B)

So basically, it's your name on the dotted line, duel income covered it, he and you are done, responsibility reverts to the person who put their name on the dotted line, duel income is gone, you're up a creek.
Is this the summary?

That makes more sense and sucks. Sorry about your situation.

Talk to your bank/lender about missing a payment without penalty due to major life change. They might help you out with 1 payment. That will give you room to think.
ImportConvert is offline  
Closed Thread

Bookmarks

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Trackbacks are On
Pingbacks are On
Refbacks are On



All times are GMT -5. The time now is 01:36 AM.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2025, Jelsoft Enterprises Ltd.
Search Engine Optimization by vBSEO 3.6.0 PL2