Quote:
Originally Posted by Rick051074
Be careful going through your own insurance as you may lose the ability to claim diminished value. Its usually in your policy that they won't pay it. However since you have no agreement with her insurance, you have a better shot of getting them to pay it.
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Only 2 states allow diminished value payments through your Ins. co when the other won't cooperate. Don't count on this.
Quote:
Originally Posted by Cunnos
ALSO, i will be hiring a LAWYER to review whether or not to sue her for diminished value or loss of value.
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Do not hire a lawyer unless you want to piss away 30-40% of the diminished value award. There are tons of these guys on the internet trolling for business. File a formal claim with the Guilty parties Ins. co. Good companies have dedicated reps that handle this stuff.
BTW, I think you made a big mistake not calling the police...It's now your word against hers, despite the pics. Been there, done that. Allstate, the company that represented the girl that hit the guy behind me who then hit me was a little pissy about "Fault" until they found out there was a Video of the accident that the Police had viewed. Hopefully it all works out..