06-25-2019, 12:52 PM
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#29 (permalink)
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Base Member
Join Date: Dec 2016
Location: Los Angeles
Posts: 207
Drives: 14' Nissan 370Z SP
Rep Power: 2000
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Quote:
Originally Posted by Zyonara91
Banks and insurance companies are scum though, lettuce (haha) be serious for a second. While I am against committing all type of frauds, insurance companies are quick to take your money, slow to pay you out. Think about it you pay a monthly amount and you may never use your insurance. If I pay $250 per month, over five years that's $15k I've paid and never made a single claim. . . Where's my "Good job bud here's a massive discount"?. That's just auto insurance. How about home?.
I get it people commit insurance fraud day in and out, and let me tell you this, these companies don't give a single **** if the rates push you to the point where you can't afford them and are forced to sell your car or take public transport. For companies, they only care about the bottom line, not you. Again not a legit reason to carry out fraud BUT, you should learn to play the game well. Always shop for rates, always give them hell over the phone (politely) and so forth.
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Pretty much. Where you live also has a big impact. When I used to live in Virginia my rates weren't that bad, then when I moved to New York City the rates sky rocketed. Densely populated areas will have a big impact for obvious reasons. Some people do use those things to track if you're a safe driver or not to lower your rates. But I've heard that's a double edge sword.
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