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Insurance for the Z

Originally Posted by JARblue Two wrongs don't make a right. They don't but people shouldn't lay down and get screwed with. If you actually seen some of these claims that

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Old 06-25-2019, 11:39 AM   #1 (permalink)
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Two wrongs don't make a right.
They don't but people shouldn't lay down and get screwed with. If you actually seen some of these claims that the companies denied to people or raised their rates on people that never even had accidents, your heart will drop by how these companies mess with people that don't deserve it.
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Old 06-25-2019, 12:00 PM   #2 (permalink)
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They don't but people shouldn't lay down and get screwed with. If you actually seen some of these claims that the companies denied to people or raised their rates on people that never even had accidents, your heart will drop by how these companies mess with people that don't deserve it.
Lol we have an insurance vigilante.

It sounds like someone needs to move back home and live with their parents. But that’s just my opinion
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Old 06-25-2019, 12:05 PM   #3 (permalink)
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Lol we have an insurance vigilante.

It sounds like someone needs to move back home and live with their parents. But that’s just my opinion
When are you moving in?
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Old 06-25-2019, 12:09 PM   #4 (permalink)
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And I know, I worked for an insurance company to see what goes on with those corporate scum bags.
He got fired for committing insurance fraud.

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When are you moving in?
Omg you got me harharhar my sides are splitting
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Old 06-25-2019, 12:22 PM   #5 (permalink)
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He got fired for committing insurance fraud.



Omg you got me harharhar my sides are splitting
Adjusters don't make that much money. Idk if you can pick up my sarcasm, I don't have insurance under my mother. I'm not a teenager and she's no longer alive. The point I was trying to make is that you think insurance companies are honest which is not true. And for the insurance fraud from being an adjuster, you're more likely to get fired from being truthful than fraud. Why do you think they deny so many claims and it's always a hassle to fight with them to get peanuts? Just a food for thought. If you don't know now, you'll know when you submit a claim.
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Old 06-25-2019, 12:38 PM   #6 (permalink)
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lol I'm at 110, I thought mine was low. Technically I registered my car under my mom and have my Lexus under my name because of insurance reasons
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Adjusters don't make that much money. Idk if you can pick up my sarcasm, I don't have insurance under my mother. I'm not a teenager and she's no longer alive. The point I was trying to make is that you think insurance companies are honest which is not true. And for the insurance fraud from being an adjuster, you're more likely to get fired from being truthful than fraud. Why do you think they deny so many claims and it's always a hassle to fight with them to get peanuts? Just a food for thought. If you don't know now, you'll know when you submit a claim.
So now you’re back-pedalling? And you’re putting insurance policies under a deceased person?

Who asked anything about the salary info for adjusters, your age status, and claims being denied?

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Old 06-25-2019, 12:43 PM   #7 (permalink)
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So now you’re back-pedalling? And you’re putting insurance policies under a deceased person?

Who asked anything about the salary info for adjusters, your age status, and claims being denied?
Maybe I am, maybe I'm not. Is the sky blue, or is it not? Do tomatoes need to be in BLTs or not? I don't know, you tell me big guy.
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Old 06-25-2019, 12:45 PM   #8 (permalink)
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Banks and insurance companies are scum though, lettuce (haha) be serious for a second. While I am against committing all type of frauds, insurance companies are quick to take your money, slow to pay you out. Think about it you pay a monthly amount and you may never use your insurance. If I pay $250 per month, over five years that's $15k I've paid and never made a single claim. . . Where's my "Good job bud here's a massive discount"?. That's just auto insurance. How about home?.

I get it people commit insurance fraud day in and out, and let me tell you this, these companies don't give a single **** if the rates push you to the point where you can't afford them and are forced to sell your car or take public transport. For companies, they only care about the bottom line, not you. Again not a legit reason to carry out fraud BUT, you should learn to play the game well. Always shop for rates, always give them hell over the phone (politely) and so forth.

Mom drives a old school Benz. Not a single spec of rust, it's a 2006, driven through every single winter. Mechanically sound and maintenance has been taken care by me since she's had it. UPS truck comes along a few months back and hits the Merc from behind. Insurance claims the damage is more than the FMV of the auto and says it's a write off, that or we can take the amount it's worth minus the salvage and do whatever needs to be done. Bravo.

She's never had a accident or tickets, insures two other cars and a house and has been a customer for over 10 + years. Where's the break? No where. The amount they wanted to give us for the write off was 10k, the quote from their chosen garage was 8k from what they could "see" and they would have to strip off the bumper to see if there was more damage. . . Sure. When we asked for another garage they declined.

All in all they care as long as you pay up and could care less amount increasing premiums.
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