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Banks do look at monthly wage, they estimate by cutting it in half and some other Stuff you mentioned, at least that's what big banks do, I was approved by
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03-03-2014, 09:44 PM
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#15 (permalink) |
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Join Date: Dec 2013
Location: Los Angeles
Posts: 243
Drives: 12 NISMO 370z #0277
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Banks do look at monthly wage, they estimate by cutting it in half and some other Stuff you mentioned, at least that's what big banks do, I was approved by Wells Fargo and a personal banker took me thru the process. 1.9% for 48 months with 730 credit co signer or main signer since he had a better credit score. Smaller banks tend to get you approved easier which I avoided for the high interest. I didn't need a co signer when I took out the 10 Altima SR for 29k, didn't have any loans or debt back then, got approved with a 750 credit score
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