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The New "What did you do with your Z today" (with off topic replies)

Originally Posted by alcheng It's time to use cash and bury those plastics.... Unlesssss-you can pay it totally off every month....but again that means self control and knowing your budget!

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Old 10-26-2012, 03:12 PM   #1 (permalink)
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Originally Posted by alcheng View Post
It's time to use cash and bury those plastics....
Unlesssss-you can pay it totally off every month....but again that means self control and knowing your budget!
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Old 10-26-2012, 03:25 PM   #2 (permalink)
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Unlesssss-you can pay it totally off every month....but again that means self control and knowing your budget!
I was at this point a few months ago and then my world came crashing down.
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Old 10-26-2012, 03:27 PM   #3 (permalink)
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So that whole writing down your debts and paying off the lowest one at a time thing works right?
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I was at this point a few months ago and then my world came crashing down.
doesn't mean you cant start again-hop to it chica!
another 2.5 hours till weekend starts. Ugh.
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Old 10-26-2012, 03:30 PM   #4 (permalink)
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doesn't mean you cant start again-hop to it chica!
another 2.5 hours till weekend starts. Ugh.
Happy Saturday My Dear~~!!!
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Old 10-26-2012, 03:26 PM   #5 (permalink)
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Unlesssss-you can pay it totally off every month....but again that means self control and knowing your budget!
Budget, then Save, then Invest, then Spend...

It is... very hard to do, depends on the amount, but it is possible...
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Old 10-26-2012, 03:52 PM   #6 (permalink)
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Unlesssss-you can pay it totally off every month....but again that means self control and knowing your budget!
One of my co-workers has a CC with a cash back program that he perceives to be favorable...he charges all of his monthly expenses...then pays the entire balance in full each month...he says he uses to the cash back rewards to pay for his gas and going out to lunch habit.

He's a CPA-CFA like me and probably has good discipline and a borderline obsessiveness about his monthly personal P&L though...it's the only way to make a plan like that work.
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Old 10-26-2012, 03:56 PM   #7 (permalink)
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One of my co-workers has a CC with a cash back program that he perceives to be favorable...he charges all of his monthly expenses...then pays the entire balance in full each month...he says he uses to the cash back rewards to pay for his gas and going out to lunch habit.

He's a CPA-CFA like me and probably has good discipline and a borderline obsessiveness about his monthly personal P&L though...it's the only way to make a plan like that work.
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Old 10-26-2012, 04:03 PM   #8 (permalink)
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One of my co-workers has a CC with a cash back program that he perceives to be favorable...he charges all of his monthly expenses...then pays the entire balance in full each month...he says he uses to the cash back rewards to pay for his gas and going out to lunch habit.

He's a CPA-CFA like me and probably has good discipline and a borderline obsessiveness about his monthly personal P&L though...it's the only way to make a plan like that work.
we do the same thing! Cabelas has a great program and they have things for all of us....walk away w free stuff every year! Very cool!
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Old 10-26-2012, 04:05 PM   #9 (permalink)
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I'm out of work!!!
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Out of work like needing a job?

Or out of work like going home for the day,
I bet it's the latter, otherwise she won't be


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Old 10-26-2012, 05:44 PM   #10 (permalink)
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It's time to use cash and bury those plastics....


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Unlesssss-you can pay it totally off every month....but again that means self control and knowing your budget!
some people can't do it because their self worth is based on the property they own.. I know a few airmen like that.. and it's rough because you can't **** up financially in the military
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