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The New “What did you do with your Z today” (with off topic replies) XXXVII

Originally Posted by JLarson Yesterday turned into a fairly good reminder of why you sometimes need a literal rainy day fund. Wife called me at work informing me that the

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Old 08-05-2020, 08:05 AM   #1 (permalink)
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Originally Posted by JLarson View Post
Yesterday turned into a fairly good reminder of why you sometimes need a literal rainy day fund. Wife called me at work informing me that the back wall of the garage had collapsed into the garage itself, and a mixture of mud and water had followed it in. The Z was in the garage, along with all of my tools and a good bit of other stuff. I talked her through backing the Z out of the garage, rushed home, and we managed to pretty much carry everything of much value out.

Still hadn't collapsed so I took apart some of my work bench for materials, braced the 2x4s against the ceiling on 3 floor jacks, and that's how it sits.

Then another tree came down in my yard and missed taking out the power line to the house by literal inches (it hit the line but did not take it out).

Power was out till around midnight. Stuff happens but man yesterday can suck a fat one. Oh and our insurance company pretty much told us there's no way they'd cover that kind of damage since it involves water and movement of earth.

That sucks. I would read the fine print of your insurance policy to see what it says.

How much rain did you get? Seeing on the news that Upper Darby area got hammered.
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Old 08-05-2020, 08:26 AM   #2 (permalink)
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That sucks. I would read the fine print of your insurance policy to see what it says.

How much rain did you get? Seeing on the news that Upper Darby area got hammered.
I'll be doing a deep review of the policy for loopholes. Regarding rainfall, I'm not sure, but we're only about 5 miles from Upper Darby as the crow flies, so I'd imagine a similar amount. Put it this way - driving home, police had shut down I476 and a number of other local roads due to flooding, and I can't recall the last time that happened. That's saying nothing of the debris - rocks and trees - that came down. I felt like I was driving through an obstacle course.
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Old 08-07-2020, 05:04 PM   #3 (permalink)
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I'll be doing a deep review of the policy for loopholes. Regarding rainfall, I'm not sure, but we're only about 5 miles from Upper Darby as the crow flies, so I'd imagine a similar amount. Put it this way - driving home, police had shut down I476 and a number of other local roads due to flooding, and I can't recall the last time that happened. That's saying nothing of the debris - rocks and trees - that came down. I felt like I was driving through an obstacle course.
The insurance co is probably going to tell you it was the ground giving way not high winds that caused the wall to collapse, that is not covered by normal policy usually only by a “catastrophic ground collapse “ rider/amendment. Even a sinkhole rider wouldn’t cover that possibly, not 100% sure on that one tho.

Do you have fema flood insurance? That might help as far as any water damage from the storm and associated water intrusion.

Was a federal disaster declaration made for your area, that can help improve chances for getting help as well?
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Old 08-07-2020, 05:23 PM   #4 (permalink)
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I think this thread is the only one alive!?

Since last week could not see much activity on other sections.


Looks like we’ve been quarantined to long on this thread.


Then we scare our noobs with our smart asz reply. Lol

Oh well they need to get over it.
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Old 08-07-2020, 05:53 PM   #5 (permalink)
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Originally Posted by Zoren 370 View Post
I think this thread is the only one alive!?

Since last week could not see much activity on other sections.


Looks like we’ve been quarantined to long on this thread.


Then we scare our noobs with our smart asz reply. Lol

Oh well they need to get over it.
Dude, it’s probably your avatar, that sh1t is still creeping me out and I’m still not used to it.
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Old 08-07-2020, 09:39 PM   #6 (permalink)
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Dude, it’s probably your avatar, that sh1t is still creeping me out and I’m still not used to it.
His avatar fits him.
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Old 08-07-2020, 09:53 PM   #7 (permalink)
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