The New “What did you do with your Z today” (with off topic replies) XXXVII

sx moneypit · 06-18-2020, 07:29 AM

Good morning friends!

eastwest2300 · 06-18-2020, 09:08 AM

Quote:

Originally Posted by JARblue

I made reference to your rusty spoiler

i 'ont like it dude.

Leingod · 06-18-2020, 06:32 AM

Morning guys

eastwest2300 · 06-18-2020, 06:49 AM

Quote:

Originally Posted by Leingod

Morning guys

no.

JLarson · 06-18-2020, 06:58 AM

Good morning friends and adopted family members. Wishing you all a happy Thursday and smooth sailing into the weekend.

BettyZ · 06-18-2020, 07:30 AM

Hola itchez! May your sphincters be covid- and Zoren-free today.

JARblue · 06-18-2020, 07:55 AM

Quote:

Originally Posted by BettyZ

Hola itchez! May all your sphincters be blessed with the presence of covid and Zoren today.

bunk · 06-18-2020, 08:34 AM

Finance gurus- do you think the interest rates will drop once the expanded UE benefits end for those receiving it stops at the end of July?

Ghostvette · 06-18-2020, 08:43 AM

Quote:

Originally Posted by bunk

Finance gurus- do you think the interest rates will drop once the expanded UE benefits end for those receiving it stops at the end of July?

Everything I've read points to lower mortgage rates below 3% before the end of the year. I've been bombarded by my mortgage company wanting me to refi, they would call me once a week. I had to finally tell them that unless they could get my P&I payment below $1k, stop calling. Now I get letters from them once a week.....

Banknote.com and maybe Forbes (if it isn't behind a paywall) might be the best places to look for information. WSJ is behind a paywall, so getting information there is tough.

bunk · 06-18-2020, 08:54 AM

Quote:

Originally Posted by Ghostvette

Everything I've read points to lower mortgage rates below 3% before the end of the year. I've been bombarded by my mortgage company wanting me to refi, they would call me once a week. I had to finally tell them that unless they could get my P&I payment below $1k, stop calling. Now I get letters from them once a week.....

Banknote.com and maybe Forbes (if it isn't behind a paywall) might be the best places to look for information. WSJ is behind a paywall, so getting information there is tough.

Its a weird time. The employment report drove the interest rate up a couple weeks ago, this week the report wasnt too good, but the stock market is doing well.

I think Im gonna go for a rapid report for my credit and see what rates they give me. USAA interest was over 4 before I paid off my debt. My buddys broker said he can probably get me below 3.
THEN I was thinking do I really wanna stay in CA.... But that opens up a whole 'nother can of worms...

jwick · 06-18-2020, 11:09 AM

Quote:

Originally Posted by bunk

Its a weird time. The employment report drove the interest rate up a couple weeks ago, this week the report wasnt too good, but the stock market is doing well.

I think Im gonna go for a rapid report for my credit and see what rates they give me. USAA interest was over 4 before I paid off my debt. My buddys broker said he can probably get me below 3.
THEN I was thinking do I really wanna stay in CA.... But that opens up a whole 'nother can of worms...

We close on our refi next week. Went from 4.25 to 3.25. Looked at going with a 20yr but the rate wasn’t any different than a 30yr. I also wasn’t willing to commit to a 15yr in this current market. Bi-weekly payments and an extra $150 a month and I turn my 30 into a 15yr anyway. That works for me and I can always dial back to the minimum if needed.

bunk · 06-18-2020, 12:26 PM

Quote:

Originally Posted by jwick

We close on our refi next week. Went from 4.25 to 3.25. Looked at going with a 20yr but the rate wasn’t any different than a 30yr. I also wasn’t willing to commit to a 15yr in this current market. Bi-weekly payments and an extra $150 a month and I turn my 30 into a 15yr anyway. That works for me and I can always dial back to the minimum if needed.

Sounds like a solid deal there! I did prinicple payments on my car loan. 5 year loan down to a little over 2 years.

You arent lying about todays market! Theres so much for me to consider right now its driving me nuts...

Zoren 370 · 06-18-2020, 12:22 PM

Quote:

Originally Posted by bunk

Finance gurus- do you think the interest rates will drop once the expanded UE benefits end for those receiving it stops at the end of July?

Whats a UE benefits?

Is that same as FSH loan?

bunk · 06-18-2020, 12:27 PM

Quote:

Originally Posted by Zoren 370

Whats a UE benefits?

Is that same as FSH loan?

Sorry, shouldve been UI...unemployment insurance.

FPenvy · 06-18-2020, 08:57 AM

morning

love how the weather report was 80% chance of rain sat/sun so i went golfing yesterday just in case.......now sat/sun 20% chance on rain lol

06-18-2020, 06:32 AM	#3 (permalink)
Leingod A True Z Fanatic Join Date: Mar 2015 Location: Some Place Cold Posts: 16,060 Drives: In Circles Rep Power: 2684397	Morning guys __________________ I AM FLOOF! SOMEBODY FLOOF MY HORN!! ALL HAIL THE FLOOF!!I JUST FLOOFED ON THE FLOOR

06-18-2020, 06:58 AM	#5 (permalink)
JLarson A True Z Fanatic Join Date: Jun 2017 Location: Media, PA Posts: 4,079 Drives: 14 Nissan 370z MR M6 Rep Power: 2684370	Good morning friends and adopted family members. Wishing you all a happy Thursday and smooth sailing into the weekend. __________________ 2014 370z Touring Sport Magma Red MT // BP Single Turbo 6467 // 63mm TB's // Z1 Ported Upper Mani // RJM Pedal // Zspeed Stage 3 Clutch // 526 WHP, 451 WTQ 2006 350z (Sold) // 1990 300zx (Sold) // 1985 300zx 2+2 (Sold)

06-18-2020, 07:30 AM	#6 (permalink)
BettyZ A True Z Fanatic Join Date: Aug 2018 Location: Chicagoland Age: 38 Posts: 5,261 Drives: A Garage Queen Rep Power: 2684371	Hola itchez! May your sphincters be covid- and Zoren-free today. __________________ '14 MB Nismo \| Boost Lab 6870 1.32 AR 553 HP / 471 ft.-lbs. Betty Mods

06-18-2020, 08:34 AM	#8 (permalink)
bunk A True Z Fanatic Join Date: Mar 2018 Location: Southern California Posts: 4,077 Drives: 2010 370z Roadster Rep Power: 2684370	Finance gurus- do you think the interest rates will drop once the expanded UE benefits end for those receiving it stops at the end of July? __________________ -Drop in K&N Filter -Invidia Gemini CBE -Z1 Oil Cooler -Swift Springs - EcuTek -Forgestar F14 -SPL Camber Links -Akebono BBK Upgrade -Z1 Premium SS Lines -SPL Diff Bushings -SPL FUCAs - BellRaceworks Diff Brace

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06-18-2020, 07:29 AM	#1 (permalink)
sx moneypit Premium Member Join Date: Oct 2014 Location: Memphis,Tn. Age: 68 Posts: 3,378 Drives: 2010 370Z PG 6 spd Rep Power: 2684371	Good morning friends!