The New “What did you do with your Z today” (with off topic replies) XXXVI

Ghostvette · 06-01-2020, 09:16 AM

Quote:

Originally Posted by bunk

Has anyone here used their VA Home loan?

I was looking at some housing developments. Within the price range of the houses and what I could afford to put down @ 5% interest, the mortgage would be 500 dollars less than what Im paying in rent.

I used mine on this house. $0 down on a 219K house, P&I w/escrow $1650. My interest rate is about 5% if I recall correctly. I did pay some $$ up front to get the rate down a little.
I may refi later this year, the rates are predicted to drop to sub 3%.

Hotrodz · 06-01-2020, 09:16 AM

Good Morning my family, I am very sad and heartbroken over what is happening in our country. I am so disappointed in us and our leaders. I am still hopeful as love all the picture of the protesters and officers standing together and those protesters protecting officers that have gotten separated from their units. God be with us all. Be well and stay safe!

madwi · 06-01-2020, 09:17 AM

Quote:

Originally Posted by Ghostvette

You may find a magma red one in it's place....

I’ll take those all day lol sadly this one got a big ding from the ladder when I tossed it over the wall

redondoaveb · 06-01-2020, 09:19 AM

Quote:

Originally Posted by Rusty

Get something that starts with AR, and a 60 round mag.

A MPX, or a SP5 would be good too.

Not legal in commiefornia

bunk · 06-01-2020, 09:22 AM

Quote:

Originally Posted by redondoaveb

Not legal in commiefornia

Interesting, yesterday we were going to El Dorado park in Long Beach, as soon as we crossed into LB, we got the curfew text alert. Geo Fencing...lol
No curfews in OC...yet.

bunk · 06-01-2020, 09:25 AM

Quote:

Originally Posted by Ghostvette

I used mine on this house. $0 down on a 219K house, P&I w/escrow $1650. My interest rate is about 5% if I recall correctly. I did pay some $$ up front to get the rate down a little.
I may refi later this year, the rates are predicted to drop to sub 3%.

You can do zero down? How much were you approved for? Im getting a COE ready. Did you go through the VA or CU?

Ghostvette · 06-01-2020, 09:26 AM

Quote:

Originally Posted by Leingod

I see Ghost got caught up from the past 2 days of posts hahahahaha

I've been away from my computer for 3 days. Road trip to the Amana colonies for a beer run, then mad shopping for optics for the ARs that don't have any...

Buckle up boys, it's 1968 all over again....

redondoaveb · 06-01-2020, 09:27 AM

Quote:

Originally Posted by bunk

Interesting, yesterday we were going to El Dorado park in Long Beach, as soon as we crossed into LB, we got the curfew text alert. Geo Fencing...lol
No curfews in OC...yet.

They shut the protesting down right away in Huntington Beach when the counter protestors showed up. The people of Huntington Beach weren't going to let it get to the point of looting.

bunk · 06-01-2020, 09:32 AM

Quote:

Originally Posted by redondoaveb

They shut the protesting down right away in Huntington Beach when the counter protestors showed up. The people of Huntington Beach weren't going to let it get to the point of looting.

I would imagine that was the case in most parts of OC.

We had to go to Target. The one near me had a line just to get in, so we went to the one in Cerritos. No lines, everyone relaxed, people still practicing social distancing/masks. They still closed early, but I guess the store hours were set by the corp.

Ghostvette · 06-01-2020, 09:33 AM

Quote:

Originally Posted by bunk

You can do zero down? How much were you approved for? Im getting a COE ready. Did you go through the VA or CU?

VA is $0 down. I just had to provide a copy of my DD214 to the finance folks and they did the paperwork. Mine is financed through Planet Home Lending right now, I may go with USAA when I refi, I'd really like to go 15 or 20 years instead of 30. The $$ per month is higher than my current 30 year note. What you have to keep in mind is that they will quote you a P&I (principal & interest) amount and 'kinda forget' about the escrow amount. My escrow (taxes & insurance) runs about $440, so my P&I payment is around $1200. If I can get my P&I down to around $800, then I'll refi, otherwise, I'll stick with what I have. The house across the street from me just sold at $285K, and it needs more work than mine.

Ghostvette · 06-01-2020, 09:38 AM

Quote:

Originally Posted by bunk

Interesting, yesterday we were going to El Dorado park in Long Beach, as soon as we crossed into LB, we got the curfew text alert. Geo Fencing...lol
No curfews in OC...yet.

Quote:

Originally Posted by redondoaveb

They shut the protesting down right away in Huntington Beach when the counter protestors showed up. The people of Huntington Beach weren't going to let it get to the point of looting.

KC had a curfew over the weekend, they weren't going to enforce it last night, but right after they said that, it all went to chit. They burned a couple of shops on the Plaza, and there was supposed to be a 'protest' at Oak Park Mall in Overland Park...

WTF?!?!?!? That's a shopping center, there are no 'government' offices there. Not a good idea to bring that chit into my neck of the woods... body bags will be in order....

Hey EW, you best keep your head on a swivel in Miami, they killed a FPS officer in LA over the weekend....

Ghostvette · 06-01-2020, 09:39 AM

Quote:

Originally Posted by madwi

I’ll take those all day lol sadly this one got a big ding from the ladder when I tossed it over the wall

Damn.... I was just figuring what I'd have to bring to clean that chit off so I could put it on my Z for the return trip.

Leingod · 06-01-2020, 09:41 AM

Quote:

Originally Posted by Ghostvette

Damn.... I was just figuring what I'd have to bring to clean that chit off so I could put it on my Z for the return trip.

We could possibly wrap in it Big Sharon's underroos as well

bunk · 06-01-2020, 09:41 AM

Quote:

Originally Posted by Ghostvette

VA is $0 down. I just had to provide a copy of my DD214 to the finance folks and they did the paperwork. Mine is financed through Planet Home Lending right now, I may go with USAA when I refi, I'd really like to go 15 or 20 years instead of 30. The $$ per month is higher than my current 30 year note. What you have to keep in mind is that they will quote you a P&I (principal & interest) amount and 'kinda forget' about the escrow amount. My escrow (taxes & insurance) runs about $440, so my P&I payment is around $1200. If I can get my P&I down to around $800, then I'll refi, otherwise, I'll stick with what I have. The house across the street from me just sold at $285K, and it needs more work than mine.

The monthly note numbers I came out with was from the VA Benefits mortgage calculator. Im not sure if P&I and Escrow are both included. Either way, at the price point Im looking at, it would probably still be cheaper than my current rent.

Hotrodz · 06-01-2020, 09:42 AM

Quote:

Originally Posted by redondoaveb

Not legal in commiefornia

LMAO, my brother has two ARs!

Sent from my SM-G965U using Tapatalk

06-01-2020, 09:16 AM	#8807 (permalink)
Hotrodz Premium Member Join Date: Aug 2012 Location: NW, AZ Posts: 9,330 Drives: 10 Nissan 370z Nismo Rep Power: 2684384	Good Morning my family, I am very sad and heartbroken over what is happening in our country. I am so disappointed in us and our leaders. I am still hopeful as love all the picture of the protesters and officers standing together and those protesters protecting officers that have gotten separated from their units. God be with us all. Be well and stay safe! FL 4Motion, eastwest2300, God-Speed and 12 others like this. __________________ *Fast Intentions TT Installed and Tuned by Seb at SpecialtyZ 610whp 560tq:\|Fast Intentions 3" TT-TDX*\|SpecialtyZ/Fast Intentions 72 Row Oil Cooler\|SZ 6 Puck Clutch & Flywheel\|3GsCustoms\|Z1\|Wavetrac\|Hotchkis\|Whiteline \|Blitz\|Fortune Auto 500\|Fujimura\|SPL\|H&R\|TK\|TWM\|RPM Rollbar\|Sparco\|Next Level Performance\|TrackSpec\|AeroFlow Dynamics\|Pioneer\|

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