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Nissan 370Z Forum (http://www.the370z.com/)
-   The Lounge (Off Topic) (http://www.the370z.com/lounge-off-topic/)
-   -   The New “What did you do with your Z today” (with off topic replies) XXXV (http://www.the370z.com/lounge-off-topic/132911-new-what-did-you-do-your-z-today-off-topic-replies-xxxv.html)

JARblue 03-25-2020 06:41 AM
Quote:
Originally Posted by Spoiler (Post 3918116)
I was trying to attach a .mov off of my phone that I wanted to share, but obviously I don’t know what the heck I’m doing... LOL
lol

The forum software doesn't host video. The only way to embed a movie in a post on this forum is to use the [YOUTUBE] or [VIMEO] tags. Alternately, you can upload the video to a hosting site/server and link it here using the [URL] tag.

I'm pretty sure Tapatalk allows video upload, but I've never done it on this forum. I do know that uploads in the Tapatalk app go to a server hosted by the app, so that part is taken care of for you.

jchammond 03-25-2020 06:47 AM
Happy HumpDay/ToolDay Folks :tiphat:

FPenvy 03-25-2020 06:52 AM
Quote:
Originally Posted by God-Speed (Post 3918101)
Good Wednesday Morning All. Well like James said yesterday, Austin is shut down. :shakes head: Other than the gym being closed, for me its not that big of a deal. You can still go out to the food king, restaurants for pick up or drive through walk out side. However, in saying that I still think it is a bunch of BS. Anyway weather today here in Austin is to be summer like with a high of 90* clear skies with 0% chance of rain. :tup: After this mornings coffee and working out I may tackle the front yard. Backyard is done. Have a good one guys stay safe and keep washing those hands. :tup:
yea just saw a tweet this morning rooster teeth/achievement hunter are shutting down and doing their content from home for 3 weeks.

FPenvy 03-25-2020 06:52 AM
morning :hello:

Zoren 370 03-25-2020 06:56 AM
Good morning guys!


Hey I got Mz Daisy liked some of my post I guess this is a good start we might get things going forward soon!!! Lol:nutswinger:

JLarson 03-25-2020 06:57 AM
Morning all, wishing you all a Covid-free day! I will say I wish traffic was this light all the time. Cruising into work in 30 minutes? Yes please! Love it.

madwi 03-25-2020 07:09 AM
Quote:
Originally Posted by eastwest2300 (Post 3917886)
no but a coworker close to me did, found out last night.
https://i.redd.it/k4m9zwoy6kb41.jpg

FPenvy 03-25-2020 07:10 AM
Quote:
Originally Posted by JLarson (Post 3918126)
Morning all, wishing you all a Covid-free day! I will say I wish traffic was this light all the time. Cruising into work in 30 minutes? Yes please! Love it.
makes me excited for tomorrow being 65. godzilla shall be coming out.

monday night i was working in the garage and i heard a bunch of cars just ripping down the highway by my house. made me sad but they will soon learn they aint nothing lol

Leingod 03-25-2020 07:17 AM
Cruising from my bed to my desk. 3 steps.

sx moneypit 03-25-2020 07:25 AM
Good morning everyone!:hello:Was busy on my half day Saturday but haven't done sh*t since then.:shakes head:

bunk 03-25-2020 07:28 AM
Quote:
Originally Posted by sx moneypit (Post 3918136)
Good morning everyone!:hello:Was busy on my half day Saturday but haven't done sh*t since then.:shakes head:
Ive been doing user support this week because all my projects have been on hold. Friday was a little busy, but since then Ive worked probably 3 hours of actual work. It seems I do more at home though than when Im at work...lol

Spooler 03-25-2020 07:28 AM
Quote:
Originally Posted by JLarson (Post 3918126)
Morning all, wishing you all a Covid-free day! I will say I wish traffic was this light all the time. Cruising into work in 30 minutes? Yes please! Love it.
Tune today, Yippee....

FPenvy 03-25-2020 07:31 AM
ooooooo today is not going for partly sunny and 55.

was supposed to be rain most of the day. might take godzilla out today too.

Rusty 03-25-2020 07:34 AM
:hello:

I'z up. :yawn:

Working today from 10 to 2. :yawn:

Should of never had the 2nd half of that steak hoagie last night. About 4 o:clock. I was up paying for it. :icon14: I'm still full from that monster.

FPenvy 03-25-2020 07:39 AM
Quote:
Originally Posted by Rusty (Post 3918141)
:hello:

I'z up. :yawn:

Working today from 10 to 2. :yawn:

Should of never had the 2nd half of that steak hoagie last night. About 4 o:clock. I was up paying for it. :icon14: I'm still full from that monster.
mmmmmmm i could go for a big steak/philly right now.

bunk 03-25-2020 07:43 AM
Quote:
Originally Posted by FPenvy (Post 3918140)
ooooooo today is not going for partly sunny and 55.

was supposed to be rain most of the day. might take godzilla out today too.
Shut up and do it!!!!

FPenvy 03-25-2020 07:44 AM
Quote:
Originally Posted by bunk (Post 3918147)
Shut up and do it!!!!
i dont take it out unless the temp is up. tires dont work below 42 and hurts them.

Rusty 03-25-2020 07:46 AM
Quote:
Originally Posted by FPenvy (Post 3918148)
i dont take it out unless the temp is up. tires dont work below 42 and hurts them.
I forgot that point yesterday. :icon14:

bunk 03-25-2020 07:46 AM
Quote:
Originally Posted by FPenvy (Post 3918148)
i dont take it out unless the temp is up. tires dont work below 42 and hurts them.
Sorry... I know nothing of such things. Its always relatively warm here.. lol

bunk 03-25-2020 07:48 AM
The good thing about this shelter in place, is think about all the fatal accidents that happen every day. Imagine all the people that wouldve died that didnt because theyre on lockdown.

Zoren 370 03-25-2020 07:54 AM
Hey guys has everyone has 401K?

I just lost 16.55%:mad:

Do you guys advise to pull out or stay and hope the market rebounds in years?

Is there a possibility that your 401K gets depleted to zero?

Any finance expert in here.

FPenvy 03-25-2020 07:55 AM
Quote:
Originally Posted by Zoren 370 (Post 3918154)
Hey guys has everyone has 401K?

I just lost 16.55%:mad:

Do you guys advise to pull out or stay and hope the market rebounds in years?

Is there a possibility that your 401K gets depleted to zero?

Any finance expert in here.
i refuse to even look at mine.

it'll just make me angry and violent that everything i;ve been working for has gone tits up because our gov't is shiiiiiiiit.

Zoren 370 03-25-2020 08:03 AM
Ok but whats the most appropriate course of action?

Is there a possibility it would tank down to zero.

Dang I need my shot gun! Lol

bunk 03-25-2020 08:05 AM
Quote:
Originally Posted by Zoren 370 (Post 3918154)
Hey guys has everyone has 401K?

I just lost 16.55%:mad:

Do you guys advise to pull out or stay and hope the market rebounds in years?

Is there a possibility that your 401K gets depleted to zero?

Any finance expert in here.
Nope. The stimulus package is going to sustain the big corporations. I havent seen a 401k in over a decade so I cant remember, but can you see where your money is invested?

FPenvy 03-25-2020 08:07 AM
Quote:
Originally Posted by Zoren 370 (Post 3918156)
Ok but whats the most appropriate course of action?

Is there a possibility it would tank down to zero.

Dang I need my shot gun! Lol
unless we fall into mad max type territory i dont think anything will hit 0

the whole financial/economical stuff going on is just insane. its up down up down who knows. i've never been big into it and now i'm just like wtf.

i'm def not one to be an authority on it lol

Rusty 03-25-2020 08:10 AM
Quote:
Originally Posted by Zoren 370 (Post 3918156)
Ok but whats the most appropriate course of action?

Is there a possibility it would tank down to zero.

Dang I need my shot gun! Lol
If you didn't switch your 401k from stocks and bonds funds to a money market type of fund back in mid Feb. You as well stay where you're at now and ride it out. It will come back. But for how long that takes, is anyone's guess.

bunk 03-25-2020 08:11 AM
Quote:
Originally Posted by FPenvy (Post 3918158)
unless we fall into mad max type territory i dont think anything will hit 0

the whole financial/economical stuff going on is just insane. its up down up down who knows. i've never been big into it and now i'm just like wtf.

i'm def not one to be an authority on it lol
There are "circuit breakers" built into the stock market. I dont know the exact numbers right now, but when the index drops a certain percentage in a defined amount of time, trading stops so that the traders can take a deep breath..lol I think those % levels changes depending on the health of the economy.

FPenvy 03-25-2020 08:13 AM
Quote:
Originally Posted by Rusty (Post 3918159)
If you didn't switch your 401k from stocks and bonds funds to a money market type of fund back in mid Feb. You as well stay where you're at now and ride it out. It will come back. But for how long that takes, is anyone's guess.
i cant remember what all my stuff is in......i should look butttttttt i'll get angry lol

i've done so good past couple years. upped my contribution along with having my friend (financial adviser/manager) restructured my stuff. i guess my dumbass had my percentages just a bit off lol

bunk 03-25-2020 08:19 AM
With the stimulus package being approved and the Administration announcing that they want to open the economy back up by Easter, you better buy now if you have the extra cash! The market is already creeping back up.

Leingod 03-25-2020 08:22 AM
Just stay in at this point Zoren. I'll break this down as simple as possible.

Whatever you're vested in currently is down a ton of money. Why would you withdrawal your vested amount now when it's at its theoretical lowest point just to put it back in at a later time when things rebound and stocks go back up again? Youll start off with even less vested stock instead of just riding it out.

We have enough safeguards in place that the market will tank for a while and then begin to rebound eventually. Just ride it out and you'll be safe to retire at your planned age regardless.

Zoren 370 03-25-2020 08:23 AM
Quote:
Originally Posted by Rusty (Post 3918159)
If you didn't switch your 401k from stocks and bonds funds to a money market type of fund back in mid Feb. You as well stay where you're at now and ride it out. It will come back. But for how long that takes, is anyone's guess.

I put my investment 401K to stocks should I switch to long term
Gov Bond index fund?

Leingod 03-25-2020 08:24 AM
And bunk is correct. If you have spare cash, now is a phenomenal time to invest in safe places. I bought a few different things last week. Yum brand food, Dave and busters, and apple since they all tanked relatively hard. D&B is probably the riskiest I vested in, but the others have only ways of going up.

bunk 03-25-2020 08:26 AM
Quote:
Originally Posted by Leingod (Post 3918168)
And bunk is correct. If you have spare cash, now is a phenomenal time to invest in safe places. I bought a few different things last week. Yum brand food, Dave and busters, and apple since they all tanked relatively hard. D&B is probably the riskiest I vested in, but the others have only ways of going up.
Apple MIGHT be risky since they manufacture in China. Itll depend on if the Govt puts sanctions/restrictions/regulations after this virus thing is all said and done.

Leingod 03-25-2020 08:26 AM
Quote:
Originally Posted by Zoren 370 (Post 3918167)
I put my investment 401K to stocks should I switch to long term
Gov Bond index fund?
And index is always a safe vestments in the long run. But that all depends on how interest rates are going. I think they're starting to climb. Idk the rates currently though.

Zoren 370 03-25-2020 08:27 AM
Quote:
Originally Posted by Leingod (Post 3918166)
Just stay in at this point Zoren. I'll break this down as simple as possible.

Whatever you're vested in currently is down a ton of money. Why would you withdrawal your vested amount now when it's at its theoretical lowest point just to put it back in at a later time when things rebound and stocks go back up again? Youll start off with even less vested stock instead of just riding it out.

We have enough safeguards in place that the market will tank for a while and then begin to rebound eventually. Just ride it out and you'll be safe to retire at your planned age regardless.

Thanks man that made sense. I probably reallocate some of my 401k any suggestions to where it would be safer or less risky?

Leingod 03-25-2020 08:28 AM
Quote:
Originally Posted by bunk (Post 3918169)
Apple MIGHT be risky since they manufacture in China. Itll depend on if the Govt puts sanctions/restrictions/regulations after this virus thing is all said and done.
True. It'll be a hard pull though as they're still basically the largest tech conglomerate in the world. My only regret is not getting tesla stock earlier. I never really paid attention to it. Haha

bunk 03-25-2020 08:30 AM
Quote:
Originally Posted by Leingod (Post 3918173)
True. It'll be a hard pull though as they're still basically the largest tech conglomerate in the world. My only regret is not getting tesla stock earlier. I never really paid attention to it. Haha
Apple wont tank, thats for sure. Theyre a too big to fail company. I think one of the best bets is the US Airline industry. AA, United and even Delta. Theyre so cheap right now and you know they arent gong anywhere.

Leingod 03-25-2020 08:33 AM
Quote:
Originally Posted by Zoren 370 (Post 3918171)
Thanks man that made sense. I probably reallocate some of my 401k any suggestions to where it would be safer or less risky?
Here's a mix of my top 5. These are all safe. They're slow burners basically. The major ones are the last 2 for me. I've seen a climb of 4.75 and 6.46 rate of return on them respectively.

T Rowe price mid cap growth

T Rowe price dividend gr

Nbt Bancorp stock fund

Vanguard intermediate US treasurery

T Rowe price retirement 2050

Leingod 03-25-2020 08:35 AM
Quote:
Originally Posted by bunk (Post 3918174)
Apple wont tank, thats for sure. Theyre a too big to fail company. I think one of the best bets is the US Airline industry. AA, United and even Delta. Theyre so cheap right now and you know they arent gong anywhere.
1 or 2 of them might go down the drain. That's my only concern. Delta has been a steaming pile for a while. But you're right. For how little they are right now. It's worth the risk to buy a few grand of stock if possible. At worst, they go under. Best case, they rebound and double the worth again.

Leingod 03-25-2020 08:39 AM
Last but not least. And I never thought I'd be saying this to Zoren.

Never pull out! (of your 401k at times like this)


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