The New "What did you do with your Z today" (with off topic replies) XXXII

bunk · 03-27-2019, 10:39 AM

Quote:

Originally Posted by FPenvy

me friends were givin me hell in mexico that i didnt put the trip and everything we did on my CC. they're like it's points.....i'm like i've never used my points nor looked at them because i rarely use my CC lol

I put the downpayment on the Z on my Southwest card. Paid it off as soon as it the charge cleared. Easy points.

FPenvy · 03-27-2019, 10:40 AM

Quote:

Originally Posted by bunk

I put the downpayment on the Z on my Southwest card. Paid it off as soon as it the charge cleared. Easy points.

see if i had a SW card i would. my card is just through my bank. i've been tempted to branch out to have more but i really dont want extra ones. too tempting especially with GTR parts on the brain.

bunk · 03-27-2019, 10:43 AM

Quote:

Originally Posted by FPenvy

see if i had a SW card i would. my card is just through my bank. i've been tempted to branch out to have more but i really dont want extra ones. too tempting especially with GTR parts on the brain.

Yeah, if you dont get points, no sense. However, Ive heard of people with extremely low interest rates buy a house with their credit cards, when their CC cards carry a lower interest rate than what they were offered for a home loan.

FPenvy · 03-27-2019, 10:51 AM

Quote:

Originally Posted by bunk

Yeah, if you dont get points, no sense. However, Ive heard of people with extremely low interest rates buy a house with their credit cards, when their CC cards carry a lower interest rate than what they were offered for a home loan.

to be honest i dont even know what my rate is lol

i'll have to check at some point.

bunk · 03-27-2019, 11:02 AM

Quote:

Originally Posted by FPenvy

to be honest i dont even know what my rate is lol

i'll have to check at some point.

And while you have your bank on the phone, ask them to lower your interest rate. More than likely, they will.

FPenvy · 03-27-2019, 11:03 AM

Quote:

Originally Posted by bunk

And while you have your bank on the phone, ask them to lower your interest rate. More than likely, they will.

that or up my limit and lets get a little crazy lol

i keep it pretty low to make sure i behave

JLarson · 03-27-2019, 10:41 AM

I buy everything through CC and pay it off immediately. It's between 1 and 3% back on everything, plus occasional deals (5% on my recent AirBnB booking). If you have the money to pay it off immediately, it's just a free bonus. I get a few hundred back per year.

JARblue · 03-27-2019, 10:54 AM

Quote:

Originally Posted by JLarson

I buy everything through CC and pay it off immediately. It's between 1 and 3% back on everything, plus occasional deals (5% on my recent AirBnB booking). If you have the money to pay it off immediately, it's just a free bonus. I get a few hundred back per year.

Same here. I have so many damn SW points that I decided to get an Amex card with 1-3% cash back on everything. My SW flight to ZDayZ cost less than 1/10 of my total reward points.

madwi · 03-27-2019, 11:55 AM

Quote:

Originally Posted by JLarson

I buy everything through CC and pay it off immediately. It's between 1 and 3% back on everything, plus occasional deals (5% on my recent AirBnB booking). If you have the money to pay it off immediately, it's just a free bonus. I get a few hundred back per year.

Yep. My points paid for my coolerworx shifter.

03-27-2019, 10:41 AM	#7 (permalink)
JLarson A True Z Fanatic Join Date: Jun 2017 Location: Media, PA Posts: 4,079 Drives: 14 Nissan 370z MR M6 Rep Power: 2684371	I buy everything through CC and pay it off immediately. It's between 1 and 3% back on everything, plus occasional deals (5% on my recent AirBnB booking). If you have the money to pay it off immediately, it's just a free bonus. I get a few hundred back per year. __________________ 2014 370z Touring Sport Magma Red MT // BP Single Turbo 6467 // 63mm TB's // Z1 Ported Upper Mani // RJM Pedal // Zspeed Stage 3 Clutch // 526 WHP, 451 WTQ 2006 350z (Sold) // 1990 300zx (Sold) // 1985 300zx 2+2 (Sold)

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