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We both earn good money, and put a good chunk in a joint checking and savings, but we keep what's left - and it's ours to spend on whatever we

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Old 09-13-2015, 12:45 PM   #1 (permalink)
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We both earn good money, and put a good chunk in a joint checking and savings, but we keep what's left - and it's ours to spend on whatever we want, whenever we want.

Therefore, it's my money, so I do what I want with it. I do occasionally ask her for advice, which she's pretty reluctant to give - because it's my money, and I should do what I want with it. Her usual answer is "If it will make you happy I think you should."

I'm sure if we just put 100% of our money in a joint account we'd take turns complaining about how pointless the other person's wants were, because I don't see a point in having more than 2 pairs of shoes and she doesn't see a point in having more than one car, but luckily we don't have to do that.
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Old 09-14-2015, 12:38 PM   #2 (permalink)
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Originally Posted by Davey View Post
We both earn good money, and put a good chunk in a joint checking and savings, but we keep what's left - and it's ours to spend on whatever we want, whenever we want.

Therefore, it's my money, so I do what I want with it. I do occasionally ask her for advice, which she's pretty reluctant to give - because it's my money, and I should do what I want with it. Her usual answer is "If it will make you happy I think you should."

I'm sure if we just put 100% of our money in a joint account we'd take turns complaining about how pointless the other person's wants were, because I don't see a point in having more than 2 pairs of shoes and she doesn't see a point in having more than one car, but luckily we don't have to do that.
We have a similar system. The most important thing, imo, is to have a system that both people are happy with. Once that is accomplished, a lot of "money issues" vanish and life becomes much simpler and more enjoyable.
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