[Build Thread] -- Journey to 700+ WHP [Supercharger]

[Chuck33079]

Originally Posted by cupcakez

Only said that price cause everything on there is really low mileage xD

Not relevant. Mods don't add a whole lot of value and it's been wrecked hard enough to blow airbags. Either you'll sell it at a substantial loss or you can get most of your mods sold off and stop the bleeding. If that doesn't work, fix it or you can buy another Z and swap the parts over.

[cupcakez]

Originally Posted by Chuck33079

Not relevant. Mods don't add a whole lot of value and it's been wrecked hard enough to blow airbags. Either you'll sell it at a substantial loss or you can get most of your mods sold off and stop the bleeding. If that doesn't work, fix it or you can buy another Z and swap the parts over.

Okay, the engine nevertheless is still an engine, aftermarket or not. It has 875 miles and that's pretty much like a brand new car. The only parts that have a moderate amount of miles is the body and the interior. Almost everything else that makes the car run is new lol. So aftermarket or not, the main and critical parts are still fresh.

Also, I did some research on how insurance is calculated in California and found that it works of off the TLF (Total loss formula).
(Market price of current condition after accident) + (Total costs of repairs) > (Actual Cash Value of vehicle before Accident).

If the left side is greater or equal to the right side, my car gets totalled. If not, its returned to me.

[Rusty]

A lot of the insurance companies go by %. Normally 10% of value. If the repair is less then 10% of the value of the vehicle, then the vehicle gets fixed. If the repair is greater then 10%. The vehicle gets totaled.

My brother in law at one time worked in a junk yard. When they got cars in. They would look at the insurance papers, the year of vehicle, mileage, and blue book price. If the vehicle was what they call a 10%er. It would get fixed with a R-title. The junk yard made a nice profit of of them. The vehicle was totaled by the insurance but just had enough damage on it to go over the % rule. The junk yard had all the parts needed to fix it usually.

[cupcakez]

Originally Posted by Rusty

A lot of the insurance companies go by %. Normally 10% of value. If the repair is less then 10% of the value of the vehicle, then the vehicle gets fixed. If the repair is greater then 10%. The vehicle gets totaled.

My brother in law at one time worked in a junk yard. When they got cars in. They would look at the insurance papers, the year of vehicle, mileage, and blue book price. If the vehicle was what they call a 10%er. It would get fixed with a R-title. The junk yard made a nice profit of of them. The vehicle was totaled by the insurance but just had enough damage on it to go over the % rule. The junk yard had all the parts needed to fix it usually.

Thats for states that go off a ratio.
California and 20 other states do not go off a set ratio.
They go off of what I stated in my previous post.
2 states go off of a 100% ratio.
Then from there some smaller states are like down to even as bad as 40 or 50% but I have not heard of 10%. That is a hard to believe number unless maybe you are i. a tiny city or something

https://www.google.com/amp/s/www.car...otal-loss/amp/

TLF states (21): Alaska, Arizona, California, Connecticut, Delaware, Georgia, Hawaii, Idaho, Illinois, Maine, Massachusetts, Montana, New Jersey, New Mexico, Ohio, Pennsylvania, Rhode Island, South Dakota, Utah, Vermont and Washington.

100 percent threshold (2): Colorado and Texas

80 percent threshold (3): Florida, Missouri and Oregon

75 percent threshold (16): Alabama, Kansas, Kentucky, Louisiana, Maryland, Michigan, Nebraska, New Hampshire, New York, North Carolina, North Dakota, South Carolina, Tennessee, Virginia, West Virginia and Wyoming.

70 percent threshold (5): Arkansas, Indiana, Minnesota, Mississippi and Wisconsin.

65 percent threshold (1): Nevada

60 percent threshold (1): Oklahoma

50 percent threshold (1): Iowa

[Rusty]

That article doesn't really give you a lot of info.

[cupcakez]

Originally Posted by Rusty

That article doesn't really give you a lot of info.

what info are you seeking that isnt already explained lol

Do you have a reputable article stating where most insurance companies total a car if repairs exceed 10%?
Thats extremely hard to believe...making an average 20k car totaled if 2k repairs was needed >.<

[Rusty]

Originally Posted by cupcakez

what info are you seeking that isnt already explained lol

Do you have a reputable article stating where most insurance companies total a car if repairs exceed 10%?
Thats extremely hard to believe...making an average 20k car totaled if 2k repairs was needed >.<

It doesn't go into detail. Just gives you a general idea.