Financing SC Kit

Zay370z · 02-28-2017, 01:39 AM

Do any sellers out there allow you to finance a SC kit?

James10694 · 02-28-2017, 03:38 AM

The only financing on high priced items I've seen is AAM on their TT kit. Nothing on superchargers

DrBacon · 02-28-2017, 05:55 AM

https://www.stillen.com/0-percent-financing.html

Chuck33079 · 02-28-2017, 07:09 AM

Will Stillen give you the same 0% on the replacement shortblock after their kit and tune blows up your motor?

JARblue · 02-28-2017, 07:26 AM

If you have to finance it, chances are you can't afford it.

Chuck33079 · 02-28-2017, 07:30 AM

Quote:

Originally Posted by JARblue

If you have to finance it, chances are you can't afford it.

Exactly. Sure, you might be able to finance the kit. But what about the $3-5k in supporting mods, or the emergency fund if you have to replace the motor? It's a bad idea.

Unless you've got the money, but it's been invested somewhere and you're making money on it. Finance it at zero percent and pocket the difference. But I don't think that's what's going on here.

Hotrodz · 02-28-2017, 07:33 AM

Must have another vehicle as a minimum if you want to get boosted. Mine is in the shop 500 miles away right now! Then you need some pay-o-la to fix it when something breaks and something will break or will need upgrading!

solidus · 02-28-2017, 07:36 AM

Quote:

Originally Posted by Chuck33079

Exactly. Sure, you might be able to finance the kit. But what about the $3-5k in supporting mods, or the emergency fund if you have to replace the motor? It's a bad idea.

Unless you've got the money, but it's been invested somewhere and you're making money on it. Finance it at zero percent and pocket the difference. But I don't think that's what's going on here.

Sure Fire recipe for a Garage Queen. Second time I've seen this type of question and it still amazes me. I would really hate to see that because it would likely be a 3-400 car payment 2-300 performance finance then trying to save up for a possible build and R&R. That's a whole lot of Ramen and beans.

Chuck33079 · 02-28-2017, 07:40 AM

Quote:

Originally Posted by Hotrodz

Must have another vehicle as a minimum if you want to get boosted.

It's not a requirement, but it makes life a hell of a lot easier when you don't have to pull an all-nighter in the garage Sunday night so you have a car to get to work on Monday.

Ghostvette · 02-28-2017, 08:21 AM

Quote:

Originally Posted by Zay370z

Do any sellers out there allow you to finance a SC kit?

Quote:

Originally Posted by JARblue

If you have to finance it, chances are you can't afford it.

Good God... this is 90% of what is wrong with society. The idea that "I HAVE TO HAVE IT NOW!!!!!"

FFS, show some discipline and save your money. Besides... why would you SC a 2009/2010 vehicle?

Silverstone · 02-28-2017, 08:25 AM

Financing forced induction is a huge mistake.

If you need to finance it, chances are you cannot afford it. Nor can you afford the fun stuff that goes along with owning a non-factory FI car.

Quote:

Originally Posted by Ghostvette

Besides... why would you SC a 2009/2010 vehicle?

Why not?

SouthArk370Z · 02-28-2017, 08:29 AM

My rule of thumb is to not go in debt for unnecessary items. If you think a supercharger is a necessity, you need to rearrange your priorities.

As has been pointed out already, the cost of the SC is just the beginning. Then there's installation, engine tuning, maintenance, backup transportation, etc, etc, etc.

ChaseZ · 02-28-2017, 08:36 AM

Yup. I've spent more in supporting mods than the supercharger, and there's still more to go.

jwick · 02-28-2017, 09:12 AM

Quote:

Originally Posted by ChaseZ

Yup. I've spent more in supporting mods than the supercharger, and there's still more to go.

Same boat for my turbo build. The kit itself is only about 35-40% of my total spent.

jwick · 02-28-2017, 09:16 AM

Boosting a factory NA is a huge undertaking. Things are going to go wrong and you will have to spend extra money above just normal car maintenance.

Life goals before boosting a NA car:
1. Own the car (no note)
2. Max all your retirement every year (401k, IRA, etc.)
3. Make sure you have $10k pad in case the engine goes boom.

Once you are set financially for your future you can worry about wasting money having fun in the present.

02-28-2017, 01:39 AM	#1 (permalink)
Zay370z Base Member Join Date: Feb 2017 Location: Portland Posts: 64 Drives: 09 370z PW M6 Rep Power: 8	Financing SC Kit Do any sellers out there allow you to finance a SC kit?

02-28-2017, 03:38 AM	#2 (permalink)
James10694 Track Member Join Date: Oct 2013 Location: Las Vegas NV Posts: 913 Drives: 2010 370z Nismo Rep Power: 12	The only financing on high priced items I've seen is AAM on their TT kit. Nothing on superchargers __________________ Boosted Performance Single Turbo 618whp/489 tq

02-28-2017, 07:09 AM	#4 (permalink)
Chuck33079 A True Z Fanatic Join Date: Nov 2011 Location: Houston Posts: 12,265 Drives: 2011 370ztt Rep Power: 29538	Will Stillen give you the same 0% on the replacement shortblock after their kit and tune blows up your motor? Infidel, James10694, nick654 and 2 others like this. __________________ 2011 MB Touring-Sport-6sp-Nav/GTM TT/FI TT TDX/JTran/Kosmic/Eibach/Hotchkis/SPC/CSF/RPS/SoThatsWhereAllMyMoneyWent

02-28-2017, 07:26 AM	#5 (permalink)
JARblue A True Z Fanatic Join Date: Mar 2011 Location: Austin, TX Age: 43 Posts: 36,449 Drives: 11 Z34, 98 E36 M3 Rep Power: 2684440	If you have to finance it, chances are you can't afford it. SouthArk370Z, jwick, gomer_110 and 11 others like this. __________________ 2011 370Z 6MT Sport Gun Metallic \| ARC \| CJM \| Ecutek \| FI \| Fujimura \| R2C \| SPL \| Stillen \| TWM \| Z1 \| ZSpeed \|

02-28-2017, 07:33 AM	#7 (permalink)
Hotrodz Premium Member Join Date: Aug 2012 Location: NW, AZ Posts: 9,330 Drives: 10 Nissan 370z Nismo Rep Power: 2684384	Must have another vehicle as a minimum if you want to get boosted. Mine is in the shop 500 miles away right now! Then you need some pay-o-la to fix it when something breaks and something will break or will need upgrading! __________________ *Fast Intentions TT Installed and Tuned by Seb at SpecialtyZ 610whp 560tq:\|Fast Intentions 3" TT-TDX*\|SpecialtyZ/Fast Intentions 72 Row Oil Cooler\|SZ 6 Puck Clutch & Flywheel\|3GsCustoms\|Z1\|Wavetrac\|Hotchkis\|Whiteline \|Blitz\|Fortune Auto 500\|Fujimura\|SPL\|H&R\|TK\|TWM\|RPM Rollbar\|Sparco\|Next Level Performance\|TrackSpec\|AeroFlow Dynamics\|Pioneer\|

02-28-2017, 05:55 AM	#3 (permalink)
DrBacon Enthusiast Member Join Date: Nov 2016 Location: Washington Posts: 285 Drives: 2014 Nismo Rep Power: 27364	https://www.stillen.com/0-percent-financing.html

02-28-2017, 08:29 AM	#12 (permalink)
SouthArk370Z Premium Member Join Date: Nov 2010 Location: South Arkansas Posts: 8,435 Drives: 2014 Challenger Rep Power: 324197	My rule of thumb is to not go in debt for unnecessary items. If you think a supercharger is a necessity, you need to rearrange your priorities. As has been pointed out already, the cost of the SC is just the beginning. Then there's installation, engine tuning, maintenance, backup transportation, etc, etc, etc. __________________ Steering Lock Links - Search The370Z Bookmarklet - FSM @ NICOclub Mankind has progressed past the need for war but we haven't evolved that far. - NachoMahma

02-28-2017, 08:36 AM	#13 (permalink)
ChaseZ A True Z Fanatic Join Date: May 2016 Location: Calgary Posts: 3,799 Drives: 16 370z Rep Power: 94682	Yup. I've spent more in supporting mods than the supercharger, and there's still more to go. jwick, Chuck33079 and Hotrodz like this.

02-28-2017, 09:16 AM	#15 (permalink)
jwick A True Z Fanatic Join Date: Dec 2010 Location: Houston Posts: 14,532 Drives: '10 G37 6MT Rep Power: 2465056	Financing SC Kit Boosting a factory NA is a huge undertaking. Things are going to go wrong and you will have to spend extra money above just normal car maintenance. Life goals before boosting a NA car: 1. Own the car (no note) 2. Max all your retirement every year (401k, IRA, etc.) 3. Make sure you have $10k pad in case the engine goes boom. Once you are set financially for your future you can worry about wasting money having fun in the present. TechnicZ, SouthArk370Z, VQStryker and 2 others like this. __________________ '10 G37T 6MT Graphite/Graphite - BP - G37T Build

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