HPDE Insurance: Post Experiences

spearfish25

I'm not worried about going off on my own (although that could still have consequences). It's getting hit by someone else both on track or after going off. If it were just me lapping on the track alone, I wouldn't buy insurance.

Frankly, my experiences have shown the novice group to be the most risky. Every track day there are idiots who don't follow the rules, pass in unauthorized zones, and fail to heed flags. I'd be curious to learn if more track day accidents happen in the novice or the advanced group. I've done 7 track days and many groups still place me in Novice (while others put me in Advanced...time for standardization you think?). I much prefer the Intermediate group as these people tend to know the basics and not do stupid things. It makes the hair on the back of my neck stand on end knowing some guy who has never been on the track before is anywhere near my car.

That would be a sad, sad day. Hope it never happens.

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2013 Cadillac V-Wagon, RIP Z