MUST find a way... NEW Buyer HELP NEEDED!

bigdog1250 · 10-06-2009, 03:17 AM

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lovethe370z · 10-06-2009, 09:51 AM

Quote:

Originally Posted by bigdog1250

Hey Guys,

So like most of you, I have been drooling over the 370z since fall of last year. However I have been without a solid job for the past 2 years due to school. Currently I am a Junior in college and have begun working for Apple as of 2 months ago. Just as some background info, I bought a 350z when I was 17 and sadly sold it when I moved to SF for school. Didn't want to have payments my freshman year... but now I highly regret that decision.

I live in CA in the bay area and am trying to find a way to buy/lease a 370z.
I don't want to co-sign, thus I face a great challenge.

My credit score is 727, not too shabby for a 20 year old.
I have $2K to drop as a down payment right now. Can have $4K soon.

I would like to hear from you guys if there is a logical way to obtain a 370z.

Could leasing be the answer?

Leasing is a scam that exploits those want what they cannot afford.

If you cannot afford the car, do not buy it. Starting off your life with major debt on a depreciating asset is just dumb.

carfr3ak · 10-06-2009, 10:04 AM

love, you must feel the same about people financing cars. Leasing is for people who like to change cars every few years and don't want to deal with trading in the car, and there's other advantages to leasing which I won't go into.

OP: In my opinion, I suggest you don't do it. In this economy right now, absolutely nothing is guaranteed. Just because you are working for apple now, doesn't mean you will be working for them next month. It's very bad that the first money you come upon, you think about ways of spending it immediately instead of saving for rainy days.

Let's face it, 2k or 4k down is nothing. You live in SF, most of the people commute by public transportation or bike because owning a car there is very expensive and not the logical choice. If you were living in some other bay area city, then yea. But in your case, even then, no.

1down5up · 10-06-2009, 10:51 AM

Quote:

Originally Posted by lovethe370z

Leasing is a scam that exploits those want what they cannot afford.

Not true. It depends on the lease offer, vehicle, and ownership period.

edeeZee · 10-06-2009, 11:25 AM

Quote:

Originally Posted by lovethe370z

Leasing is a scam that exploits those want what they cannot afford.

If you cannot afford the car, do not buy it. Starting off your life with major debt on a depreciating asset is just dumb.

No, leasing IS NOT a scam. There's no "exploitation" like you vilify it to be. There are WEALTHY people who lease $100K or more cars because they like using them for 3-4 years, don't wanna hassle with trading it or selling it in ads had they bought it, and use leases as "tax write offs"...

I agree with you, however, that living above your means, especially in this precarious economy which looks dismal, is dumb.

FuszNissan · 10-06-2009, 01:28 PM

Quote:

Originally Posted by edeeZee

No, leasing IS NOT a scam. There's no "exploitation" like you vilify it to be. There are WEALTHY people who lease $100K or more cars because they like using them for 3-4 years, don't wanna hassle with trading it or selling it in ads had they bought it, and use leases as "tax write offs"...

I agree with you, however, that living above your means, especially in this precarious economy which looks dismal, is dumb.

blinkme323 · 10-06-2009, 02:30 PM

Leasing definitely is not a scam, it can be even more advantageous than financing depending the situation - it all depends on the person. If you are someone who likes to change cars every few years, then leasing is probably the right choice. Also, most leases can be treated like a finance in a way, it just depends on the residual.

maggot head · 10-07-2009, 09:33 PM

Quote:

Originally Posted by lovethe370z

Leasing is a scam that exploits those want what they cannot afford.

If you cannot afford the car, do not buy it. Starting off your life with major debt on a depreciating asset is just dumb.

Alot of very rich people lease ferraris and lamborghinis etc.

FuszNissan · 10-07-2009, 10:23 PM

Buy things that appreciate, rent things that depreciate. That is the simplest way to put it

10-06-2009, 03:17 AM	#1 (permalink)
bigdog1250 Track Member Join Date: Nov 2008 Location: San Francisco Posts: 846 Drives: 991.2 GT3 Rep Power: 17	MUST find a way... NEW Buyer HELP NEEDED! . Last edited by bigdog1250; 10-06-2009 at 01:04 PM.

10-07-2009, 10:23 PM	#9 (permalink)
FuszNissan A True Z Fanatic Join Date: May 2009 Location: St. Louis Posts: 14,275 Drives: Pure Sex Rep Power: 541	Buy things that appreciate, rent things that depreciate. That is the simplest way to put it __________________ Mods: Too Many to list! LouFuszNissan ZDAYZ 2012

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10-06-2009, 10:04 AM	#3 (permalink)
carfr3ak Base Member Join Date: May 2009 Location: Nor Cal Posts: 71 Drives: Nissan SUV Rep Power: 15	love, you must feel the same about people financing cars. Leasing is for people who like to change cars every few years and don't want to deal with trading in the car, and there's other advantages to leasing which I won't go into. OP: In my opinion, I suggest you don't do it. In this economy right now, absolutely nothing is guaranteed. Just because you are working for apple now, doesn't mean you will be working for them next month. It's very bad that the first money you come upon, you think about ways of spending it immediately instead of saving for rainy days. Let's face it, 2k or 4k down is nothing. You live in SF, most of the people commute by public transportation or bike because owning a car there is very expensive and not the logical choice. If you were living in some other bay area city, then yea. But in your case, even then, no.

10-06-2009, 02:30 PM	#7 (permalink)
blinkme323 Base Member Join Date: Apr 2009 Location: Philly Posts: 227 Drives: 09 370z Base w/Sport Rep Power: 16	Leasing definitely is not a scam, it can be even more advantageous than financing depending the situation - it all depends on the person. If you are someone who likes to change cars every few years, then leasing is probably the right choice. Also, most leases can be treated like a finance in a way, it just depends on the residual.