payments opinion

victort · 01-03-2014, 10:49 PM

Quote:

Originally Posted by johncarlopang

well my us bank is only offering .09% less than NMAC is offering. im paying 600 a month and principal is 500 and 100 goes to interest. its insane dont know what to do.

get a cheaper car

XiP · 01-04-2014, 09:12 PM

Quote:

Originally Posted by victort

get a cheaper car

this

if it's a burden on your wallet then you need to reprioritize

johncarlopang · 01-03-2014, 10:41 PM

btw guys, my license light got busted. i dont know why. where is the best place to buy LED lights and the brightest ones? autozone?

enkei2k · 01-04-2014, 11:53 AM

when did you get the car?

I know that usually spring time Nissan offers 0% for up to 60 months (for the past 2 years anyway). That's what I have.

Check PenFed or BankRate.com to see if they have cheaper options.

MMC Racing · 01-04-2014, 12:08 PM

Check your local credit unions. My local credit union has 1.5% up to 60 months. https://www.pmcu.com/webfederal.asp?...een+Auto+Promo

Cvzg77r · 01-04-2014, 05:49 PM

I'm at 615 a month for 60 month term not too bad really lol

kfull · 01-04-2014, 05:51 PM

got mine at 0% through nmac, bought in March of 2012. I think they do it every year

synolimit · 01-04-2014, 05:54 PM

Quote:

Originally Posted by Cvzg77r

I'm at 615 a month for 60 month term not too bad really lol

Lol no that's bad.

Cvzg77r · 01-04-2014, 09:56 PM

Quote:

Originally Posted by synolimit

Lol no that's bad.

zero interest... n its a nismo..

MMC Racing · 01-04-2014, 06:32 PM

Payments are all relative to income. In 1997 when I bought my first brand new car and had a $300/mo payment on my $27,000 yearly income, it seemed like a lot. $673/mo on current $300k income is almost a rounding error.

ezpz112 · 01-07-2014, 12:11 PM

3.99% is ridiculous. Check credit unions. I have mine at 1.99% for a 30k loan on a used 2013.

01-04-2014, 11:53 AM	#4 (permalink)
enkei2k A True Z Fanatic Join Date: Apr 2011 Location: NYC Posts: 6,365 Drives: '12 G41 B/S M6 Rep Power: 3718	when did you get the car? I know that usually spring time Nissan offers 0% for up to 60 months (for the past 2 years anyway). That's what I have. Check PenFed or BankRate.com to see if they have cheaper options. __________________ ...need boost...

01-04-2014, 12:08 PM	#5 (permalink)
MMC Racing Track Member Join Date: Jun 2009 Location: San Diego Posts: 661 Drives: 2015 GT-R Rep Power: 18	Check your local credit unions. My local credit union has 1.5% up to 60 months. https://www.pmcu.com/webfederal.asp?...een+Auto+Promo __________________ 2014 F150 Raptor, 2014 Mazda 3, 2015 Nissan GT-R

01-04-2014, 05:51 PM	#7 (permalink)
kfull Track Member Join Date: Mar 2012 Location: Massachusetts Posts: 909 Drives: A lot Rep Power: 16	got mine at 0% through nmac, bought in March of 2012. I think they do it every year __________________ 2012 GM 6MT sports package \| FI non res cf exhaust \| K&N Drop Ins \| Viper 3303 security system w/ tilt sensor \| GTR start button \| 35% rear 45% side window tint \| Michelin PSS

01-04-2014, 06:32 PM	#10 (permalink)
MMC Racing Track Member Join Date: Jun 2009 Location: San Diego Posts: 661 Drives: 2015 GT-R Rep Power: 18	Payments are all relative to income. In 1997 when I bought my first brand new car and had a $300/mo payment on my $27,000 yearly income, it seemed like a lot. $673/mo on current $300k income is almost a rounding error. __________________ 2014 F150 Raptor, 2014 Mazda 3, 2015 Nissan GT-R

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01-03-2014, 10:41 PM	#3 (permalink)
johncarlopang Base Member Join Date: Apr 2013 Location: las vegas Posts: 141 Drives: none Rep Power: 14	btw guys, my license light got busted. i dont know why. where is the best place to buy LED lights and the brightest ones? autozone?

01-04-2014, 05:49 PM	#6 (permalink)
Cvzg77r Base Member Join Date: May 2012 Location: Rockwall, TX Posts: 117 Drives: 12 NiSSAN 370Z nismo Rep Power: 15	I'm at 615 a month for 60 month term not too bad really lol

01-07-2014, 12:11 PM	#11 (permalink)
ezpz112 Base Member Join Date: Nov 2013 Location: Atlanta, GA Posts: 34 Drives: 2013 370Z Rep Power: 13	3.99% is ridiculous. Check credit unions. I have mine at 1.99% for a 30k loan on a used 2013.