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Official Insurance Premium Discussion Thread

Originally Posted by DJcuetip Hey guys, I was just wondering if anyone recommends a good insurance that offers a good rate and good coverage. I current have insurance with All

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Old 04-15-2010, 01:17 PM   #1 (permalink)
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Hey guys,

I was just wondering if anyone recommends a good insurance that offers a good rate and good coverage. I current have insurance with All State but I feel like I pay a lot per month so I am looking to shop around. I even claimed the car getting an annual mileage of below 3000, but its still pretty high? Since everyone here has a 370z, what company do you use and how are your premiums?
Call around, different companies, different rates, different applications.
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Old 04-15-2010, 01:28 PM   #2 (permalink)
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It's so subjective. I get all sorts of discounts for having 2 cars, being a homeowner, being married, signing up for automatic payments, etc. Insurance companies definitely compete so just call around and don't be shy about asking for discounts. There are common industry terms so be sure you're comparing apples to apples too. Also, don't just go for the cheapest amount. A few dollars per month for better coverage/services will help if you get into a bind.

The funny thing is out of all the sports cars I've owned over the past few years, my Nismo 370Z is the cheapest even before discounts. In order of most expensive to least expensive it has gone 2007 Civic Si > 2008 350Z > 2009 Nismo 370Z.
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Old 04-15-2010, 01:36 PM   #3 (permalink)
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It's the freakin car and the demographics that buy it........Just read this forum and you'll know why rates on it are sky high. Thank your street racing buddies with more testosterone than sense... Twice what it was on my '08 Vette and I'm in the lowest risk Age group you can imagine (60 +)...
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Old 04-15-2010, 01:41 PM   #4 (permalink)
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Get an insurance broker to find you the best rate for the coverage you want. Saved me a ton of money and didn't charge me for the work. They get referral cash from the insurance companies, so no money out of pocket for you.
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Old 04-15-2010, 09:52 PM   #5 (permalink)
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It's the freakin car and the demographics that buy it........Just read this forum and you'll know why rates on it are sky high. Thank your street racing buddies with more testosterone than sense... Twice what it was on my '08 Vette and I'm in the lowest risk Age group you can imagine (60 +)...
I see a lot of men your age around my area driving sport cars and even cars like TL and they drive recklessly. You are still a man
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Old 04-15-2010, 09:56 PM   #6 (permalink)
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Originally Posted by Modshack View Post
It's the freakin car and the demographics that buy it........Just read this forum and you'll know why rates on it are sky high. Thank your street racing buddies with more testosterone than sense... Twice what it was on my '08 Vette and I'm in the lowest risk Age group you can imagine (60 +)...
WOW, tiwice of that of a 08 Vette? With the same deductibles?

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