Official Insurance Premium Discussion Thread

[enkei2k]

Wait 2 more years until you are 25 then check the rates again, they'll go down.

Also, don't get just the base package, definitely consider getting one with sport package. Well worth the extra few grand.

[Infidel]

Originally Posted by enkei2k

Wait 2 more years until you are 25 then check the rates again, they'll go down.

Also, don't get just the base package, definitely consider getting one with sport package. Well worth the extra few grand.

THIS ^^^^

I am with State Farm and pay $109 a month (I'm 44yrs old). The wife and I will be looking for better deals next week. The Sports Package is the best deal going.

[DEpointfive0]

Originally Posted by Infidel

THIS ^^^^

I am with State Farm and pay $109 a month (I'm 44yrs old). The wife and I will be looking for better deals next week. The Sports Package is the best deal going.

with both

And I have full coverage State Farm, 23, totaled a car last year (flood, $27k payout) and I have a ticket on my record, with another about to post.
I pay $155.xx/month with renter's insurance

[6MT-Z34]

Originally Posted by DEpointfive0

with both

And I have full coverage State Farm, 23, totaled a car last year (flood, $27k payout) and I have a ticket on my record, with another about to post.
I pay $155.xx/month with renter's insurance

I'm new to the insurance world too (23) what is renter's insurance?

[alvitdk]

Originally Posted by enkei2k

Wait 2 more years until you are 25 then check the rates again, they'll go down.

Also, don't get just the base package, definitely consider getting one with sport package. Well worth the extra few grand.

Cant agree with that, it all depends what you're planning of doing with the car. I test drove the sport and felt as a DD, the suspension for NY streets are just too hard, if I would have had plan to track, I would have considered the sports package. But for a great street car and as DD, spending the extra money, especially if you tight on it, is not worth it. But again, to each his own, but the regular setup is more than good for my needs, brakes and suspension is just perfect for non tracking experience..

Oh, and I pay for two cars, my 370Z and my wife's new Mazda CX-5 $112.-/month at Geico, including mechanical breakdown insurance and roadside assistance but than we both are 45Y.