Official Insurance Premium Discussion Thread

EazyD · 02-10-2012, 11:04 AM

$84/mo
$1000/yr
1 car. No accidents/tickets.

GunMetal40thZ · 02-10-2012, 11:27 AM

$117/mo
$500 deductible
Full coverage for both my 370z and my wife's minivan.

heebus · 02-16-2012, 06:08 PM

Country = U.S.
State = California
Age = 31
Discounts = Accident Free, Multicar discount, professional discount
Deductable = $500 collision, $100 comprehensive
6 Month Full Coverage Insurance Rate = $835 (just for Z)

lpsscc · 02-16-2012, 07:21 PM

State Farm
4 cars and Home
500 Deductible
250/500/250
Perfect driving record.
40 Years old.
= 60 bucks a month (720 a year)

Pretty expensive in my normal case. Our 2011 GMC Acadia Denali is only 40 a month and thats a 50K car.

lp

sonic370 · 02-16-2012, 08:39 PM

remember they check your credit score now which will effect your cost.
anyway 2 car discount clean record
2009 370Z and 2010 Rouge 180.00 a month.
which think is to much. I'm shopping around when it's renewal time

DarkJak · 02-16-2012, 09:07 PM

18, male in TN, USA.

So far, a perfect driving record as well as a good student discount, plus it's the 4th car on the plan.

Around $1700 a year :/

our G37 is "only" $1250. Both are on the same coverage. Full, with 500 or 750 deductible (not sure if we raised it to 750 after insuring the Z)

Currently, it's uninsured and garaged though, which will have saved $1000 by the end of April.

edub370 · 02-16-2012, 10:36 PM

well i just got out of college... owned a CBR600RR, which i enjoyed... way too much sometimes.... you can do the math

i pay so much a month...

soooo much

DYNAZOR · 02-16-2012, 10:49 PM

Male, 60 years old, retired.
100k/300k/50k
1k deductable collision.
1k decductable comprehensive.
Additional vehicles insured: 2003 Harley

Premium (2012 370Z only): $844.40 per year, GEICO

The premium increased by $255 per year after switching the policy from my 3 years+ old 2009 V-6 Mustang, same coverages. Not too bad, I think.

McNasty · 02-17-2012, 12:25 AM

Country = USA
State = Las Vegas, NV
Age = 22
Discounts = Married, Military
Deductable = $500 I think
Payment = $225/Month fml...

eddieconfetti · 02-17-2012, 10:54 AM

wow. so cheap. im paying $1573 for 6 months on my 12 lexus is250. and im paying $266 liability a year on my bike.

kenchan · 02-17-2012, 11:21 AM

im still beating even 60yr old.

jonbig04 · 02-20-2012, 02:06 AM

Are you guys kidding me?!

24 years old, one ticket (right on red when I wasn't supposed to) almost 5 years ago, $500 deduct. I pay $2,400 every 6 months!

Mecinoid · 02-20-2012, 05:19 AM

$272 per six month 100/300/50 with a mil rider. Mercury Insurance... Progressive / Allstate were too expensive this time around. I had Mercury for years until their rate went up.... Went to Allstate for over 15 years. Now I'm back with Mercury. You have to shop the rates. But, make sure by checking with Consumer Reports that they pay out in an accident. Allstate just called me on Friday and said they think they can beat the rates I'm getting now. Too bad they could do that a year ago and save me a lot of time switching away.
I guess I'll let them quote again.... I hate insurance companies. State Farm we'll that's another story.
$500 ded / $100 comp / unisured motorist / multicar discount/ good driver/ homeowner discount and continuity discounts.

What I thought was amazing though is that my Motorhome which cost three times as much as my Z car only cost $350 a YEAR to insure with the same coverage and I drive it more.

BTW- The comment about 80 year olds having cheap insurance.... We'll lets just say my Dad insurance keeps going up... He's in that range. No tickets no accidents and been with same company for 50 years plus.

scottIN · 02-20-2012, 06:47 AM

State Farm Indiana
41 YO / perfect record, another car & home on the same policy
100 / 300 / 50 and a $1000 deductible.

$650 / yr.

Crazy thing is that it's only $20 / yr. more than my 2006 Ridgeline was. Tells me that it's really not about the vehicle but the individual (record, credit, etc.). I really thought I was going to get nailed when I bought this. It's actually lower than my wife's 2011 Mini Countryman All4S. LOL!

ImportConvert · 02-20-2012, 10:36 AM

I just checked what my 370Z will run me. Around $130-140/mo full coverage w/ free replacement w/in 3 years, vanishing $400 deductible, and accident forgiveness.

26/m/Louisiana

2 cars, 1 renter's insurance policy.

(FWIW, Z06 is running me around $170/mo w/same).

02-10-2012, 11:04 AM	#286 (permalink)
EazyD A True Z Fanatic Join Date: Nov 2009 Location: Massachusetts, USA Posts: 1,211 Drives: 2010 6MT Sport pkg. Rep Power: 25	$84/mo $1000/yr 1 car. No accidents/tickets. __________________ Pearl White 2010 370Z Sport, Stillen CBE, tint, K&N drop-in filters, GT-R start button, Kenwood DNX-6980 with backup cam, LED bulbs, Raceseng shift knob.

02-16-2012, 07:21 PM	#289 (permalink)
lpsscc Base Member Join Date: Jan 2012 Location: Charleston, SC Posts: 75 Drives: 40th, Altima SE-R Rep Power: 13	State Farm 4 cars and Home 500 Deductible 250/500/250 Perfect driving record. 40 Years old. = 60 bucks a month (720 a year) Pretty expensive in my normal case. Our 2011 GMC Acadia Denali is only 40 a month and thats a 50K car. lp Last edited by lpsscc; 02-16-2012 at 07:24 PM.

02-16-2012, 10:36 PM	#292 (permalink)
edub370 A True Z Fanatic Join Date: May 2011 Location: KCMO Posts: 3,458 Drives: 09 370z S/T 6MT Rep Power: 20	well i just got out of college... owned a CBR600RR, which i enjoyed... way too much sometimes.... you can do the math i pay so much a month... soooo much __________________ 09 370Z ST 6MT//Injen CAI//Greddy CBE//TP//TSW's//Swifts//Stillen lip//Whiteline sways 326whp/268tq

02-20-2012, 05:19 AM	#298 (permalink)
Mecinoid Base Member Join Date: Sep 2011 Location: Discovery Bay Posts: 234 Drives: 16 370Z Sport Wht S7 Rep Power: 6724	$272 per six month 100/300/50 with a mil rider. Mercury Insurance... Progressive / Allstate were too expensive this time around. I had Mercury for years until their rate went up.... Went to Allstate for over 15 years. Now I'm back with Mercury. You have to shop the rates. But, make sure by checking with Consumer Reports that they pay out in an accident. Allstate just called me on Friday and said they think they can beat the rates I'm getting now. Too bad they could do that a year ago and save me a lot of time switching away. I guess I'll let them quote again.... I hate insurance companies. State Farm we'll that's another story. $500 ded / $100 comp / unisured motorist / multicar discount/ good driver/ homeowner discount and continuity discounts. What I thought was amazing though is that my Motorhome which cost three times as much as my Z car only cost $350 a YEAR to insure with the same coverage and I drive it more. BTW- The comment about 80 year olds having cheap insurance.... We'll lets just say my Dad insurance keeps going up... He's in that range. No tickets no accidents and been with same company for 50 years plus. Last edited by Mecinoid; 02-20-2012 at 05:25 AM.

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02-10-2012, 11:27 AM	#287 (permalink)
GunMetal40thZ Base Member Join Date: Jan 2012 Location: Springfield Posts: 10 Drives: 10 Nissan 370Z GM M6 Rep Power: 13	$117/mo $500 deductible Full coverage for both my 370z and my wife's minivan.

02-16-2012, 06:08 PM	#288 (permalink)
heebus Base Member Join Date: Jan 2012 Location: Los Angeles Posts: 78 Drives: 12 Nismo 370z #0153 Rep Power: 13	Country = U.S. State = California Age = 31 Discounts = Accident Free, Multicar discount, professional discount Deductable = $500 collision, $100 comprehensive 6 Month Full Coverage Insurance Rate = $835 (just for Z)

02-16-2012, 08:39 PM	#290 (permalink)
sonic370 A True Z Fanatic Join Date: May 2010 Location: Orange Texas Posts: 1,574 Drives: 09 370Z Sports PGK Rep Power: 18	remember they check your credit score now which will effect your cost. anyway 2 car discount clean record 2009 370Z and 2010 Rouge 180.00 a month. which think is to much. I'm shopping around when it's renewal time

02-16-2012, 09:07 PM	#291 (permalink)
DarkJak A True Z Fanatic Join Date: Jun 2011 Location: Madison, WI Posts: 1,391 Drives: 2009 370Z Rep Power: 13448	18, male in TN, USA. So far, a perfect driving record as well as a good student discount, plus it's the 4th car on the plan. Around $1700 a year :/ our G37 is "only" $1250. Both are on the same coverage. Full, with 500 or 750 deductible (not sure if we raised it to 750 after insuring the Z) Currently, it's uninsured and garaged though, which will have saved $1000 by the end of April.

02-16-2012, 10:49 PM	#293 (permalink)
DYNAZOR Base Member Join Date: Feb 2012 Location: North Carolina Posts: 152 Drives: '15 370Z Solid Red Rep Power: 13	Male, 60 years old, retired. 100k/300k/50k 1k deductable collision. 1k decductable comprehensive. Additional vehicles insured: 2003 Harley Premium (2012 370Z only): $844.40 per year, GEICO The premium increased by $255 per year after switching the policy from my 3 years+ old 2009 V-6 Mustang, same coverages. Not too bad, I think.

02-17-2012, 12:25 AM	#294 (permalink)
McNasty Base Member Join Date: Nov 2011 Location: Las Vegas NV Posts: 52 Drives: Black 2009 370z 7AT Rep Power: 13	Country = USA State = Las Vegas, NV Age = 22 Discounts = Married, Military Deductable = $500 I think Payment = $225/Month fml...

02-17-2012, 11:21 AM	#296 (permalink)
kenchan A True Z Fanatic Join Date: Aug 2009 Location: N/A Posts: 76,801 Drives: N/A Rep Power: 141520	im still beating even 60yr old.

02-20-2012, 02:06 AM	#297 (permalink)
jonbig04 Base Member Join Date: Feb 2012 Location: Denver Posts: 6 Drives: 09 370z Rep Power: 13	Are you guys kidding me?! 24 years old, one ticket (right on red when I wasn't supposed to) almost 5 years ago, $500 deduct. I pay $2,400 every 6 months!

02-20-2012, 06:47 AM	#299 (permalink)
scottIN Track Member Join Date: Aug 2011 Location: New Castle, Indiana Posts: 764 Drives: '12 370Z Rep Power: 54	State Farm Indiana 41 YO / perfect record, another car & home on the same policy 100 / 300 / 50 and a $1000 deductible. $650 / yr. Crazy thing is that it's only $20 / yr. more than my 2006 Ridgeline was. Tells me that it's really not about the vehicle but the individual (record, credit, etc.). I really thought I was going to get nailed when I bought this. It's actually lower than my wife's 2011 Mini Countryman All4S. LOL!

02-20-2012, 10:36 AM	#300 (permalink)
ImportConvert A True Z Fanatic Join Date: Jun 2010 Location: SWMO Posts: 4,454 Drives: 2019 CX5 GT Reserve Rep Power: 7626	I just checked what my 370Z will run me. Around $130-140/mo full coverage w/ free replacement w/in 3 years, vanishing $400 deductible, and accident forgiveness. 26/m/Louisiana 2 cars, 1 renter's insurance policy. (FWIW, Z06 is running me around $170/mo w/same).