How I have scored invoice pricing with 3.99% APR on my 370Z?

Akirasoft · 04-01-2009, 09:28 PM

Quote:

Originally Posted by ThePher

What kind of credit do you need to get that 3.9% apr? I have a credit score in the 720's but have a short credit history with three low limit credit cards. I'll be putting $20k down on the car and need to finance $17k. Do you guys even think I'll get approved in the first place since I have a short credit history?

Capital One was offering 4.29% to Nissan for customers with 730+ FICO scores. 3.99% if the amount financed was less than or equal to 90% of invoice price.

ThePher · 04-02-2009, 08:40 AM

Quote:

Originally Posted by Akirasoft

Capital One was offering 4.29% to Nissan for customers with 730+ FICO scores. 3.99% if the amount financed was less than or equal to 90% of invoice price.

How can I find out more about this? I really don't want to apply and risk getting denied worsening my score.

Akirasoft · 04-05-2009, 12:02 PM

Quote:

Originally Posted by ThePher

How can I find out more about this? I really don't want to apply and risk getting denied worsening my score.

the only way you can really "find more" is to ask your dealer if they have that rate and/or try applying. This rate was only available when applying through the dealer, if you actually go to capital one's site they do not list that rate..

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