370Z Insurance

NCSUPACK09 · 06-29-2010, 07:14 PM

22 - Married
USAA
500 deductible
$625 / 6 months

Superthug · 06-29-2010, 07:20 PM

37 Single
Travelers
500 Deductible
$672 a year

Slynky · 06-29-2010, 08:05 PM

Haven't gotten a price increase (from GEICO). September is the next 6-month period.

When I got the insurance, my yearly cost went down about $300 per year from my old car, RSX Type 6 (2006). Hard to believe but

mrcardio · 06-30-2010, 12:27 AM

Why are people comparing INS rates? You understand there's like 3463463497 variables that go into creating an individual policy right? Just to name a few they take into account your credit rating, rather you rent or own, driving record, criminal record, zip code, male or female, etc, etc. So unless you know every single variable your INS company takes into account and take note it’s pointless to make comparisons.

TreeSemdyZee · 06-30-2010, 05:46 AM

Quote:

Originally Posted by mrcardio

Why are people comparing INS rates? You understand there's like 3463463497 variables that go into creating an individual policy right? Just to name a few they take into account your credit rating, rather you rent or own, driving record, criminal record, zip code, male or female, etc, etc. So unless you know every single variable your INS company takes into account and take note it’s pointless to make comparisons.

Maybe because the OP asked this.

Quote:

Originally Posted by jpit

I'm paying $544.10 for six months - 100,000/300,000, $250 ded. for comprehensive and $500 ded. for collision. Does this sound right?

Jeffblue · 06-30-2010, 06:50 AM

i pay 1376 for 6 months. i'm 22. i'm listed as the primary driver of the 370z and the car is on my parents policy. Just food for thought, when i was setting up the insurance on the car, i was kidding around with the woman from geico and i said 'if this were my mom's car, what would it cost for 6 mo. she looked it up and said 716. for my dad it would be 920. So there you can see the age/gender factor at play.

and i have a clean record btw

Matt · 06-30-2010, 08:26 AM

Quote:

Originally Posted by mrcardio

Why are people comparing INS rates? You understand there's like 3463463497 variables that go into creating an individual policy right? Just to name a few they take into account your credit rating, rather you rent or own, driving record, criminal record, zip code, male or female, etc, etc. So unless you know every single variable your INS company takes into account and take note it’s pointless to make comparisons.

Whether I pay $2000 or $200 every 6 months, it'll mean absolutely nothing to the OP except to satisfy curiosity.

Jeffblue · 06-30-2010, 09:32 AM

Quote:

Originally Posted by Matt

Whether I pay $2000 or $200 every 6 months, it'll mean absolutely nothing to the OP except to satisfy curiosity.

I think that's exactly point. In my usual fashion, i will make a completely ridiculous analogy. If someone has cancer, they want to know what the survival rate is for that type of cancer, even though it will have no impact on whether or not they survive, just so they know what they are dealing with. i'm pretty sure this is just to satisfy curiosity, and i dont think its a bad thing.

jpit · 06-30-2010, 10:23 AM

Also, if you read my original post Geico told me that the company that they rely on (and I assume other ins. companies also) to estimate repair costs changed the rating of the
370Z. I was trying to determine how true this was as many people should be effected by a change of this type regardless what they are paying now. I think people are interested in this information. For instance if jetblue had said his mother was the primary driver he would be paying much less.

Jeffblue · 06-30-2010, 11:10 AM

geico just spends top dollar on repair costs for our cars for no reason. They spent 3750 to replace 2 wheels, 2 tires, and 2 sensors. That is ridiculous.
assuming top dollar:

950x2 for wheels=1900
300x2 for tires=600
100x2 for sensors=200
_____________________
2,700.

So unless the flatbed, alignment, and other insurance adjuster bs they did cost 1050, they get ripped off for parts.

g96818 · 07-04-2010, 10:42 PM

i thought insurance is supposed to drop after u reach 25?

Boost_lee · 07-04-2010, 11:35 PM

I'm 25 and I'll be switching to AllState next month. I was quoted about $425 for 6 months. Hopefully by the time I visit them, it wont change.

HATED1 · 07-04-2010, 11:44 PM

My insurance from my 350z-370 went from $450 ish to $650ish. Allstate quoted me for $440ish. Looks like ill be switching.

crbn_fbr · 07-05-2010, 04:23 AM

Quote:

Originally Posted by memorylasts

24 - single
USAA
250 comp 500 coll
~200 a mo w/ a lot of discounts

Wow USAA must really not want me to buy their insurance. I hear they are cheap for everybody, except me!

25 - single
With a sparkling record they are quoting me $219/month for my two cars. I have AAA now and it's $139/month. Progressive even quoted $140/month.
100 comp and 300 collision. I'm older with lower coverage options and USAA still is cheaper for you! (I have quite a few discounts too)

TongMan · 07-09-2010, 07:43 AM

26 Single
Safeco Ins
250 Comp 500 Collision
$926.80 per 6 months

$154.47 per month

06-29-2010, 07:14 PM	#16 (permalink)
NCSUPACK09 Enthusiast Member Join Date: Jan 2010 Location: Somewhere Posts: 407 Drives: '10 370Z MB 6MT SP Rep Power: 15	22 - Married USAA 500 deductible $625 / 6 months __________________ 2010 Base 370z Magnetic Black 6MT SP Mods: Bone Stock

06-29-2010, 08:05 PM	#18 (permalink)
Slynky Track Member Join Date: Oct 2009 Location: McDonough, GA Posts: 595 Drives: 2010 Red 370Z T/S/N Rep Power: 16	Haven't gotten a price increase (from GEICO). September is the next 6-month period. When I got the insurance, my yearly cost went down about $300 per year from my old car, RSX Type 6 (2006). Hard to believe but __________________ A veteran is someone who, at one point in their life, wrote a blank check made payable to "The United States of America," for an amount of "up to and including my life."

06-30-2010, 12:27 AM	#19 (permalink)
mrcardio Base Member Join Date: May 2010 Location: Central Florida Posts: 219 Drives: 08 MS3 Rep Power: 14	Why are people comparing INS rates? You understand there's like 3463463497 variables that go into creating an individual policy right? Just to name a few they take into account your credit rating, rather you rent or own, driving record, criminal record, zip code, male or female, etc, etc. So unless you know every single variable your INS company takes into account and take note it’s pointless to make comparisons. __________________ ‹^› ‹(•¿•)› ‹^›

06-30-2010, 06:50 AM	#21 (permalink)
Jeffblue A True Z Fanatic Join Date: Dec 2009 Location: NY Age: 36 Posts: 9,192 Drives: Z32TT & 335xi Coupe Rep Power: 37	i pay 1376 for 6 months. i'm 22. i'm listed as the primary driver of the 370z and the car is on my parents policy. Just food for thought, when i was setting up the insurance on the car, i was kidding around with the woman from geico and i said 'if this were my mom's car, what would it cost for 6 mo. she looked it up and said 716. for my dad it would be 920. So there you can see the age/gender factor at play. and i have a clean record btw Last edited by Jeffblue; 06-30-2010 at 07:06 AM.

07-04-2010, 10:42 PM	#26 (permalink)
g96818 Track Member Join Date: May 2009 Location: A rock in a big pond Posts: 681 Drives: 2009 370Z, 2012 M56 Rep Power: 3393	i thought insurance is supposed to drop after u reach 25? __________________ CZP are lying thieves!

06-29-2010, 07:20 PM	#17 (permalink)
Superthug Base Member Join Date: Dec 2009 Location: South Carolina Posts: 90 Drives: 2012 VW GTI Rep Power: 15	37 Single Travelers 500 Deductible $672 a year

06-30-2010, 10:23 AM	#24 (permalink)
jpit Enthusiast Member Join Date: Feb 2009 Location: Washington State Posts: 440 Drives: 370Z Tour MT w/Spt Rep Power: 16	Also, if you read my original post Geico told me that the company that they rely on (and I assume other ins. companies also) to estimate repair costs changed the rating of the 370Z. I was trying to determine how true this was as many people should be effected by a change of this type regardless what they are paying now. I think people are interested in this information. For instance if jetblue had said his mother was the primary driver he would be paying much less.

06-30-2010, 11:10 AM	#25 (permalink)
Jeffblue A True Z Fanatic Join Date: Dec 2009 Location: NY Age: 36 Posts: 9,192 Drives: Z32TT & 335xi Coupe Rep Power: 37	geico just spends top dollar on repair costs for our cars for no reason. They spent 3750 to replace 2 wheels, 2 tires, and 2 sensors. That is ridiculous. assuming top dollar: 950x2 for wheels=1900 300x2 for tires=600 100x2 for sensors=200 _____________________ 2,700. So unless the flatbed, alignment, and other insurance adjuster bs they did cost 1050, they get ripped off for parts.

07-04-2010, 11:35 PM	#27 (permalink)
Boost_lee A True Z Fanatic Join Date: Feb 2009 Location: SATX Posts: 2,813 Drives: 09 370Z TT 6MT Rep Power: 29	I'm 25 and I'll be switching to AllState next month. I was quoted about $425 for 6 months. Hopefully by the time I visit them, it wont change.

07-04-2010, 11:44 PM	#28 (permalink)
HATED1 Track Member Join Date: Jan 2009 Location: WA Posts: 504 Drives: 2010-370z-Red-6 SPD Rep Power: 17	My insurance from my 350z-370 went from $450 ish to $650ish. Allstate quoted me for $440ish. Looks like ill be switching.

07-09-2010, 07:43 AM	#30 (permalink)
TongMan A True Z Fanatic Join Date: Feb 2010 Location: NorCal Posts: 1,297 Drives: 2013 Nissan GTR Rep Power: 715	26 Single Safeco Ins 250 Comp 500 Collision $926.80 per 6 months $154.47 per month

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