NMAC's tier rate

cossie1600 · 03-22-2010, 09:04 PM

Does NMAC still use a Tier 0/1/2/3 system? If so, what is the rate currently? I can't get one from PenFed due to my vacation home. I am just curious to see what their rates are. I believe 0 is 730+, 1 is 690-730, and 2 is 650-690 right?

Thanks`

gnarf · 03-23-2010, 09:54 AM

i would like to know these as well...itll be nice to know the rates for the Z..760 cred over here

FuszNissan · 03-23-2010, 10:08 AM

2009/2010/2011 Models only

Equity Advantage - 3.79%
*Tier 0 with less than 90% Advance.

Tier 0
730 (floor plan dealer)
63mon 4.09%

Tier 1
729-690
63mon 4.39%

Tier 2
689-650
63mon 6.59%

Tier 3
649-620
63mon 10.14%

Tier 4
619-600
63mon 14.24%

Fly1 Motorsports · 03-23-2010, 11:09 AM

Quote:

Originally Posted by FuszNissan

2009/2010/2011 Models only

Equity Advantage - 3.79%
*Tier 0 with less than 90% Advance.

Tier 0
730 (floor plan dealer)
63mon 4.09%

Tier 1
729-690
63mon 4.39%

Tier 2
689-650
63mon 6.59%

Tier 3
649-620
63mon 10.14%

Tier 4
619-600
63mon 14.24%

Thanks...that's helpful!

steveg78 · 03-23-2010, 12:24 PM

FWIW I had my Penfed load secured but the dealer beat it and gave me 3.69%. I only put 2,500 down and financed the rest. The loan was through Bank of America which surprised me since they have been tight asses lately.

cossie1600 · 03-23-2010, 01:35 PM

thanks for the info. they say i am 10 points from tier 0 720, yet my onnline score shows 733.. what gives? the finance manager said he called nissan and they wont bump it up.

FuszNissan · 03-23-2010, 01:41 PM

Are you looking at Trans Union or Equifax?

cossie1600 · 03-23-2010, 01:50 PM

they use transunion here in ct. i pulled my score via their website. they pulled it again, same 13 points difference. very annoying. i dont want to go through credit union unless i really have to, i have to put tons of money down 20% plus tax. thx (on cell)

cossie1600 · 03-25-2010, 02:51 PM

ack tier 1 in ct is 5.9%

FuszNissan · 03-25-2010, 03:01 PM

That could be the reason, NMAC only uses Equifax, which could be why your score is lower than what you thought. Usually a 30-40 point difference.

03-22-2010, 09:04 PM	#1 (permalink)
cossie1600 A True Z Fanatic Join Date: Jun 2009 Location: californee way Posts: 5,380 Drives: 370, Leaf Rep Power: 29	NMAC's tier rate Does NMAC still use a Tier 0/1/2/3 system? If so, what is the rate currently? I can't get one from PenFed due to my vacation home. I am just curious to see what their rates are. I believe 0 is 730+, 1 is 690-730, and 2 is 650-690 right? Thanks`

03-23-2010, 10:08 AM	#3 (permalink)
FuszNissan A True Z Fanatic Join Date: May 2009 Location: St. Louis Posts: 14,275 Drives: Pure Sex Rep Power: 541	2009/2010/2011 Models only Equity Advantage - 3.79% Tier 0 with less than 90% Advance. Tier 0 730 (floor plan dealer) 63mon 4.09% Tier 1 729-690 63mon 4.39% Tier 2 689-650 63mon 6.59% Tier 3 649-620 63mon 10.14% Tier 4 619-600 63mon 14.24% __________________ Mods:* Too Many to list! LouFuszNissan ZDAYZ 2012 Last edited by FuszNissan; 03-23-2010 at 10:12 AM.

03-23-2010, 01:41 PM	#7 (permalink)
FuszNissan A True Z Fanatic Join Date: May 2009 Location: St. Louis Posts: 14,275 Drives: Pure Sex Rep Power: 541	Are you looking at Trans Union or Equifax? __________________ Mods: Too Many to list! LouFuszNissan ZDAYZ 2012

03-25-2010, 03:01 PM	#10 (permalink)
FuszNissan A True Z Fanatic Join Date: May 2009 Location: St. Louis Posts: 14,275 Drives: Pure Sex Rep Power: 541	That could be the reason, NMAC only uses Equifax, which could be why your score is lower than what you thought. Usually a 30-40 point difference. __________________ Mods: Too Many to list! LouFuszNissan ZDAYZ 2012

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03-23-2010, 09:54 AM	#2 (permalink)
gnarf Base Member Join Date: May 2009 Location: Jersey Posts: 160 Drives: G37 Rep Power: 15	i would like to know these as well...itll be nice to know the rates for the Z..760 cred over here

03-23-2010, 12:24 PM	#5 (permalink)
steveg78 Track Member Join Date: Apr 2009 Location: MD Posts: 569 Drives: 09 370Z PG M6 +Sport Rep Power: 17	FWIW I had my Penfed load secured but the dealer beat it and gave me 3.69%. I only put 2,500 down and financed the rest. The loan was through Bank of America which surprised me since they have been tight asses lately.

03-23-2010, 01:35 PM	#6 (permalink)
cossie1600 A True Z Fanatic Join Date: Jun 2009 Location: californee way Posts: 5,380 Drives: 370, Leaf Rep Power: 29	thanks for the info. they say i am 10 points from tier 0 720, yet my onnline score shows 733.. what gives? the finance manager said he called nissan and they wont bump it up.

03-23-2010, 01:50 PM	#8 (permalink)
cossie1600 A True Z Fanatic Join Date: Jun 2009 Location: californee way Posts: 5,380 Drives: 370, Leaf Rep Power: 29	they use transunion here in ct. i pulled my score via their website. they pulled it again, same 13 points difference. very annoying. i dont want to go through credit union unless i really have to, i have to put tons of money down 20% plus tax. thx (on cell)

03-25-2010, 02:51 PM	#9 (permalink)
cossie1600 A True Z Fanatic Join Date: Jun 2009 Location: californee way Posts: 5,380 Drives: 370, Leaf Rep Power: 29	ack tier 1 in ct is 5.9%