NMAC's tier rate
 

Does NMAC still use a Tier 0/1/2/3 system? If so, what is the rate currently? I can't get one from PenFed due to my vacation home. I am just curious to see what their rates are. I believe 0 is 730+, 1 is 690-730, and 2 is 650-690 right?

Thanks`

i would like to know these as well...itll be nice to know the rates for the Z..760 cred over here

2009/2010/2011 Models only

Equity Advantage - 3.79%
*Tier 0 with less than 90% Advance.

Tier 0
730 (floor plan dealer)
63mon 4.09%

Tier 1
729-690
63mon 4.39%

Tier 2
689-650
63mon 6.59%

Tier 3
649-620
63mon 10.14%

Tier 4
619-600
63mon 14.24%

Thanks...that's helpful!

FWIW I had my Penfed load secured but the dealer beat it and gave me 3.69%. I only put 2,500 down and financed the rest. The loan was through Bank of America which surprised me since they have been tight asses lately.

thanks for the info. they say i am 10 points from tier 0 720, yet my onnline score shows 733.. what gives? the finance manager said he called nissan and they wont bump it up.

Are you looking at Trans Union or Equifax?

they use transunion here in ct. i pulled my score via their website. they pulled it again, same 13 points difference. very annoying. i dont want to go through credit union unless i really have to, i have to put tons of money down 20% plus tax. thx (on cell)

ack tier 1 in ct is 5.9%

That could be the reason, NMAC only uses Equifax, which could be why your score is lower than what you thought. Usually a 30-40 point difference.