Sitting on bricks

equalme

I'm planning on keeping the car for a good while and a incidence of wheel theft even reported shouldn't devalue the car much. Studs looked fine on the bolton spacers I have on the car.

Since it is being paid out by the comprehensive part of my policy, I've been told that my rate would not change. Now it will still be reported one the insurance history record which I guess is a record shared among insurance companies.

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Drakonis GTR

Sorry to hear it chief. Nothing makes my blood boil faster than a thief.

As for the check, what you do with the money is your concern, not theirs. The assumption is that you will use it to put wheels/tires, and repair/replace damaged brakes with it. The fact that you may not be using OEM parts is negligible, since not all insurance repairs are made with OEM parts to begin with.

DO KEEP IN MIND!! If you get aftermarket wheels and/or parts, that you may want to have them added to the insurance policy. Companies like Progressive and State Farm typically only insure up to $1k - $2k for aftermarket accessories (I use to work for Progressive at one of their Claims Concierge Centers) on normal auto policies. Anything beyond that is your loss, as they will just use OEM or basic aftermarket replacements. Chances are it will cost you a little extra, but when the **** hits the fan, you may be glad you did it.

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2009 Nissan 370Z Base w/ Sport Package
F.I . LTHs with Non-Resonated Cat-back exhaust (C.F.) / Stillen Gen3 CAI / Up-Rev Tune

equalme

Awesome. Looks like the end might be near.

I found somebody local willing to lend me their stock 350z wheels in the meantime. Does anybody know if they will clear the sport brakes? I have 20/25 spacers on the car right now if it helps.

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DEpointfive0

Sweeeeeet. Bro, I'm SURE someone in Houston has a set of wheels you can borrow

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cigarclifford

So sorry to hear of your loss. Why the F*** do all Insurance companies
grill are butts and seem like their doing us a favor in life bye paying off a legitimate claim. You are the "victim" and not a suspect...The Insurance company needs to fire the knuckle head claims adjuster and apologize
to you. Best of luck..

VCuomo

I'm not sure which is the bigger insult - having your wheels ripped off or having your Z called a "Mazda"...

equalme

Update:
Went to the service center today where I was told I was supposed to get a check cut out to me then and there. They ended up sending me away without a check since they have to research on the price quotes. Also there seems to be a bit of damage to my side skirts, two rotors (right side), and the metal shield behind the rotors on the rear wheels.

They told me they will first write a check for the wheels to get that out of the way and for me to bring the car to a shop to assess the other damages (side skirt, rotors, and rotor shield).

Would the Nissan dealer be able to give a quote on the side skirt repairs since most of their collision centers are offsite? Are they able to price it by online prices as well? If so, should I argue them for local dealer price quotes?

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Drakonis GTR

A dealer should be able to do a basic quote, since they all have access to the same manuals and parts catalog. Usually they have the separate locations for collision centers so that they don't clog up their work bays with accident claims instead of vehicles in for the usual dealer maintenance. And the techs could always call the CC if they have questions that they don't know the answers to. Whether or not the prices listed in their parts catalog are the same as the online prices or not, I have no idea.

As for quotes, my recommendation is to have a quote done by the shop that YOU want to do the work. Insurance companies typically don't require multiple quotes, and are just as happy to pay what one shop asks for the repairs. As long as they do a thorough estimate, you should be good. It helps if the shop in question is a part of that insurance companies' repair network, but if it isn't, it isn't a deal breaker. You should still be able to use that shop, but you may or may not have to argue the point with the adjuster you are dealing with. Depends on the company, and how good the adjuster is feeling that day.

Anyways, best of luck to you chief.

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2009 Nissan 370Z Base w/ Sport Package
F.I . LTHs with Non-Resonated Cat-back exhaust (C.F.) / Stillen Gen3 CAI / Up-Rev Tune

equalme

The z is my daily so not really an option to garage it offsite haha. I got the check today and the amount is what I was initially expecting. They use a internal pricing program which priced the michelin pss a bit lower than what tirerack or discounttires have them for. Oh well.

So they made out the check to myself and the lien holder. Since the damage is mainly to missing wheels the bank will categorize it as a self repair so it does not have to go to a body shop. I will still have to send in the check with before and after pictures of the car and then they will endorse it and send back to me.

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DEpointfive0

How much was it for?

You don't need to accept the insurance company's first offer

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equalme

$5950. It was pretty much the tires quoted lower and they used industry standard on labor cost which was $42/hr.

They also said the rotors did not need replacing and just needed to be resurfaced.

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DEpointfive0

Lol, what a motherfücker your insurance company is. Resurfaced, lol. Tell them that it takes away from overall thickness and is dangerous.

Them that labor might be $42 in the ghettos of Houston... And no one will reprogram TPMS for $42, or take all your discs off and resurface them for $42/hour either

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Chuck33079

Yep. A dealer is going to hit you for $90-110. $42/hr industry standard my ***. Reject the offer until they are a little more realistic.

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40th_z

that insurance lady should be fired lol sucks she questioned you like that. you are correct, if claim gets paid out of comprehensive it doesnt impact rates. it will appear in the motor veh report but its nothing major if you should ever change insurance companies. if they see a pattern then its a cause for concern. sorry to hear about wheels

equalme

He just said if it cost more to sync the sensors to just send him the invoice and he'll cut me another check for the difference.

Actually it was $70/hr for mechanical work and $42/hr for body/refinish work.

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