Help guys....!! god bless you !!

DEpointfive0 · 10-20-2013, 10:11 PM

Quote:

Originally Posted by OldGuy

$260 gets me over 4 months of insurance coverage. I pay $60/month for full, extensive coverage from Nationwide. (I guess there's some advantage to being over 60)!

I pay $150/month for FULL coverage... With renter's insurance... And I totaled a car a year ago... Statefarm FTW?

ZeroZeta · 10-20-2013, 10:18 PM

Another vote for paying out of pocket.

No point raising your premium trying to get insurance to pay. Also you mentioned the bumper was basically fine, but exhaust and clutch, might not be. Pay a reputable mechanic to inspect any damage if you don't feel comfortable doing it yourself.

Also people have already chimed about the hazard of being on the phone. Please take note.

Elan · 10-21-2013, 12:39 AM

So you drive a 7AT Nismo?????

brucelidat · 10-22-2013, 01:23 AM

I can't believe this is a real thread and question...

gurneyeagle · 10-22-2013, 06:54 AM

Quote:

Originally Posted by Felix 808

They will not fix your car for free when you wreck it. Collisions are not covered under warranty. Please be careful out there.

Quote:

Originally Posted by 122554

And get off the phone!

Quote:

Originally Posted by MadChemist

Agree with the Felix. If you jacked up your car, use your insurance. Don't have insurance, leave this forum now.

Quote:

Originally Posted by God-Speed

Quote:

Originally Posted by USAF_troop

Quote:

Originally Posted by onzedge

Are you serious?

Quote:

Originally Posted by Chuck33079

You hit the median because you were distracted. Nobody but you needs to pay for it. It's your responsibility. Either claim it on your insurance or open up your wallet.

Quote:

Originally Posted by Chuck33079

Except he'd lose. He admittedly hit the median because he was on the phone. And why should the city and states taxpayers be on the hook for his mistake? He broke it, he bought it.

Quote:

Originally Posted by victort

just mentioning that you were talking on the phone while driving and then hitting something is pretty much already automatic that it's your fault. I understand why your insurance is $260 per month

If you can't accept the responsibility for damaging your car because you were distracted talking on the phone, you shouldn't be driving. Luckily you didn't hit a pedestrian or cyclist.

Man up and just pay to get your car fixed then move on.

Also, realize how lucky you are that this wasn't more serious. This was a very expensive lesson - been there, done that a few times (as we all have) - learn from it.

Elan · 10-22-2013, 07:07 AM

Quote:

Originally Posted by DEpointfive0

I pay $150/month for FULL coverage... With renter's insurance... And I totaled a car a year ago... Statefarm FTW?

USAA

SouthArk370Z · 10-22-2013, 07:23 AM

Quote:

Originally Posted by DEpointfive0

I pay $150/month for FULL coverage... With renter's insurance... And I totaled a car a year ago... Statefarm FTW?

Full coverage on my car and house runs me just under $200/month. That's with a $20K wreck a few years ago.

I've been with State Farm for ~40 years and been very pleased with their service. Three wrecks over the years and several claims for storm damage to the house with zero problems.

Chuck33079 · 10-22-2013, 07:28 AM

Just over $200/mo here with home and auto. That's not too bad for those of us in the Uninsured Motorist Belt. Clean record, no wrecks. Had a homeowner's claim a few years back for fire, but that surprisingly didn't effect rates. Luckily I haven't hit any medians while talking on the phone, or it would be a different story.

Does my warranty cover the damages from hopping the median?

That still kills me.

edub370 · 10-22-2013, 07:56 AM

just curious why you would think Nissan or the state would cover it?

... are we getting trolled....?

JARblue · 10-22-2013, 08:07 AM

onzedge · 10-22-2013, 08:07 AM

Quote:

Originally Posted by Elan

USAA

gurneyeagle · 10-22-2013, 08:15 AM

Quote:

Originally Posted by SouthArk370Z

Full coverage on my car and house runs me just under $200/month. That's with a $20K wreck a few years ago.

I've been with State Farm for ~40 years and been very pleased with their service. Three wrecks over the years and several claims for storm damage to the house with zero problems.

Same here. I was living in the New Orleans area (northshore - no flooding, just wind damage) when Katrina hit. State Farm came through like a champ for everyone I know. Allstate was another story.

When you get to the point that you have a home to insure, getting a package deal from State Farm is the way to go. You get what you pay for, at least that has been my experience.

I've made a few minor claims over the years and have never had a rate increase due to that.

Chuck33079 · 10-22-2013, 08:16 AM

Quote:

Originally Posted by edub370

just curious why you would think Nissan or the state would cover it?

... are we getting trolled....?

If he's a troll, he's been at it for a while.

Nismo or boss ?
370z nismo front bumper problem
Z problem ?
Can 370 stock just change muffler

Chuck33079 · 10-22-2013, 08:18 AM

Quote:

Originally Posted by gurneyeagle

I've made a few minor claims over the years and have never had a rate increase due to that.

Shockingly, my rates didn't go up a cent after a house fire that caused them to pay out $75k or so.

1adam12 · 10-22-2013, 08:38 AM

The OP should have really sat back and thought about his stupid question before typing!

10-20-2013, 10:18 PM	#32 (permalink)
ZeroZeta Track Member Join Date: Aug 2013 Location: Austin TX Posts: 543 Drives: 2013 Z Rep Power: 12	Another vote for paying out of pocket. No point raising your premium trying to get insurance to pay. Also you mentioned the bumper was basically fine, but exhaust and clutch, might not be. Pay a reputable mechanic to inspect any damage if you don't feel comfortable doing it yourself. Also people have already chimed about the hazard of being on the phone. Please take note. onzedge likes this.

10-21-2013, 12:39 AM	#33 (permalink)
Elan Track Member Join Date: May 2013 Location: Alpharetta, GA Posts: 906 Drives: Airplanes Rep Power: 15	So you drive a 7AT Nismo????? onzedge, DEpointfive0 and Haboob like this. __________________ 2009 370Z NISMO #477 \| AAM Competition Short Tails \| AAM Competition HFCs \| K&N Typhoon CAI \| Kenwood DPX300U \| Rockford Fosgate PRIME R300-4 \| Rockford Fosgate Punch P165 \| Rockford Fosgate Punch P300-12 \| Polk Audio db1001 \| 15% Tints \| GTR Start Button \|

10-22-2013, 01:23 AM	#34 (permalink)
brucelidat A True Z Fanatic Join Date: Jun 2011 Location: temple city, ca Posts: 2,432 Drives: 2011 370z 7AT GM Sp Rep Power: 30	I can't believe this is a real thread and question... __________________ Works Emotion CR Ultimate - FI CBE w/ 18" resonators - Ecutek - eibach sways - Quaife - FI LTH w/race cats - kw v3 - spl - Topgunz SC - 488whp 398trq

10-22-2013, 07:28 AM	#38 (permalink)
Chuck33079 A True Z Fanatic Join Date: Nov 2011 Location: Houston Posts: 12,265 Drives: 2011 370ztt Rep Power: 29538	Just over $200/mo here with home and auto. That's not too bad for those of us in the Uninsured Motorist Belt. Clean record, no wrecks. Had a homeowner's claim a few years back for fire, but that surprisingly didn't effect rates. Luckily I haven't hit any medians while talking on the phone, or it would be a different story. Does my warranty cover the damages from hopping the median? That still kills me. onzedge likes this. __________________ 2011 MB Touring-Sport-6sp-Nav/GTM TT/FI TT TDX/JTran/Kosmic/Eibach/Hotchkis/SPC/CSF/RPS/SoThatsWhereAllMyMoneyWent

10-22-2013, 07:56 AM	#39 (permalink)
edub370 A True Z Fanatic Join Date: May 2011 Location: KCMO Posts: 3,458 Drives: 09 370z S/T 6MT Rep Power: 20	just curious why you would think Nissan or the state would cover it? ... are we getting trolled....? __________________ 09 370Z ST 6MT//Injen CAI//Greddy CBE//TP//TSW's//Swifts//Stillen lip//Whiteline sways 326whp/268tq

10-22-2013, 08:07 AM	#40 (permalink)
JARblue A True Z Fanatic Join Date: Mar 2011 Location: Austin, TX Age: 43 Posts: 36,449 Drives: 11 Z34, 98 E36 M3 Rep Power: 2684440	__________________ 2011 370Z 6MT Sport Gun Metallic \| ARC \| CJM \| Ecutek \| FI \| Fujimura \| R2C \| SPL \| Stillen \| TWM \| Z1 \| ZSpeed \|

10-22-2013, 08:38 AM	#45 (permalink)
1adam12 Base Member Join Date: Aug 2013 Location: Missouri Posts: 21 Drives: 14 Nissan 370z PW AT Rep Power: 11	The OP should have really sat back and thought about his stupid question before typing!

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