Just over $200/mo here with home and auto. That's not too bad for those of us in the Uninsured Motorist Belt. Clean record, no wrecks. Had a homeowner's claim a few years back for fire, but that surprisingly didn't effect rates. Luckily I haven't hit any medians while talking on the phone, or it would be a different story.
Does my warranty cover the damages from hopping the median?
That still kills me.