Ok wow She aint Payin Please I need Advice ZTEAM ASSEMBLEEEEEE
 

Ok so I gave her until Tmr to pay me the money and now she says she cant have the money tmr. So I need a list of options I have. After recollecting my thoughts these are the conclusions i came up with.

1. Go through insurance and make them pay for everything including the rear quarter panel.
2. Now if i do that im gonna need to get the police report and then set up a claim through insurance.
3. Am I allowed to just give my car to the body shop and tell them to handle fixing everything and talking to the insurance company about costs?
4. I need your advice and some wisdom on how to go about doing this

I need to know whats allowed whats not, what i have as options and possibly whatever else you have on your mind that might help will also be of great help.

This is my first car and i guess first real world problem im facing, i really dont want to rely on my parents to do this for me. z team...please help me.

oh and andrew. i love you

Sorry, I haven't got the foggiest idea what you're talking about. Some kind of accident?

Police report

so if i give the insurance company the police report they will fix everything quarter panel included?

No mercy for douches...go for the hard way through insurance

Law enforcement should have been called to the scene at the time of the crash to avoid cases such as this. Since it's after the fact, they might simply hand you a driver's report of a crash that you fill out yourself, alongside an assigned reference/case number. At least, that's how it's handled in Florida. The filled form is to be sent to the DMV alongside insurance to get the ball rolling.

Not sure exactly what's going on but if you had a wreck and the other person was at fault, their insurance should cover your repairs. Otherwise you will have to make a claim on your comprehensive/uninsured motorist policy.

If the other party's insurance is paying for it, there may be certain procedures to follow. Find out who the other driver is insured with and call their insurance company for details. Your insurance agent may be able to help you out if you run into problems.
If your insurance is paying for it, they will probably allow you to take it to your choice of body shop. It may make things easier if you use one of their "preferred" shops - the body shop and your insurer will work out most of the details. Call your insurance agent for more info.

In other words, we can't do much for you other than make very general suggestions. Contact the insurance company(s) that are involved.

Edit: Getting the police report is just a matter of asking for it. Contact the PD that handled the report.

Yeah, call her and tell her you're filing a police report and that you're calling her insurance, do it NOW.

And didn't you get a number/business card of a police officer that was at the scene?

Yea i got her insurance information her drivers license the cop who saw the accident happen, everything i need basically. my question is the quarter panel was my fault but since insurance is getting involved can i just get them to fix everything>?

Texted

Recieved

Reference material.

http://www.the370z.com/nissan-370z-g...fkin-sigh.html

Thank you lol for the reference. but yea im gonna email her now and just tell her im getting the police report

I would've called her a few hours ago. Text her, fućk her, she won't pay, your rules now

:iagree:

btw paint came off as i hit the rear quarter panel should i be worried about rust any time soon?

No

Jesus Christ. I tried, I really did, to read that ******* eye sore of a post, and the referenced previous post. READ A BOOK!

I understand that there was some kind of accident, involving a lady. Possible damage to a car maybe?

Spam bump

dang for a second i thought this was spam..looking at the title... :ugh:

Dude, this is why we told you the way that you were approaching this was wrong. If you had contacted insurance immediately, you wouldn't be having any problems. In the future, handle everything through insurance immediately.

as others have already posted, file insurance claim. the party that hit you will be notified ..that is if you got the other party's info including insurance, valid id info...

this day and age, you guys have cameras on your phone. just start taking picts and vid until the other party tells you to stop, i guess. pictures of plates, damage, id's, insurance info, etc. and auto upload to dropbox.

yea i learned my lesson lol, maybe insurance can fix everything haha,
hopefully everything works out! im really not letting this bother me, at the end of the day i bought the car cause i wanted to drive and it still drives, yes it may look like a cheap whore now but very soon get it back to escort status!

just contact your own insurance, give them her info and they will handle it all for you

Wait I thought that is the worst thing you can do

Sent from my SCH-I535 using Tapatalk 4

Seems like you're still young, best to rely on your parents for a few more years.

I couldn't agree more.

lol what does relying on the parents do?
Ur logic makes no sense. When do you ever stop then?
Thought the community was there to support?

Most of us are here for support. Always, Always, Always file a police report and go through insurance unless it is someone you absolutely trust.

We learn in life through trial and error. You made an error and I am sure you won't do it again. People here telling you to rely on your parents and what not seem to have forgotten that young people make mistakes. They have, you have, I have, we all have. The important thing to remember is not to make the same mistake twice. You live and you learn. Thank god that it is only a material possession that can be fixed and not some life-altering ordeal.

I will leave this one alone..

good luck getting your car fixed.

Minsu, I think the problem you're beginning to run into here is a backlash against your repeated pattern of behavior. For more than a year, you have come to us asking for our advice on numerous issues. We have all gone out of our way to try to help you out. But each time we offer advice, you give us reason after reason why it's going to be different for you. Remember the whole car buying ordeal? How many deals did we try to talk you out of? Eventually, when you did what we recommended and wait patiently until the right deal came along, didn't you end up in a better place than you would have been had you done it your way?

This accident thing is the same issue. You ask for advice. You don't take it. Then you come back in here telling us "It blew up in my face. What do I do now?" Eventually people are going to tire of giving advice (upon your request, mind you) that goes unheeded, and then being asked to help deal with the fallout when it goes wrong like we said it would.

Please don't take this the wrong way. We all want you to get your car fixed, and get things figured out. You're still fairly young, and seemingly very green. That's not a bad thing in itself. We've all been that guy at a point in our lives. If someone says they haven't, they're lying. You'll eventually get it. The question you have to ask yourself is would you rather learn from your own mistakes, or someone else's?

:iagree: Except it isn't "It blew up in my face. What do I do now?" it's more like:
"Yo dis chick ain't payin yam sayin wut i do neow sence she aint payin me da monie dat she said she did owed me."

I know it's off topic as ****, but dude. How old are you? Have some respect for the English language. You aren't texting your bros....

When you are in an accident with someone, and it is their fault, you call the police, have them file a report, gather all the required information, and contact your insurance. If it isn't your fault, your rates don't go up, and your insurance company should be taking care of everything. Think about it. Who is paying for your cars damage. If it isn't her insurance company, it's yours. ;) Do you think your company wants to shell out money for an accident that wasn't their policy holders fault? NO. They will fight tooth and nail to get everything covered by her insurance. They also have more resources to deal with other companies.

Well said.

If you are going to ask for advice, for god's sake take it instead of the easy way out.

OP is apparently too immature to be driving a $40k sports car. I know that hurts, but so do life lessons from acting irresponsibly.

One other thing - posting on the internet that you are running self-inflicted damage through someone else's insurance was probably another bad decision. I think that's called "insurance fraud".

Sorry to be blunt, but you really need to get your sh!t together. Again, growing up is hard. Learn from this and move on.

Good Luck.

Nice guys finish last. You act like a hero (working around others financial circumstances) you end like a zero (a$$ed out).

yes, especially advice from mr.gurney. :tup: his advise is experience based and filled with wisdom.

+1. Write for your audience. Most of the ppl here at least try to use proper English - go with the flow. I gave up trying to help because I couldn't understand what was being written (and the OP didn't seem to want to take the good advice that was offered).

LOL! Hardly, I'm just tired of the ridiculous whining from a lack of simple common sense.

The Golden Rule - someone hits your car, take pictures, exchange info and involve the cops. PERIOD.

What possible incentive does someone have to follow-up on helping you after you agree to skirting the proper procedures when they hit your car?

Kill or be killed.

This. I don't know you from Adam, and you hit my car. I'm going to be made whole. I do not care at all about your end of the deal. I'm calling the cops, and involving your insurance. There's a good chance I'll go after you for diminished value as well.