Diminished value $50!!!???

street2soul · 05-21-2014, 03:54 PM

yes it's fixed, and I got into another mystery accident in january and that is fixed as well.

SouthArk370Z · 05-21-2014, 04:05 PM

I've had my vehicle insurance with State Farm for 40+ years* and homeowner's for about 25 and have been very happy with their service. No problems getting paid quickly even when repairs have exceeded the estimate. They have always worked with the contractor/body shop so that I didn't have to worry about the details. Rates are reasonable and well worth any extra I may be paying. YMMV

* except for about 12 months when my ex convinced me to go with a cheaper company. Switched back to State Farm and divorced the ex.

Jordo! · 05-21-2014, 04:45 PM

Get it appraised by someplace like Carmax; get the carfax, which will show the diminished value -- call the insurance company, demand satisfaction, haggle, repeat -- eventually, reasonable diminished value payout.

MacCool · 05-21-2014, 05:32 PM

Quote:

Originally Posted by kenchan

yah, take it to a bodyshop of your choice and send the quote to your insurance agent.

tell your agent that his/her adjuster underquoted and cheaped out. and you are not happy.
have the adjuster make up the difference.

Correct. Your insurance would pay the difference and they would subrogate, and collecting the difference from the othe guy's policy becomes their problem. Your other option would be to go to small claims court with your estimate (get three) suing the driver directly. The liability for epairing your car good as new after a rear end collision is, at the root his problem, not his insurance company's.

kenchan · 05-21-2014, 06:17 PM

Quote:

Originally Posted by Jordo!

Get it appraised by someplace like Carmax; get the carfax, which will show the diminished value -- call the insurance company, demand satisfaction, haggle, repeat -- eventually, reasonable diminished value payout.

huh, that's not a bad idea!

you're on a roll with good info and insight, jordo.

Mt Tam I am · 05-21-2014, 06:46 PM

Quote:

Originally Posted by critical

what was the story with this? 16k for diminished value?

OP get the car fixed out of pocket and then fight it out with them. Don't sign or accept anything.

It was a 1995 300ZX TT in 2010. So I got 1/3 of what it sold for in 1995.

05-21-2014, 03:54 PM	#16 (permalink)
street2soul Enthusiast Member Join Date: Aug 2010 Location: Texas Posts: 284 Drives: 13 Nismo Rep Power: 3369	yes it's fixed, and I got into another mystery accident in january and that is fixed as well. kenchan likes this.

05-21-2014, 04:05 PM	#17 (permalink)
SouthArk370Z Premium Member Join Date: Nov 2010 Location: South Arkansas Posts: 8,435 Drives: 2014 Challenger Rep Power: 324197	I've had my vehicle insurance with State Farm for 40+ years* and homeowner's for about 25 and have been very happy with their service. No problems getting paid quickly even when repairs have exceeded the estimate. They have always worked with the contractor/body shop so that I didn't have to worry about the details. Rates are reasonable and well worth any extra I may be paying. YMMV * except for about 12 months when my ex convinced me to go with a cheaper company. Switched back to State Farm and divorced the ex. __________________ Steering Lock Links - Search The370Z Bookmarklet - FSM @ NICOclub Mankind has progressed past the need for war but we haven't evolved that far. - NachoMahma

05-21-2014, 04:45 PM	#18 (permalink)
Jordo! A True Z Fanatic Join Date: May 2010 Location: nirvana Posts: 6,394 Drives: 2023 NATM Rep Power: 418	Get it appraised by someplace like Carmax; get the carfax, which will show the diminished value -- call the insurance company, demand satisfaction, haggle, repeat -- eventually, reasonable diminished value payout. kenchan likes this. __________________ Enjoy it. Destroy it.

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