Who Do You Insure Through

b15 · 05-08-2013, 06:37 AM

I have my house and vehicles with Hanover Insurance. Used to have Travelers and Allstate before that. Having worked in insurance, I'm not a very big fan of geico and wouldnt recommend it. Some of you guys have very high premiums. The Z is a little over $550 for the year. 100/300/100 liability, $500 coll, $0 comp deductibles. I'm 27, no tickets/accidents.

3.7 ZPA · 05-08-2013, 06:57 AM

Quote:

Originally Posted by b15

I have my house and vehicles with Hanover Insurance. Used to have Travelers and Allstate before that. Having worked in insurance, I'm not a very big fan of geico and wouldnt recommend it. Some of you guys have very high premiums. The Z is a little over $550 for the year. 100/300/100 liability, $500 coll, $0 comp deductibles. I'm 27, no tickets/accidents.

You're in Illinois. If you're under 25, live in and around NYC, and drive a sports car...forget it. Insurance companies are also using Sandy as an excuse to rape us. You don't even want to know what I drop a month for insurance for my company's vehicles. New York supports small business? My balls.

b15 · 05-08-2013, 07:55 AM

Quote:

Originally Posted by 3.7 ZPA

You're in Illinois. If you're under 25, live in and around NYC, and drive a sports car...forget it. Insurance companies are also using Sandy as an excuse to rape us. You don't even want to know what I drop a month for insurance for my company's vehicles. New York supports small business? My balls.

Please, you do realize Chicago's cost of living isn't exactly cheap, right? NYC drivers (especially the cabbies) are batshit crazy/stupid so I agree being under 25 and having the Z will impact premium, but I can't believe people are paying upwards of $1000+ every 6months. No matter your location/age, that's absurd.

UNKNOWN_370 · 05-08-2013, 08:00 AM

Quote:

Originally Posted by b15

Please, you do realize Chicago's cost of living isn't exactly cheap, right? NYC drivers (especially the cabbies) are batshit crazy/stupid so I agree being under 25 and having the Z will impact premium, but I can't believe people are paying upwards of $1000+ every 6months. No matter your location/age, that's absurd.

yeah chicago lifestyle is nearly identical to NYC. I call it mini NY.

b15 · 05-08-2013, 08:09 AM

Quote:

Originally Posted by UNKNOWN_370

yeah chicago lifestyle is nearly identical to NYC. I call it mini NY.

I actually prefer Chicago to NYC for two reasons: 1) there are alleys so the stinky trash isn't on the sidewalks every day and it's an overall cleaner city. 2) NYC is too congested for my comfort.

UNKNOWN_370 · 05-08-2013, 11:28 AM

Quote:

Originally Posted by b15

I actually prefer Chicago to NYC for two reasons: 1) there are alleys so the stinky trash isn't on the sidewalks every day and it's an overall cleaner city. 2) NYC is too congested for my comfort.

To each his own bruh... Chicago was built by NY'ers though. Don't forget that.

Chicago wouldnt be what it is todays if it weren't for the NYC cosa nostra.

3.7 ZPA · 05-08-2013, 09:11 AM

Quote:

Originally Posted by b15

Please, you do realize Chicago's cost of living isn't exactly cheap, right? NYC drivers (especially the cabbies) are batshit crazy/stupid so I agree being under 25 and having the Z will impact premium, but I can't believe people are paying upwards of $1000+ every 6months. No matter your location/age, that's absurd.

I wasn't trying to sound disparaging

And as Unknown iterated, NY is harsh on vehicles of any kind. I'm not doubting the cost of living in Chicago. I'm just saying...unless you're special, you're paying a lot for insurance at a younger age here.

As a side note, I was born and raised in NYC. I will always both love it and hate it with a passion

b15 · 05-08-2013, 10:21 AM

Quote:

Originally Posted by 3.7 ZPA

I wasn't trying to sound disparaging

And as Unknown iterated, NY is harsh on vehicles of any kind. I'm not doubting the cost of living in Chicago. I'm just saying...unless you're special, you're paying a lot for insurance at a younger age here.

As a side note, I was born and raised in NYC. I will always both love it and hate it with a passion

No offense taken

I'm the same with Chicago. Right now is the love stage since it's warming up.

05-08-2013, 06:37 AM	#1 (permalink)
b15 A True Z Fanatic Join Date: Feb 2010 Location: Chicago Posts: 3,229 Drives: 4drz Rep Power: 36572	I have my house and vehicles with Hanover Insurance. Used to have Travelers and Allstate before that. Having worked in insurance, I'm not a very big fan of geico and wouldnt recommend it. Some of you guys have very high premiums. The Z is a little over $550 for the year. 100/300/100 liability, $500 coll, $0 comp deductibles. I'm 27, no tickets/accidents. Last edited by b15; 05-08-2013 at 06:40 AM.

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