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final total damage cost $21,000...would anyone assume that it's safe to go out and get a beater car ASAP? only reason i ask is cause the body shop and insurance

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Old 12-21-2012, 02:53 AM   #1 (permalink)
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final total damage cost $21,000...would anyone assume that it's safe to go out and get a beater car ASAP? only reason i ask is cause the body shop and insurance have put me in a tough spot as of today. when i talked with the body shop they basically told me straight out that it's not repairable, but then turned around and told me i have to wait and see what the insurance companies decision is so now im sitting here with only a few days left before i have to return my rental that i paid for out of pocket and will have no car to get back and forth to work afterwards. i have about $1000 as of right now that i can put as a down payment on something cheap but i have no idea if a delaership will even finance a car that is only about $3k to begin with. please if anyone has any experience with this can ya help a brother out?
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Old 12-21-2012, 04:39 PM   #2 (permalink)
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Originally Posted by Z_ealot View Post
final total damage cost $21,000...would anyone assume that it's safe to go out and get a beater car ASAP? only reason i ask is cause the body shop and insurance have put me in a tough spot as of today. when i talked with the body shop they basically told me straight out that it's not repairable, but then turned around and told me i have to wait and see what the insurance companies decision is so now im sitting here with only a few days left before i have to return my rental that i paid for out of pocket and will have no car to get back and forth to work afterwards. i have about $1000 as of right now that i can put as a down payment on something cheap but i have no idea if a delaership will even finance a car that is only about $3k to begin with. please if anyone has any experience with this can ya help a brother out?

Some body shops will provide you a loaner if they do the work. You may want to check that out. Since Esurance is a relatively new company I'm not sure if they can assist you. I'm assuming that you did not have rental vehicle coverage on your policy. Many people overlook this option that only costs a few dollars a month. Although it doesn't normally cover the entire rental amount it will pay around $20 per day or so for around 30 days.

Last edited by mayday813; 12-21-2012 at 04:44 PM.
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