Advice on obtaining my Z? Please help!! I need vision and comfort.

Alstann

Saving and putting a nice fat down payment is a great way, as others have stated. Personally speaking, I spent two and a half years saving to buy my Z, and having done that, and earning it, especially at a young age, gave me a huge appreciation for what I drive. It makes the car more "fun," in a sense. Good luck getting your Z! It's completely, 100% worth it, and it's a pure driving pleasure.

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LakeShow

350z?

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|2013 Audi S4|Ibis White/Black|S-Tronic P+|
|2013 370z|PearlWhite/Persimmon|Touring/Sport/Nav|F.I. CBE 18" CF|
|Sold|2011 370z|Gun Metallic|Touring/Sport/Nav|

HolyBloodshot

I'm def not buying brand new. Another reason I want to make this happen by next June is I'm going back to school next fall. And that will rule my life.
So I'm going ham trying to make all this happen before I completely dedicate myself to school. That's the reason for the large down payment, I don't want a lot of debt while I work through school.
The Z's I've looked at range from 22-26k. They are used 09-10. I'm good at shopping for quality, don't worry about that.
Thanks everyone for the response! It means a lot
And I can always use more if you got it! Anything! Tips, advice, visions, questions.

nmjaxx9

good luck use cars.com and also check your local dealerships they are selling theirs all the time.

sonic370

it sounds like you've got a good head on your shoulders. your saving your money and working towards a goal. at 20 i know it will be hard to get credit.
and it would be best if you did pay cash. i wonder how many members on here paid cash. i didn't. sorry getting off the subject save your xss off until next summer. find a great used 370 they will be harder to find then getting the loan!

but i'd be willing to bet if you've got at least 65 to 75 % to pay down you can find a lender. hell any nissan salesman will find you one. sorry to ramble.

nmjaxx9

I think a good number of people paid cash, or bought it straight out. I like financing though

HolyBloodshot

thanks man! And yeah, cash is, at least for me, the way to go. I don't want/need a 20k loan to be on my back when I'm trying to start up school again. And I mean, come one.. If I have 14k in cash straight up, a year of perfect credit, who wouldn't hit me up with an easy 9k loan. And I wonder if the price will drop a thousand or 2 by next year.

binary0x01

Buy a house, your credit will fly sky high , true story

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gbrettin

To help your credit you could take a loan against cash. Example:
1.) Take a two thousand dollar loan.
2.) Open a new Share (it's a virtual container for cash) with your Credit Union/Bank
3.) Figure out the total Interest for that loan and put that amount in the Share too.
4.) Forget about the loan.

Buying a house Bianary0x01 said will put the credit through the roof too. However, making payments on your car will also raise your score quite high too.

Personally I would pay a large amount on the car and take a reasonable loan. Figure out how big you want your monthly payment to be and put down a large enough down payment to get you that number.

Try this:
Auto loan calculator - Bankrate.com

FPenvy

Haha hating on fake accounts which I never started you are such a fckin tool dude

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