Advice on obtaining my Z? Please help!! I need vision and comfort.

nmjaxx9 · 10-16-2012, 07:02 PM

Quote:

Originally Posted by HolyBloodshot

I'm def not buying brand new. Another reason I want to make this happen by next June is I'm going back to school next fall. And that will rule my life.
So I'm going ham trying to make all this happen before I completely dedicate myself to school. That's the reason for the large down payment, I don't want a lot of debt while I work through school.
The Z's I've looked at range from 22-26k. They are used 09-10. I'm good at shopping for quality, don't worry about that.
Thanks everyone for the response! It means a lot

And I can always use more if you got it! Anything! Tips, advice, visions, questions.

good luck use cars.com and also check your local dealerships they are selling theirs all the time.

sonic370 · 10-16-2012, 07:31 PM

it sounds like you've got a good head on your shoulders. your saving your money and working towards a goal. at 20 i know it will be hard to get credit.
and it would be best if you did pay cash. i wonder how many members on here paid cash. i didn't. sorry getting off the subject save your xss off until next summer. find a great used 370 they will be harder to find then getting the loan!

but i'd be willing to bet if you've got at least 65 to 75 % to pay down you can find a lender. hell any nissan salesman will find you one. sorry to ramble.

nmjaxx9 · 10-17-2012, 02:07 PM

Quote:

Originally Posted by sonic370

it sounds like you've got a good head on your shoulders. your saving your money and working towards a goal. at 20 i know it will be hard to get credit.
and it would be best if you did pay cash. i wonder how many members on here paid cash. i didn't. sorry getting off the subject save your xss off until next summer. find a great used 370 they will be harder to find then getting the loan!

but i'd be willing to bet if you've got at least 65 to 75 % to pay down you can find a lender. hell any nissan salesman will find you one. sorry to ramble.

I think a good number of people paid cash, or bought it straight out. I like financing though

binary0x01 · 10-17-2012, 02:33 PM

Buy a house, your credit will fly sky high

, true story

gbrettin · 10-17-2012, 04:27 PM

To help your credit you could take a loan against cash. Example:
1.) Take a two thousand dollar loan.
2.) Open a new Share (it's a virtual container for cash) with your Credit Union/Bank
3.) Figure out the total Interest for that loan and put that amount in the Share too.
4.) Forget about the loan.

Buying a house Bianary0x01 said will put the credit through the roof too. However, making payments on your car will also raise your score quite high too.

Personally I would pay a large amount on the car and take a reasonable loan. Figure out how big you want your monthly payment to be and put down a large enough down payment to get you that number.

Try this:
Auto loan calculator - Bankrate.com

FabiosDad · 10-23-2012, 07:32 PM

Quote:

Originally Posted by Fabio88

My grandma bought me a new 2003 touring 350z when i was in high school, She shouldn't have gave it to me then because i didn't respect because i did not buy it i ended up blowing the engine right after high school...

your GRANDMA bought your car!

FabiosDad · 10-23-2012, 07:32 PM

Quote:

Originally Posted by Fabio88

I'll sell you my Z for $90,000

that is helpful

Fabio88 · 10-23-2012, 07:36 PM

Quote:

Originally Posted by FabiosDad

that is helpful

dude thats a very creative name but your not my dad why are you posting on every forum post your making yourself very childish Fpenvy that is your real account.

FabiosDad · 10-23-2012, 07:37 PM

Quote:

Originally Posted by Fabio88

dude thats a very creative name but your not my dad why are you posting on every forum post your making yourself very childish Fpenvy that is your real account.

i'm not fpenvy

HolyBloodshot · 10-23-2012, 07:39 PM

Quote:

Originally Posted by sonic370

it sounds like you've got a good head on your shoulders. your saving your money and working towards a goal. at 20 i know it will be hard to get credit.
and it would be best if you did pay cash. i wonder how many members on here paid cash. i didn't. sorry getting off the subject save your xss off until next summer. find a great used 370 they will be harder to find then getting the loan!

but i'd be willing to bet if you've got at least 65 to 75 % to pay down you can find a lender. hell any nissan salesman will find you one. sorry to ramble.

thanks man! And yeah, cash is, at least for me, the way to go. I don't want/need a 20k loan to be on my back when I'm trying to start up school again. And I mean, come one.. If I have 14k in cash straight up, a year of perfect credit, who wouldn't hit me up with an easy 9k loan. And I wonder if the price will drop a thousand or 2 by next year.

FPenvy · 10-24-2012, 12:17 AM

Quote:

Originally Posted by Fabio88

dude thats a very creative name but your not my dad why are you posting on every forum post your making yourself very childish Fpenvy that is your real account.

Haha hating on fake accounts which I never started you are such a fckin tool dude

10-17-2012, 02:33 PM	#19 (permalink)
binary0x01 Track Member Join Date: Jun 2012 Location: Idaho Posts: 892 Drives: 2012 6-SPEED 3.7L Z Rep Power: 13	Buy a house, your credit will fly sky high , true story __________________ Tune (by Seb@SpecialtyZ) -- Upgraded Parts List : When in doubt, use brute force; if it doesn't work, you aren't using enough.

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10-16-2012, 07:31 PM	#17 (permalink)
sonic370 A True Z Fanatic Join Date: May 2010 Location: Orange Texas Posts: 1,574 Drives: 09 370Z Sports PGK Rep Power: 17	it sounds like you've got a good head on your shoulders. your saving your money and working towards a goal. at 20 i know it will be hard to get credit. and it would be best if you did pay cash. i wonder how many members on here paid cash. i didn't. sorry getting off the subject save your xss off until next summer. find a great used 370 they will be harder to find then getting the loan! but i'd be willing to bet if you've got at least 65 to 75 % to pay down you can find a lender. hell any nissan salesman will find you one. sorry to ramble.

10-17-2012, 04:27 PM	#20 (permalink)
gbrettin A True Z Fanatic Join Date: Oct 2010 Location: Portage, MI Posts: 2,237 Drives: Tricycle Rep Power: 542172	To help your credit you could take a loan against cash. Example: 1.) Take a two thousand dollar loan. 2.) Open a new Share (it's a virtual container for cash) with your Credit Union/Bank 3.) Figure out the total Interest for that loan and put that amount in the Share too. 4.) Forget about the loan. Buying a house Bianary0x01 said will put the credit through the roof too. However, making payments on your car will also raise your score quite high too. Personally I would pay a large amount on the car and take a reasonable loan. Figure out how big you want your monthly payment to be and put down a large enough down payment to get you that number. Try this: Auto loan calculator - Bankrate.com