Rough Day

MattP725 · 06-23-2012, 11:37 PM

Quote:

Originally Posted by Z34Driver

Yes I have Gap Insurance, and yes I owe more than it is worth. This is something that worries me, but I guess that's what it's for right? Also the fact that it's an '09...

Absolutely... otherwise you would get FMV and still be responsible for the rest of the amount due to the bank...

I didn't get it on my 370z because I am outpacing the devaluation, but I've purchased it on two other cars that were either brand new or almost brand new... that is when they decline much quicker.

I didn't see that it was an 09 though... not sure what they consider fair market but you might end up with a wash on this one.

Either way at least you won't owe money on it.

Thechidz · 06-24-2012, 05:14 PM

Quote:

Originally Posted by MattP725

Did you have gap insurance? Might be a good thing in this case since the car was brandy new. Any idea if you owe more than the value?

I'm thinking there is a chance it's not totaled. Car has to be valued at least in the high 20s. Even if the block is cracked you are probably looking at 15-20k to repair max IMO.

Let us know how it turns out. You're pretty lucky.

I think its 50% percent of fmv is a loss they total it. It's definitely totalled after engine and all body work this thing is totalled. If they try to fix it and it keeps having to go in for repairs the insurance company would have a huge headache on their hands. Totalled

Red__Zed · 06-24-2012, 05:32 PM

Ouch dude. Glad you came out OK.

captain1 · 06-24-2012, 05:42 PM

wow, looks bad. Sorry to hear about this. Glad to know you only had minor injury. Hope everything will get smoothed out soon.

Z34Driver · 06-26-2012, 08:20 AM

Thanks everyone. Just got the police report last night. The guy causing the accident was 75 years old. He was ticketed for Failure to Yield Right of Way Turning Left. Police report diagram is almost identical to the one I put up a few days ago, description and all. Hopefully I can get a rental today because I need to go back to the doc for more pain meds. And btw, even though I work from home, my manager and director both strongly suggested that I take the rest of this week off to recover...so looks like I'll just be chillin'...Z-less for a while...

onzedge · 06-26-2012, 09:48 AM

Quote:

Originally Posted by Z34Driver

Thanks everyone. Just got the police report last night. The guy causing the accident was 75 years old. He was ticketed for Failure to Yield Right of Way Turning Left. Police report diagram is almost identical to the one I put up a few days ago, description and all. Hopefully I can get a rental today because I need to go back to the doc for more pain meds. And btw, even though I work from home, my manager and director both strongly suggested that I take the rest of this week off to recover...so looks like I'll just be chillin'...Z-less for a while...

Hang in there, man and get better soon.

Cmike2780 · 06-27-2012, 10:40 AM

Noble M400 sold for somthing like $95,000 brand new in 04-07

Z34Driver · 06-27-2012, 10:55 AM

Quote:

Originally Posted by Cmike2780

Noble M400 sold for somthing like $95,000 brand new in 04-07

Interesting, maybe he thinks someone that has no idea what the M400 is, will come by and buy it

imwazn · 06-27-2012, 10:44 AM

^^it looks pretty sweet. About the 135i though, they are nice and quick. My best friend has one and he loves it, its not very reliable though. His warranty ran out late April or early May and his car has already been in the shop twice since then. So its been about 1500 in repairs in the past month.

simota1 · 07-11-2012, 05:22 PM

ouch man... sorry to hear.. im glad you got out ok though man....

RUFFSTUFF · 07-11-2012, 06:35 PM

Holy smokes!

blackcherry20 · 07-12-2012, 09:02 PM

Quote:

Originally Posted by RUFFSTUFF

Holy smokes!

your car looks much worse in these pics-you were lucky to walk away from that-wow

Z34Driver · 07-14-2012, 08:24 PM

Yeah got word from the insurance co yesterday that it is indeed totaled. I ended up coming out ok. They are giving me 1k over my loan payoff amount. The offer was within $500 of what I paid for the car, before trade in and online discount. I guess it couldn't have lost too much value in the 3 short months I had it. Right at 28k for a 2009 base I think is fair. Now, just to wait for the pain and suffering, which won't be determined until I'm finished with all of my PT.

kidkotic2001 · 07-12-2012, 11:12 AM

That looks crazy, well at least you were able to walk away from the accident. The car looks pretty bad and totaled I am sure.

canes7 · 07-12-2012, 12:15 PM

That is the definition of SUCK.

06-27-2012, 10:40 AM	#7 (permalink)
Cmike2780 A True Z Fanatic Join Date: Jun 2010 Location: Long Island Posts: 5,059 Drives: slowwww Rep Power: 30	Noble M400 sold for somthing like $95,000 brand new in 04-07 __________________ [09][MB][6-Spd MT][Touring][Stillen Gen III][K&N][Borla CBE][Evo-R] [ArchitTEK Photography]

07-11-2012, 05:22 PM	#10 (permalink)
simota1 A True Z Fanatic Join Date: May 2009 Location: Dededo, Guam Posts: 6,642 Drives: solid red 370z 6mt Rep Power: 407	ouch man... sorry to hear.. im glad you got out ok though man.... __________________ *TOP SECRET/POWERHOUSE AMUSE/ARC/DAYTONA RACING/VARIS/MINES/GANADOR/J-LINE/WORK EMOTION CR KAI/GT SPEC/CARBON SIGNAL/ZOOM ENGINEERING/ CARBON FIBER ELEMENT/STILLEN/*

07-11-2012, 06:35 PM	#11 (permalink)
RUFFSTUFF Base Member Join Date: Apr 2012 Location: GEORGIA Posts: 233 Drives: 2012 370Z TOURING Rep Power: 15	Holy smokes! __________________ 2012 370Z Touring w/ NAV, Black Powdercoat, aFe Takeda CAI, Invidia Gemini Ti-tip Catback Exhaust, DVD/NAV bypass

07-12-2012, 11:12 AM	#14 (permalink)
kidkotic2001 Track Member Join Date: Feb 2011 Location: El Paso, TX Posts: 541 Drives: Like Crazy Rep Power: 17	That looks crazy, well at least you were able to walk away from the accident. The car looks pretty bad and totaled I am sure. __________________ ThAt WaS a CrAzY nIgHt

Similar Threads
Thread	Thread Starter	Forum	Replies	Last Post
Rough Start - Something Seems Wrong	zero610	Engine & Drivetrain	136	07-18-2016 02:59 PM
Rough Idle on occasion	chuckd05	Engine & Drivetrain	3	08-12-2011 06:10 PM
Rough shifting 7AT	rico magic	Engine & Drivetrain	10	07-08-2011 02:30 AM
Long rough weekend	NYBladeZ	The Lounge (Off Topic)	30	03-20-2010 07:25 PM

06-24-2012, 05:32 PM	#3 (permalink)
Red__Zed A True Z Fanatic Join Date: Jul 2010 Location: window seat Posts: 28,940 Drives: Mostly on two wheels Rep Power: 121	Ouch dude. Glad you came out OK.

06-24-2012, 05:42 PM	#4 (permalink)
captain1 Base Member Join Date: Jun 2012 Location: earth Posts: 18 Drives: car Rep Power: 14	wow, looks bad. Sorry to hear about this. Glad to know you only had minor injury. Hope everything will get smoothed out soon.

06-26-2012, 08:20 AM	#5 (permalink)
Z34Driver Base Member Join Date: Jun 2012 Location: Athens, GA Age: 42 Posts: 67 Drives: 09 Nissan 370Z PW M6 Rep Power: 14	Thanks everyone. Just got the police report last night. The guy causing the accident was 75 years old. He was ticketed for Failure to Yield Right of Way Turning Left. Police report diagram is almost identical to the one I put up a few days ago, description and all. Hopefully I can get a rental today because I need to go back to the doc for more pain meds. And btw, even though I work from home, my manager and director both strongly suggested that I take the rest of this week off to recover...so looks like I'll just be chillin'...Z-less for a while...

06-27-2012, 10:44 AM	#9 (permalink)
imwazn Base Member Join Date: Aug 2011 Location: Virginia Posts: 187 Drives: 11 370Z Base, M/T Rep Power: 15	^^it looks pretty sweet. About the 135i though, they are nice and quick. My best friend has one and he loves it, its not very reliable though. His warranty ran out late April or early May and his car has already been in the shop twice since then. So its been about 1500 in repairs in the past month.

07-14-2012, 08:24 PM	#13 (permalink)
Z34Driver Base Member Join Date: Jun 2012 Location: Athens, GA Age: 42 Posts: 67 Drives: 09 Nissan 370Z PW M6 Rep Power: 14	Yeah got word from the insurance co yesterday that it is indeed totaled. I ended up coming out ok. They are giving me 1k over my loan payoff amount. The offer was within $500 of what I paid for the car, before trade in and online discount. I guess it couldn't have lost too much value in the 3 short months I had it. Right at 28k for a 2009 base I think is fair. Now, just to wait for the pain and suffering, which won't be determined until I'm finished with all of my PT.

07-12-2012, 12:15 PM	#15 (permalink)
canes7 Base Member Join Date: Dec 2011 Location: NC Posts: 129 Drives: '11 BC/Tour/Spt/7at Rep Power: 15	That is the definition of SUCK.