New 2012 or Used 2009

iSteve370 · 04-23-2012, 07:17 PM

Get the 12 with 0%, say you financed 35,000 at 4.5% you would be paying $4,150 in interest. Used car rates are higher as well even though you wouldn't finance as much. So at this point you're a couple grand cheaper to buy a car that's about to be 4 model years old. Regardless of the miles the resale on the 12 will make up that difference, if you want one more reason there's the entire warranty left on the new car; if you buy a used car warranty with 3/36K bumper to bumper no deductible it'll cost a couple grand.

bdavis89 · 04-23-2012, 07:33 PM

No brainer, go with the '12 if you can afford to...fully loaded and 3 years new for only 10k more? Uh, yeah sign me up

cjeezy · 04-23-2012, 07:34 PM

Quote:

Originally Posted by iSteve370

Get the 12 with 0%, say you financed 35,000 at 4.5% you would be paying $4,150 in interest. Used car rates are higher as well even though you wouldn't finance as much. So at this point you're a couple grand cheaper to buy a car that's about to be 4 model years old. Regardless of the miles the resale on the 12 will make up that difference, if you want one more reason there's the entire warranty left on the new car; if you buy a used car warranty with 3/36K bumper to bumper no deductible it'll cost a couple grand.

He could probably get a better interest rate than that barring he has good credit. I got my used 2010 a year ago for around 2.4% for 72 months and I got the Nissan Wrap 100K bumper to bumper warranty for around $1,100 extra.

iSteve370 · 04-23-2012, 07:43 PM

Quote:

Originally Posted by cjeezy

He could probably get a better interest rate than that barring he has good credit. I got my used 2010 a year ago for around 2.4% for 72 months and I got the Nissan Wrap 100K bumper to bumper warranty for around $1,100 extra.

Just using that as a middle of the road rate, deductible on your warranty or no?

cjeezy · 04-23-2012, 08:14 PM

Quote:

Originally Posted by iSteve370

Just using that as a middle of the road rate, deductible on your warranty or no?

Gotcha. No I have no deductible

Mt Tam I am · 04-23-2012, 08:15 PM

My 09 is fine but $7,000 and no warranty, 2012 is the safer choice.

tpotter19 · 04-23-2012, 09:12 PM

Thanks to all for your input. I won't be doing many mods so it appears as if the 2012 is going to win!! There is a lot said regarding peace of mind as the only owner and although the "upgrades" from 2009 to 2012 are not significant (accept maybe the oil cooler, which I will have to research a little more) they are nice to have...

04-23-2012, 07:33 PM	#2 (permalink)
bdavis89 Track Member Join Date: Oct 2011 Location: Jacksonville FL Posts: 586 Drives: '10 370Z PW Auto Rep Power: 16	No brainer, go with the '12 if you can afford to...fully loaded and 3 years new for only 10k more? Uh, yeah sign me up __________________ 2010 Pearl White Touring Sport Package \| Navigation \| 7 Speed Automatic

04-23-2012, 08:15 PM	#6 (permalink)
Mt Tam I am A True Z Fanatic Join Date: Jun 2010 Location: California Posts: 10,709 Drives: 370Z T/S/N 6MT & XKE Rep Power: 3844	My 09 is fine but $7,000 and no warranty, 2012 is the safer choice. __________________ "Does the carpet match the drapes? NO!!! I don't date bald women." Nissan Motorsports 34R Oil Cooler. Stillen CBE. Hotchkis Sport Sway Bars. KW Variant 3 Coilover System. Stillen Gen3 CAI. Michelin Pilot Super Sport. Stillen Brake Ducts. Carbotech™ XP10/XP8 Pads. Z1 Front Rotors. Z1 Stainless Brake Lines. Two degrees of camber

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04-23-2012, 07:17 PM	#1 (permalink)
iSteve370 Base Member Join Date: Mar 2012 Location: NC Posts: 93 Drives: 2012 PW Nismo 0505 Rep Power: 15	Get the 12 with 0%, say you financed 35,000 at 4.5% you would be paying $4,150 in interest. Used car rates are higher as well even though you wouldn't finance as much. So at this point you're a couple grand cheaper to buy a car that's about to be 4 model years old. Regardless of the miles the resale on the 12 will make up that difference, if you want one more reason there's the entire warranty left on the new car; if you buy a used car warranty with 3/36K bumper to bumper no deductible it'll cost a couple grand.

04-23-2012, 09:12 PM	#7 (permalink)
tpotter19 Base Member Join Date: Apr 2012 Location: Atlanta Posts: 9 Drives: 370z Rep Power: 15	Thanks to all for your input. I won't be doing many mods so it appears as if the 2012 is going to win!! There is a lot said regarding peace of mind as the only owner and although the "upgrades" from 2009 to 2012 are not significant (accept maybe the oil cooler, which I will have to research a little more) they are nice to have...