03-12-2012, 08:51 PM
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#19 (permalink)
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A True Z Fanatic
Join Date: Sep 2011
Location: Irvine, CA
Posts: 2,594
Drives: 40thAE#472
Rep Power: 509
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Quote:
Originally Posted by specZ
Very simple question to which here is your very simple answer. you have two options based on the info you provided:
a)you continue waiting for farmers to clear liability and pay your damages (property,injuries,rental,etc)
OR
b)you utilize your coverages(collision,rental reimbursement,etc) to start repairs on your vehicle and your carrier will send farmers the bill(subrogation). The only drawback here is your deductible will apply until farmers pays the bill and you are reimbursed.
Hope you werent injured and good luck with your car.
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Do this ^^^
Quote:
Originally Posted by HandnPantz
Heres where I need yalls help as I have never been in an accident before. I received a phone call from my insurance company(Progressive) stating his insurance(Farmers) was not going to cover the damage. How is this even possible considering he hit me and was issued a ticket?! 
I plan on fighting them but any help or opinions on this is very welcomed. |
Ask Farmers why? If Farmers is not going to cover because when the accident happened their coverage lapse (canceled), your Uninsured Motorist coverage will kick in to pay your $500 deductible. Assuming you have that coverage. Good luck and keep us posted 
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