so i got a call from my dealer today.

Zeek

Bad idea in my opinion. Salesmen love people who are only interested in a monthly payment and not the overall cost of what they want to do. You'll find yourself in a situation where you owe a lot more than the new car will ever be worth. When that next new, hot car comes out that you lust over you'll find the only way you can get it is to have the dealer pay your loan, deduct what the car is worth and add the remainder into a new loan and you'll sink further into debt and pay several thousand dollars more than the car is worth. If the car is ever repossessed for some reason they will sell it cheap and you'll wind up paying the remainder. Double up on your car payments if you can and pay it off to save a few bucks on interest.

kenchan

unless you REALLY want the 2013's new facia, wheels, suspension, etc it would be smarter to keep your current one. you'll end up paying a lot.

UNKNOWN_370

Yeah... but the next Z is supposedly going to have a tranny cooler on the auto, oil cooler, more efficient intakes and have a lot of prep that will cost me the difference anyway. It comes out your azz one way or another. And honestly I rather have my coolers covered than me install one and get voided if something goes wrong. That leavess me a couple extra grand toward my turbo. I have a feeling we don't know everything. And this new Z will just be a better tuner car than ours right now. I'm really praying for better brake cooling.

I know I'm going off prediction? But I haven't been wrong with anything nissan has done in the past. I predicted the 12 cooler and mild enhancements. But went against my own judgement and bought the 11. My prediction is the next Z will be worth the investment. I bet the exhaust note will even probably get better. Lol

shadoquad

Then you might as well wait for the 2013 to hit stores before you move on it, or at least wait for official details.

I doubt it will be worth the investment over your 2011 by the thousands extra it will cost you, but it's your money, do with it what you will. I wouldn't do it unless there was a substantial performance bump, and I don't see that coming. And I really, sincerely doubt they'll do anything about brake cooling.

UNKNOWN_370

I don't know bruh... like I said, let's see what happens. My get says yeah. Your gut says no. I just know I been like the great carnac for the Z and gencoupe. Everything that's happening with the gen I said would happen. People said hyundai will need 10 years to be where they are now. They did it in 2. My prediction is Japan is TOO proud to let some Koreans show them up. If you know anything about the japanese? They consider themselves more intelligent and civilized han any other asians. They don't like koreans and they don't respect the gencoupe. Lol.

Look at the G37. In 2 years the price skyrocketed. Materials doubled in quality and the IPL is a smack in hyundais face. Its saying, you can never be this. The quality of the ipl is incredible.

Nissan won't let it happen.

Racism and elitism will make the Z a better car in june.

kenchan

are you currently having issues with your tranny overheating or engine? ive not had engine oil temp issues on my 2009 without cooler...so i dont plan on having one come out my anus.

UNKNOWN_370

I'm going FI and I have an auto. If you have a manual? There is no tranny cooler needed....

007MI6

Couldn't have said it better.





Of course, the salesman is excited. You are nearing the end of paying Nissan payments, and they want to do is keep you there. The salesman gets his comp and Nissan gets to keep collecting from you. Pay it off and then mod it to keep it new. Then you are not stuck to a payment if things get tight.

"The borrower is slave to the lender."

__________________

2011 370Z Touring+Sport Coupe
BLK Int||M6||Navigation||Illuminated Door Sills||GoMiniGo LPB

kenchan

uhhh, why are you quoting my post as being werd? care to elaborate?

UNKNOWN_370

I start on price and work down to payment. I have patience. I will sit there 8 hours to get the right payment. Then I pay down and cut my interest in half... Its hard to hustle a hustler. I walk away from anything that won't benefit me. There's a loss in everything we do. The art is keeping thatt loss minimal.

I know the monthly payment isn't the only thing to look at. Finance charge structure is where they eat you. That's the first thing I tackle.

Zeek

Sounds like you have it all under control. Sorry if I came across as a lecture, I was a little misled by your post.

Mt Tam I am

OP: Own the car you bought on terms. When it is paid off think about another. Lowering the payment just keeps you in debt longer.

__________________
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SS66

Dang.... A 6 year note for a car loan? In our house for a new car 48 months max but 36 months on a loan is dead on. Anything over what I mentioned is either buying before your ready or not having enough on trade or down payment to buy the car that day. JMHO

UNKNOWN_370

Guys do we really have DISSECT the logic of the sale. My payments are structured in 6 years for the lower rates and then I pay down to 3. Its the smartest way to go. I structue it that I make the pyment on my middle of the month check and pay an equal payment 2 weeks later.(principle-only).
They tell you you pay more but get a better rate when you do short-term loans. But if you do the math. The 6 yr is best. Then make double payments. 2.5 is an approx. The second payment is purely to the principle so I'm sure it will pay down in less.

shadoquad

I thought this thread was about the logic of the sale