Possibly trading in the Z, have some Questions

gsxr750

The dealer is actually only going to give you about $21,000 actuall cash value for what ever you buy, your really better off getting a small front wheel drive car for the winter and summer commuting, the $10,000 nissan versa is the best choice.

With the nissan versa you could then get a small open bike trailer and tow it with vesra or some other cheap towing vehicle, such as an old ford v8 , chevy caprice , buick etc. for under $1000 and just use it as a towing vehicle.

Other option is that some insurance companies will find you a truck in the same condition as yours was before it was totaled and simply replace it, that may be the best option for you.