Very upsetting day today......my poor z =[
 

(Sorry if i word my whole story bad, im in a state of anger and sadness...)

I wake up and saw massive rain this morning, but still decided to goto work. After a long day of work come back to my bus stop at Reston only to see my z and 20 other cars fully submerged under water..... It was the first time i parked on the other-side of the parking lot because i went to work late.....and well i just stood there in shock, watching my z roof and nothing else..I dont know whats going to happen, i have full coverage and gap insurance. My z was a year old and had less then 4500k miles....But the feeling of looking at the car underwater was so painful...i just had to say this somewhere..if anyone has any experience with flooded car please share...thanks =[

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That sux! Very sorry to hear. I am sure everything will work out in the end but it has to be difficult to see.

Damn dude, my girlfriend just called me to tell me about the Reston commuter lot. So sorry to hear... it's been so messy here lately with this rain. Thank goodness for insurance... they will take care of you. But damn... poor Z. :(

:iagree:

thanks guys, btw my car is in that brown pool of water...=[ i just got a full set of gt30 wheels for the car too...sigh...all the care i gave to that car only to be ruined by rain. What hurts me the most is that the car is under water, i think i cared too much for this car.

well if anything the wheels can be reused on ur new Z, and all the flaws and blemishes that this Z accumulated over the course of driving will all be gone with a shiny new one =]

I thought its gonna be some thread about some dumbass crashing the Z while driving over 120 mph but damn...

Not to worry, like the others say, you will have a brand new one in no time. But then rumor has it that all japanese cars are water proof, so i am sure the Z is gonna be fine :D


Ok i will stop being an *******. Hope you get the new car soon

I'm speechless :shakes head:

I hope everything works out for you.......

:[

Sorry dude.
I lost my 350 to floodwaters, but I could have actually avoided it. I drove into the water. Late at night and I didn't know there was backed up water. My front lip caught the water and threw up a curtain of water that looked like Niagra Falls. I sucked water into my engine and killed it.

The best thing in your situation is that the car is totaled. DO NOT let insurance try to fix it. It is done. Trust me. You would have electronic problems forever if they tried to fix.

Remember though. It's just a car. It can be replaced with another Z. Cuz they're all sexy.

Rarely does this forum run into cases where the owner did not do anything. I know it hurts bro but hang in there, insurance will take care of you and life goes on. I know its easy for me to say but a lot of other people would be grateful if all they lost this rainy season on the east coast is their beloved car. Don't let them fix it and don't sweat it.

I was going to do a write up of my own but I can put it here since we are talking about water and our Z's. There I was driving into work in Tampa Flordia and yes it was raining but not hard. Driving down Bayshore Blvd which for anyone that knows about tampa is is a beautiful stretch of road right on the bay where you can see beautiful women running all day long. Well i was going south bound and it started raining very hard, i then began to see water gushing out of the water sewers and racing down the side roads like tidal waves coming at me. In less than 30 seconds the water rose at least a foot and a half, I was behind a big truck making waves, I could not turn around because of the center median, could not go on the side streets because of the water rushing in and could not go backwards, I tried to keep to the highest point and make it to somewhere higher but before I did the engine started to rev up and down on its own. finally it dies in about a foot of water. Ended up sucking up water into the intake. After waiting for 3 hrs on a tow I finally got it off the street. Inspection was a hole in the 5th cylinder wall, then the fun began fighting with the insurance.:mad: Their inspector took a week to get out the the shop and assumes since it was a sports car I was racing and reving the engine causing it to blow.:shakes head: Said something to the effect they could not find any foam in the engine oil when they pulled the dip stick.:confused: Fought with the insurance company for 3 weeks over this and finally had the shop pull the engine and break it down and told them to take pictures of any damage they found. when they drained the oil they found lots of water but no "foam". :icon14: they sent the pics and in less than an hour later the insurance called me saying they were going to fix it:nutswinger:, go figure, if I would have waited for them to make the decision to pull the engine I would still be without a car. and because they waited i had to have a new clutch and flywheel/ throttle body and alternator because of where it was setting for three weeks. All in all it cost the insurance 17,600 :eek:for a new engine and the other items as well as changing all of the fluids to be on the safe side. Now she is back with about 200 miles on the engine doing the whole breakin again. and that is my story and I am sticking to it. :ugh2:

oh wow...more news which is impossible and making me more upset...my insurance rep said the people will be assigned to it in the morning but she said i dont have full coverage and comperhensive....I said thats impossible because the care is on a finance and you know....now i wait till morning....i feel really down now.....

Dude time to go over your policy step by step, if they **** you over might want to retain an attorney.

WTF is up with that? My dealership didn't let me leave without proof of full cover insurance.

no matter what decision they make you have the right to appeal their decision. the best thing you can do right now is to have pictures, document all conversations, and force them to do their job while trying to stay calm. Insurance companies get paid by how long they can delay or not pay a claim. Also when you talk to them ask for a supervisor and finish every conversation with having them to give you a followup phone call by a certain day/time as well as any inspections they need to do and ensure in is in a time frame you are happy with. Once they realize that you have your ducks in a row and are willing to hire an attorney they change their minds pretty quick.

Document everything!!!!!

That is what I finally had to do and when I started doing that it only took two weeks from there.

You'll be fine, just make sure insurance totals the car. Accept no less! Get yourself a new 370z and love it just as much. You didn't get hurt and nothing else matters.

Ya if you financed the car, you have to have full coverage + gap. That's how it is in Ohio anyways.. Best of luck dude

Thanks guys, im going to pursue them, when we did the insurance we made sure it was a full and i know i have gap. Tomorrow i will find out, regardless im going to get a lawyer if they don't pay. (this inside worry feeling is killing me minute by minute...)

Dam that really is unfortunate. Hope everything works out well.

that sucks. do you have a copy of your policy? it will say whether or not you have it.

We switched insurance couple months ago and i know we did full + comp because its required on a finance car...without it my financier would have took the car from me...but i have nothing to prove against to them, they said i didn't..

Dang... sorry to hear. :( you'd think insurance would help u out when in time of need. As soon as everything is done with the claim, change your insurance co.

Sorry to hear that man, just as I thought I had it bad for much that we take care of our babies nature and dum drivers we can't avoid =( some idiot hit my rear last week and took off for more that I tried to catch him he took off was so furious you wouldn't believe it. But in the other hand that's why we pay for insurance so just let them handle it and get urself a new one =))

mother nature can be a well you know. sorry to hear about your car....

don't let insurance jack with you.. glad to hear you had gap also...

Dude I'm sorry to hear about your Z. That sux. It will all work out eventually.

I know the feeling. My 350Z was partially flooded during the Tropical Storm of 2008 that stay in Central Florida for days. I had the car for only two weeks. The insurance paid for it but the car was at the dealer for almost a month and the feeling of the car being flooded never went away.

So for now it might sound bad, but is good you have insurance + gap which will allow you to get a brand new car. Hope everything comes out OK!

The only problem is my insurance said i didn't have collision or other than collision..I was able to dig out a printout i received online when i bought the policy and shows a 2k deductible on both collision and other then collision so i clearly did add that. But will this paper be enough to fight back??

I hope everything works out for you. Did you have flood insurance on your auto policy? The reason I am asking is because this area is not considered a floor region and flood insurance typically is not included with most policies. Allstate is my policy holder and I had to add flood insurance to my car and home policies in order to have this coverage.

That doesn't make sense. You need to have (Full Coverage) insurance for collision and comprehensive on a finance car. For example my bank only allows my deductible to be no greater than $1,000 other banks/FCUs might be different.

What ins. company is that?

That copy might be enough but you might need a lawyer? Don't know about any government office that could help you.

that should be enough. Did your payments unexplainedly go down some time after you got the policy?

it should be, may I ask as to who you have insurance through? each insurace company is different on what their fine print says but you should be covered with any company some are more difficult than others. I have USAA is great when it comes to banking etc but in the insurance which is by the way located in tampa go figure have terrable reputation that I have found. the better I have been told by my shop and other shops is geico?

I had USAA for about 10 years now, NO problems at all.

I have Progressive, and from the start i was paying a good amount, roughly under 200 a month.

* i was just told friends saw my car on Fox news...so upsetting...

I have had USAA for 13 years now and have never had a problem with them but then again over those 13 years only one accident my wife had backing into the sister in laws car and that was just a small dent other than that everything was great for them since I always paid in full up front. If you ever get the chance to read the reviews for their insurance do it but you cannot be logged in you must visit their page as a visitor to read the bad comments, there is one horror story that the guy has been without his car for over a year and they wont deny the claim but just choose to drag it out so he cant appeal and they try to make it look like they are doing their do diligenance.

:iagree: USAA is horrible with insurance claims, the reason they were dropped. Reading the fine print is key, especially if you purchase your insurance over the phone or online.

well Progressive is a pretty stand up company. I had a claim when I had them and had no problems.

You can never care too much, I feel the same way every time something happens to my car too. It is really terrible this had to happen to you, especially something completely out of your control.

The best of luck, I am positive the insurance thing will work out in your favor whether it happens by Progressive's own free will or through court.

Sorry to hear about the flood man, hopefully insurance will take care of it for you.

Progressive is good. They took care of me and my used 2009 that I totaled and I was paying $118. Then I got a brand new 2010 40th and my insurance dropped to $98. Same coverage.

P.S. I see a ton of my friends from up north posting flood pics on facebook of their cars/houses covered to the roofs.