honest opinions about insurance

dirtrat

I guess I'll play the devils advocate here. I purchased my Nissan Factory extended warranty (Gold Preferred) 96 month, 120,000 mile for a little over $1800. IMHO this gives me a big piece of mind for a $38,600 purchase on my 2011 Touring/Sport/Nav. I can think of many things that can go wrong on this car besides the power train that can cost several hundred dollars to repair. This is a very complicated car and repairs especially from the dealer are not cheap. This warranty also covers unlimited Roadside Assistance so if you have AAA you can drop that coverage. It even covers belts and hoses. I don't plan on keeping this car for 8 years but I guarentee this transferable warranty will be a HUGE selling point to whoever buys my car and will increase my resell value.

Cell

I had my RSX-S for 6.5 years. The extended warrenty was around 1800 dollars when they were trying to sell it to me. I believe that the regular warrenty with the car was 4 years.

Basically the last 2.5 years I had the car that was out of warrenty, I only spent around 1200 to fix different problems that came up. This doesn't include wear and tear (tires, oil, oil filter, fluids) items as those are usually not under warrenty. Basically the most expensive part was the clutch and that was about it.

PapoZalsa

The dealer loves to see buyers like you coming. They made the quote that day...

However, unless you are not going to mod the car, going to keep the car for sure for a long time and are not mechanically inclined then I guess it works for you.

Extended Warranty doesn't increased the resale value, that is what the dealer makes you think. All it matters is the BB.

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2009 370Z MB Base w/Sport Package 6MT
Modshack's Custom Air Intakes /3M Clear Bra/ Illuminated Kick Plates / F. I CBE w/12" resonators / EVO-R Front Lip / Rear Hatch Wing / Tein S-Tech Springs /Ilegal Tint in the Rep. of VA/4x20mm Z1 Spacers/ Vinyl Roof/Liquid Carbon Designs