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Z totalled in 7 weeks.

Make a long story short. My a$$hole neighbor asks me to give him a lift to the dealership because he had claimed to purchase a new truck. I had just

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Old 05-23-2011, 03:06 AM   #1 (permalink)
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Default Z totalled in 7 weeks.

Make a long story short. My a$$hole neighbor asks me to give him a lift to the dealership because he had claimed to purchase a new truck. I had just made it back from taking my wife to the market to pick up a few food items. So being a good neighbor I tell him ok. My wife exits the car. As she exits, he tells my wife... yeah I get to ride in the Z. Ok. So he gets in, I drive out of the community. Hit the stop sign. Look both ways before crossing the intersection...
Just so you can get a descent pic. Of the situation. On that corner on my right there's a firehouse. The block is on top of a hill, there's 4 ways of traffic but only 2 stop signs. The right side of the hill leaving the community has about 200ft of road before it makes a sharp dip and you can't see traffic. The left side is more forgiving. You have around 600ft before the dip. There is a 35mph speed limit on this road due to these hills. Otherwise normal speed limits in the area are 40 and 45mph.
Back at the stop sign I look both ways. I'm clear. I begin to take off kinda slow when a ford F150 came barreling from my right side at speeds over 60mph in a 35mph zone. He clipped the front. The car went spinning out of control but I was able to control it from flipping over, My Z is totalled, me and my neighbor walked out ok. I have a corneal abrasion from the airbag and my arms are a little bruised. His arms got a little bruised. Well it turns out he didn't have a truck to pick up. He now claims he was just going to see if he can qualify for a certain payment amount. So this means. He could've taken his own car since he didn't even know if he would qualify...
And now I'm having an even harder time believing that cuz. Once we were done with the accident. He went to work. That was at 9pm. So u ask me to take you to a dealership at 7:30pm that's 20 min away from the house to negotiate on a loan payment on any truck and you expect to get this done between 8 and 9pm. His credit sux and he's trying to get a payment worked out in 30 minutes.
All along he told me he needed to pick up a truck he bought. That was a lie. Now he's looking for compensation for the accident through my insurance even though he's walking around here perfectly happy and healthy. N I'm out of my Z. A car is a car but this is the worst way to lose one. If he didn't ask me for that favor, I wwould be enjoying my car instead of spending my Saturday in the ER due to my eye worsening.

I have video proof the guy was speeding. But that intersection my car was totalled at is a hot spot. People have gotten done by speeders there plenty of times since I moved here.
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Old 05-23-2011, 03:20 AM   #2 (permalink)
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sucks!

get another one or a nismo!
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Old 05-23-2011, 03:38 AM   #3 (permalink)
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this is exactly why i dont build up any relationship with my neighbors at least not to a point where they are comfortable enough to ask me for a ride.

sorry for the lost, hope the insurance will cover it
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Old 05-23-2011, 03:51 AM   #4 (permalink)
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Dude that suck..sorry to hear..yup never give neighbors any ride ESP in our Z..hope u get compensated and get a new Z..think of it as an upgrade!!
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Old 05-23-2011, 03:58 AM   #5 (permalink)
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dam man that really sucks, keep us updated!. did the Z feel pretty safe ?
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Old 05-23-2011, 02:52 PM   #6 (permalink)
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dam man that really sucks, keep us updated!. did the Z feel pretty safe ?
Yeah dude... the cars a mini tank. I didn't panic when I got hit. So I made sure the impact didn't result in unnecssary acrobatics. But the car itself is really safe. I don't know why its not rated by the NHTSA?
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Old 05-23-2011, 05:47 AM   #7 (permalink)
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Did the f150 get a ticket for speeding? If not insurance will most likely be claimed against your policy for all parties involved. As it sits rightnow you had a stop sign and didn't yield to on coming traffic. If no ticket was issued your company most likely will not fight it. If you want to fight it than they wont even help you out.
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Old 05-23-2011, 06:16 AM   #8 (permalink)
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No offense but even if your neighbor is a d-bag, the real problem is the truck driver. Don't blame the neighbor for what the truck did. yes it could have turned out differently but he/she didnt know that would happen ya know?
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Old 05-23-2011, 08:16 AM   #9 (permalink)
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No offense but even if your neighbor is a d-bag, the real problem is the truck driver. Don't blame the neighbor for what the truck did. yes it could have turned out differently but he/she didnt know that would happen ya know?
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Why do you keep blaming the neighbor? He had nothing to do with your issue with the speeding truck/failure to yield.
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Old 05-23-2011, 02:56 PM   #10 (permalink)
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No offense but even if your neighbor is a d-bag, the real problem is the truck driver. Don't blame the neighbor for what the truck did. yes it could have turned out differently but he/she didnt know that would happen ya know?
Not blaming the neighbor for the accident itself. Its just he made it seem like he really needed a ride when he didn't. He just made an excuse to get in my car. That's what I'm mad at. And in the intrum. Bang. But whatever. All I know is I'm never doing anyone a favor. There are parts to this neighbor story I can't discuss either right now. I will get into details after this is all over with.
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Old 05-23-2011, 08:31 PM   #11 (permalink)
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No offense but even if your neighbor is a d-bag, the real problem is the truck driver. Don't blame the neighbor for what the truck did. yes it could have turned out differently but he/she didnt know that would happen ya know?
agreed!
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Old 05-23-2011, 03:10 PM   #12 (permalink)
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Did the f150 get a ticket for speeding? If not insurance will most likely be claimed against your policy for all parties involved. As it sits rightnow you had a stop sign and didn't yield to on coming traffic. If no ticket was issued your company most likely will not fight it. If you want to fight it than they wont even help you out.
I didn't get cited for running a stop. And he didn't get cited for speeding as far as I know. I have video proof I stopped. My car was rammed and thrown 150ft from his impact to me... if he did the speed limit which was 35mph. There would have been know way I would have ended so far from POI. I never made it past 15mph and immediately braked. He didn't brake or anything. He let the impact slow him down.
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Old 05-30-2011, 07:20 PM   #13 (permalink)
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I didn't get cited for running a stop. And he didn't get cited for speeding as far as I know. I have video proof I stopped. My car was rammed and thrown 150ft from his impact to me... if he did the speed limit which was 35mph. There would have been know way I would have ended so far from POI. I never made it past 15mph and immediately braked. He didn't brake or anything. He let the impact slow him down.
If the cops did accident reconstruction, they could go back, check starting and ending car positions, skid marks etc and determine the Ford's speed, but if there were no personal injuries and no citations, no way would they bother. You could have paid to have it reconstructed if you had photos, but probably too late now.

No proof that the Ford was speeding, but what is indisputable is that you pulled out in front of him. Your insurance company will likely call it failure to yield on your part and they'll carry the whole burden on this one, your Z and the Ford. Neighbor will likely file a claim with your insurance too, but it will be at most up to the limit of your PI liability, and even then only if he can prove some kind of real monetary loss, like hospital bills or days off work.

Sorry for your loss.
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Old 05-30-2011, 07:52 PM   #14 (permalink)
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First off glad you are ok. And sorry to hear about the Z. Another bites the dust.

to me the issue is did the neighbor show any remorse are fill like shxx
because of what happened. i agree with others its not his fault. but if his attitude
is just oh my bad then i would be hacked off a little myself...

it's easy to say oh well just get another car. but it's still a big hassle....
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Old 05-30-2011, 08:38 PM   #15 (permalink)
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First off glad you are ok. And sorry to hear about the Z. Another bites the dust.

to me the issue is did the neighbor show any remorse are fill like shxx
because of what happened. i agree with others its not his fault. but if his attitude

is just oh my bad then i would be hacked off a little myself...

it's easy to say oh well just get another car. but it's still a big hassle....
bear in mind we are only getting one side of the story...
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