Nissan 370Z Forum

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-   -   Who REALLY owns their Z??? (http://www.the370z.com/nissan-370z-general-discussions/34302-who-really-owns-their-z.html)

PharmDZ 10-14-2012 08:23 AM

May sound like excuses but I'm in no rush to pay mine off when it's financed at 0% for 60 months. Payments are 545/mo which is more than reasonable with the new job I have. Nice to see a lot of people not breaking their banks to afford it though! The 370z crowd always seemed like a more responsible one.

blackcherry20 10-14-2012 08:33 AM

Quote:

Originally Posted by PharmDZ (Post 1960635)
May sound like excuses but I'm in no rush to pay mine off when it's financed at 0% for 60 months. Payments are 545/mo which is more than reasonable with the new job I have. Nice to see a lot of people not breaking their banks to afford it though! The 370z crowd always seemed like a more responsible one.

:tup: me too...that is a sweet deal....free money!

MarkGideon 10-14-2012 09:33 AM

Quote:

Originally Posted by PharmDZ (Post 1960635)
May sound like excuses but I'm in no rush to pay mine off when it's financed at 0% for 60 months. Payments are 545/mo which is more than reasonable with the new job I have. Nice to see a lot of people not breaking their banks to afford it though! The 370z crowd always seemed like a more responsible one.

Same here. At 0% no reason for me not to not just use NMAC's money. I can understand paying it off early though if your rate on the loan is more than what your money can earn for you.

dmenges 10-14-2012 10:49 AM

0%
 
I could have paid for my 2012 Z with cash, but Nissan had a 0% financing package going and the dealer took $3k off the list price, so why hand out all that money at once?

kfull 10-14-2012 11:06 AM

0% all the way. I still put 9k down and got about 8k for my trade in. I owe 18k at the moment. Monthly payments are 349 dollars. I plan to pay off student loans first then just pay the minimum monthly for the Z. It's nice knowing I have the 0% financing so I don't feel like I have to cut any corners to save up and pay it off due to any apr.

birdmanx1 10-14-2012 11:21 AM

Quote:

Originally Posted by kfull (Post 1960756)
0% all the way. I still put 9k down and got about 8k for my trade in. I owe 18k at the moment. Monthly payments are 349 dollars. I plan to pay off student loans first then just pay the minimum monthly for the Z. It's nice knowing I have the 0% financing so I don't feel like I have to cut any corners to save up and pay it off due to any apr.

Student loans are tax deductible...

6MT 10-14-2012 11:56 AM

I paid cash for mine after it arrived from Japan.

Dasweb 10-14-2012 12:02 PM

Quote:

Originally Posted by SolidRed370Z (Post 1960546)
Congrats on the new Z! And welcome to the forum.

Thanks! :driving:

nmjaxx9 10-14-2012 01:48 PM

6 years financed half a G a month yeah its owned. :icon17:

6MT 10-14-2012 03:30 PM

Quote:

Originally Posted by birdmanx1 (Post 1960764)
Student loans are tax deductible...

Not above the 49th parallel they're not.

birdmanx1 10-14-2012 04:58 PM

Quote:

Originally Posted by 6MT (Post 1961083)
Not above the 49th parallel they're not.

LOL @ the 49th parallel, in the US the interests are :tup:

dnwarwas 10-14-2012 06:34 PM

Paid in full....still have student loan payments, however.

onzedge 10-14-2012 07:02 PM

Quote:

Originally Posted by birdmanx1 (Post 1960764)
Student loans are tax deductible...

Only the interest, not the principle, is deductibke.

gthausz 10-14-2012 07:02 PM

Mins is already paid off...

XiP 10-14-2012 11:12 PM

Paid 34k in full for mine


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