Thank you to all the idiots....

m4a1mustang · 03-03-2011, 11:27 AM

Quote:

Originally Posted by Jeffblue

well, i'm on my parents policy (with the car registered to me and with me as the primary driver) and i've been under the impression that would save me money. Seems like i may be better of on my own policy... but then again 22 with your own policy and 2 sports cars is...

THATS WHY THEY CALL IT QUOTES, DUMASS. U CALL N GET A QUAOT ON UR INSURENCE TO DESIDE IF ITS A BETTER DEEL THAN WUT U GET ON UR PERANTS POLICEE. OK?

jeez.

Nikon FM · 03-03-2011, 01:23 PM

Quote:

Originally Posted by Jeffblue

well, i'm on my parents policy (with the car registered to me and with me as the primary driver) and i've been under the impression that would save me money. Seems like i may be better of on my own policy... but then again 22 with your own policy and 2 sports cars is...

Go online and put your information in a Progressive Insurance quote. Hopefully it will be better.

I'm saving $2.4k a year with all my stuff because I signed up with the above and called my company to quit their coverage. They came down to meet what Progressive offered so I went back.

Gotta love competition between insurance companies.........

Econ · 03-03-2011, 11:26 AM

Im 21 on my own policy with not married...one accident, and like i said im paying 2400 per year...

and that was the Lowest BY FAR... i was given quotes of 8K for 6 months, no joke

tonybui · 03-03-2011, 01:59 PM

Quote:

Originally Posted by Econ

Im 21 on my own policy with not married...one accident, and like i said im paying 2400 per year...

and that was the Lowest BY FAR... i was given quotes of 8K for 6 months, no joke

8k for 6 months? WTF ... Typing error?

Econ · 03-03-2011, 02:37 PM

Quote:

Originally Posted by tonybui

8k for 6 months? WTF ... Typing error?

Here are all my quotes I recieved

Insurance Company ANNUAL Premium*
Geico $ 2430.0+
State Farm $ 3627.0+
OneBeacon $ 3934.0+
Travelers $ 4134.0+
Allstate $ 4365.0+
Liberty Mutual $ 4477.0+
Nationwide $ 4548.0+
Encompass $ 5081.0+
Cal Casualty $ 5090.0+
Fireman's Fund $ 5170.0+
Hartford Agency $ 5213.0+
Patrons Mutual Group of CT $ 5634.0+
AIG $ 6743.0+
Farmers $ 6906.0+
Middlesex $ 7380.0+
Peerless Insurance Company $ 7620.0
Omni $ 7982.0+
SAFECO $ 8465.0
Metropolitan $ 8928.0+
Amica Mutual $ 9039.0
Hartford AARP $ 9544.0+
Hanover $ 9674.0

wdkwang · 03-03-2011, 02:42 PM

Quote:

Originally Posted by Econ

Here are all my quotes I recieved

Insurance Company ANNUAL Premium*
Geico $ 2430.0+
State Farm $ 3627.0+
OneBeacon $ 3934.0+
Travelers $ 4134.0+
Allstate $ 4365.0+
Liberty Mutual $ 4477.0+
Nationwide $ 4548.0+
Encompass $ 5081.0+
Cal Casualty $ 5090.0+
Fireman's Fund $ 5170.0+
Hartford Agency $ 5213.0+
Patrons Mutual Group of CT $ 5634.0+
AIG $ 6743.0+
Farmers $ 6906.0+
Middlesex $ 7380.0+
Peerless Insurance Company $ 7620.0
Omni $ 7982.0+
SAFECO $ 8465.0
Metropolitan $ 8928.0+
Amica Mutual $ 9039.0
Hartford AARP $ 9544.0+
Hanover $ 9674.0

holy **** wats up wit the last handful, 9k?

im 24 n just put the z under my mother's name n its $1958 a year, full coverage and free tow with Geico.
woulda been ~3600 if it was under my name

Jeffblue · 03-03-2011, 02:56 PM

Quote:

Originally Posted by wdkwang

holy **** wats up wit the last handful, 9k?

im 24 n just put the z under my mother's name n its $1958 a year, full coverage and free tow with Geico.
woulda been ~3600 if it was under my name

yea its definitely cheaper to do that. but technically if they find out you are the primary driver, they can drop your whole family from the policy. happened to my friend because of his "dad's" 1987 300zx

Econ · 03-03-2011, 04:13 PM

Quote:

Originally Posted by Econ

Here are all my quotes I recieved

Insurance Company ANNUAL Premium*
Geico $ 2430.0+
State Farm $ 3627.0+
OneBeacon $ 3934.0+
Travelers $ 4134.0+
Allstate $ 4365.0+
Liberty Mutual $ 4477.0+
Nationwide $ 4548.0+
Encompass $ 5081.0+
Cal Casualty $ 5090.0+
Fireman's Fund $ 5170.0+
Hartford Agency $ 5213.0+
Patrons Mutual Group of CT $ 5634.0+
AIG $ 6743.0+
Farmers $ 6906.0+
Middlesex $ 7380.0+
Peerless Insurance Company $ 7620.0
Omni $ 7982.0+
SAFECO $ 8465.0
Metropolitan $ 8928.0+
Amica Mutual $ 9039.0
Hartford AARP $ 9544.0+
Hanover $ 9674.0

Yes I'm quoting myself....

Anyway... some of these rates actually went UP upon calling them...once they found out I only held my job for 1 month ( i just graduated college), they hiked up the premium even further...

6MT · 03-03-2011, 04:13 PM

Quote:

Originally Posted by Econ

Here are all my quotes I recieved

Insurance Company ANNUAL Premium*
Geico $ 2430.0+
State Farm $ 3627.0+
OneBeacon $ 3934.0+
Travelers $ 4134.0+
Allstate $ 4365.0+
Liberty Mutual $ 4477.0+
Nationwide $ 4548.0+
Encompass $ 5081.0+
Cal Casualty $ 5090.0+
Fireman's Fund $ 5170.0+
Hartford Agency $ 5213.0+
Patrons Mutual Group of CT $ 5634.0+
AIG $ 6743.0+
Farmers $ 6906.0+
Middlesex $ 7380.0+
Peerless Insurance Company $ 7620.0
Omni $ 7982.0+
SAFECO $ 8465.0
Metropolitan $ 8928.0+
Amica Mutual $ 9039.0
Hartford AARP $ 9544.0+
Hanover $ 9674.0

This looks like a quote on cars on a used car lot.

Econ · 03-03-2011, 04:18 PM

Quote:

Originally Posted by 6MT

This looks like a quote on cars on a used car lot.

dude you have no idea...

I called a bunch of the "cheaper" companies and just pretended to not have had a previous quote...they would give me the quote(usually within a couple hundred of the online quote), and then they would tell me that it was a good deal considering my age!!!!! HAH!

Oh and Did i mention those quotes are with a defensive driving course discount.

b1adesofcha0s · 03-03-2011, 11:29 AM

I have my car under my parents name and its currently at $450/6 months. Just for fun I wanted to see how much it would be if I had put it under my name and it came out to be $2600/6 months

BTW, I'm 21 and I have an accident on my record from last year.

Also when I was still shopping for my car and getting quotes for insurance I remember that a GT-R cost like $6 less per month to insure than the Z (under my parents name).

Jeffblue · 03-03-2011, 11:32 AM

Quote:

Originally Posted by m4a1mustang

THATS WHY THEY CALL IT QUOTES, DUMASS. U CALL N GET A QUAOT ON UR INSURENCE TO DESIDE IF ITS A BETTER DEEL THAN WUT U GET ON UR PERANTS POLICEE. OK?

jeez.

you went full retard.... NEVER go full retard.

Quote:

Originally Posted by Econ

Im 21 on my own policy with not married...one accident, and like i said im paying 2400 per year...

and that was the Lowest BY FAR... i was given quotes of 8K for 6 months, no joke

which carrier?

Quote:

Originally Posted by b1adesofcha0s

I have my car under my parents name and its currently at $450/6 months. Just for fun I wanted to see how much it would be if I had put it under my name and it came out to be $2600/6 months

BTW, I'm 21 and I have an accident on my record from last year.

wow thats INSANE. theres a big difference in the rate when you aren't listed as the primary driver... because they assume its a middle aged person driving the car.

Econ · 03-03-2011, 11:35 AM

Quote:

which carrier?

My current carrier is Geico, but I literally searched for quote through about 50 different companies... some of which I even knew the owners personally, and they were way out there as well

Jeffblue · 03-03-2011, 11:45 AM

Quote:

Originally Posted by Econ

My current carrier is Geico, but I literally searched for quote through about 50 different companies... some of which I even knew the owners personally, and they were way out there as well

wow that's not bad for being 21 and on your own policy in NY. that's fully coverage?

Econ · 03-03-2011, 12:24 PM

Quote:

Originally Posted by Jeffblue

wow that's not bad for being 21 and on your own policy in NY. that's fully coverage?

Yea 1000 collision deductable and a 250 comprehensive deductable...

03-03-2011, 11:29 AM	#11 (permalink)
b1adesofcha0s A True Z Fanatic Join Date: Jan 2011 Location: MD Posts: 40,963 Drives: HypeTrain Choo Choo! Rep Power: 142	I have my car under my parents name and its currently at $450/6 months. Just for fun I wanted to see how much it would be if I had put it under my name and it came out to be $2600/6 months BTW, I'm 21 and I have an accident on my record from last year. Also when I was still shopping for my car and getting quotes for insurance I remember that a GT-R cost like $6 less per month to insure than the Z (under my parents name). Last edited by b1adesofcha0s; 03-03-2011 at 11:32 AM.

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03-03-2011, 11:26 AM	#3 (permalink)
Econ A True Z Fanatic Join Date: Jan 2011 Location: New York City Posts: 2,546 Drives: Fiat? Rep Power: 20	Im 21 on my own policy with not married...one accident, and like i said im paying 2400 per year... and that was the Lowest BY FAR... i was given quotes of 8K for 6 months, no joke