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Originally Posted by takimbe Monthly Payment: $432 (4.75% APR, 72mo.) Money Down: $7500 Price Paid: $34520 (with TTL and shipping/8.75% tax because I dont get it until april ) Location:
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| View Poll Results: How much are your monthly payments | |||
| $0 -- I own it! |
   
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57 | 22.18% |
| $200 to $249 |
  
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3 | 1.17% |
| $250 to $299 |
  
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6 | 2.33% |
| $300 to $349 |
  
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18 | 7.00% |
| $350 to $399 |
  
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19 | 7.39% |
| $400 to $449 |
  
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34 | 13.23% |
| $450 to $499 |
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33 | 12.84% |
| $500 to $549 |
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27 | 10.51% |
| $550 to $599 |
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17 | 6.61% |
| $600+ |
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43 | 16.73% |
| Voters: 257. You may not vote on this poll | |||
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03-26-2009, 04:49 PM
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#1 (permalink) | |
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03-27-2009, 12:10 AM
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#3 (permalink) | |
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03-27-2009, 02:14 AM
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#4 (permalink) |
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yeah, I am just planning ahead and using it as a 'just in case' measure. The payments are low, but I didnt mention that I was also going to be paying 1000/month, plus 5k+ of my bonus every March.
If something unforseen does happen in terms of my employment, I wont be paying a ridiculous payment and a 72 month loan allows me to have lower payments and still afford to live and ride out anything that comes my way. Again, I dont anticipate anything happening with my job, given the amount of work and length of my current contracts. And if that is the way it is, then I will pay off the car in a little over 24 months, maybe even less, and probably end up paying less interest than most of you out there. I definitely would have gotten a shorter loan (48-60), or just straight waited on getting it, if the interest rate was above 5%, but like one of you said, its sub-5%, so it doesnt bother me. I did this before when I bought my truck back in High School and paid off the entire car (12500) in 6 months doing web work (thank god for the emergence of the internet back then). Last edited by takimbe; 03-27-2009 at 02:18 AM. |
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i know it was high but oh well
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