What are your monthly payments?

ZeroZeta · 11-15-2013, 02:42 PM

Hey Meulen. Curious what the dealer's incentive was.

I would have expected them to be overjoyed at being paid in full and getting something closer to their desired amount (which they lowered when you financed.)

Bottom line though - Glad you are happy you got the car you wanted at an agreeable price. That just seems like a weird car purchase shell game to me.

theDreamer · 11-15-2013, 02:44 PM

Quote:

Originally Posted by ZeroZeta

Hey Meulen. Curious what the dealer's incentive was.

I would have expected them to be overjoyed at being paid in full but also getting something closer to their desired amount which they lowered when you went to financing.

Bottom line though - Glad you are happy you got the car you wanted at an agreeable price.

Dealers can make kickbacks if you finance, so many times it is in their best interest to have you do that over paying cash. Additionally, a lot of dealers buy from the manufacture on credit so if they can move a car in X number of days plus make a kickback for you financing it they sold a car without having to really buy it plus made profit & kickback.

Meulen · 11-15-2013, 02:48 PM

Quote:

Originally Posted by ZeroZeta

Hey Meulen. Curious what the dealer's incentive was.

I would have expected them to be overjoyed at being paid in full and getting something closer to their desired amount (which they lowered when you went to financed.)

Bottom line though - Glad you are happy you got the car you wanted at an agreeable price. That just seems like a weird car purchase shell game to me.

They offered me a lower price for the car if I
1. bought their ext warranty and...
2. got the car dealer certified for the warranty
3. Financed a portion of it

I guess it was really a wash for me, except I got a warranty out of it that I wasn't expecting to purchase. I think they probably got an incentive to finance/cert./warranty from the bank/mfg. and were able to give me the warranty for my trouble.

Had I just paid cash and walked out the door I would have paid a higher price and not had the ext warranty.

View Poll Results: How much are your monthly payments
$0 -- I own it!	57	22.18%
$200 to $249	3	1.17%
$250 to $299	6	2.33%
$300 to $349	18	7.00%
$350 to $399	19	7.39%
$400 to $449	34	13.23%
$450 to $499	33	12.84%
$500 to $549	27	10.51%
$550 to $599	17	6.61%
$600+	43	16.73%
Voters: 257. You may not vote on this poll

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11-15-2013, 02:42 PM	#1 (permalink)
ZeroZeta Track Member Join Date: Aug 2013 Location: Austin TX Posts: 543 Drives: 2013 Z Rep Power: 14	Hey Meulen. Curious what the dealer's incentive was. I would have expected them to be overjoyed at being paid in full and getting something closer to their desired amount (which they lowered when you financed.) Bottom line though - Glad you are happy you got the car you wanted at an agreeable price. That just seems like a weird car purchase shell game to me.