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What are your monthly payments?

Originally Posted by Chuck33079 I'm shocked the majority of people so far own their car outright. Equally amazed so many people pay over $600/month

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View Poll Results: How much are your monthly payments
$0 -- I own it! 57 22.18%
$200 to $249 3 1.17%
$250 to $299 6 2.33%
$300 to $349 18 7.00%
$350 to $399 19 7.39%
$400 to $449 34 13.23%
$450 to $499 33 12.84%
$500 to $549 27 10.51%
$550 to $599 17 6.61%
$600+ 43 16.73%
Voters: 257. You may not vote on this poll

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Old 11-14-2013, 06:50 PM   #61 (permalink)
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Originally Posted by Chuck33079 View Post
I'm shocked the majority of people so far own their car outright.
Equally amazed so many people pay over $600/month
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Old 11-14-2013, 08:11 PM   #62 (permalink)
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This is not quite a fair poll - and consumer research is part of my job.

Not apples to apples.

Base vs sport vs touring vs sport touring vs nav with all vs roadster base vs ZR touring vs tour with sport...

there could be up to almost a 20k difference. hence the variance.

I'm on car #49 so paying cash is silly for me - i trade every 6 months to year with a few exceptions. If I decide I want to keep this after a year - I'll just write a check.
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Old 11-14-2013, 08:17 PM   #63 (permalink)
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Default It's easy to go under the mattress

so why should I finance??
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Old 11-14-2013, 08:21 PM   #64 (permalink)
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Benji says the borrower becomes the slave to the lender.

Paid cash and already saving for my next toy.
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Old 11-14-2013, 08:24 PM   #65 (permalink)
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I voted 600+ because I'm paying $900 a month for 60 months with a 8.99% APR rate

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Old 11-14-2013, 08:31 PM   #66 (permalink)
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I voted 600+ because I'm paying $900 a month for 60 months with a 8.99% APR rate

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Old 11-14-2013, 08:31 PM   #67 (permalink)
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Originally Posted by enkei2k View Post
I voted 600+ because I'm paying $900 a month for 60 months with a 8.99% APR rate

That is insane...54K for a car that will be worth 15K maybe 18K in 5 years.
Plus insurance full coverage, because it's financed.
That is a freaking house payment.

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Old 11-14-2013, 08:57 PM   #68 (permalink)
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Equally amazed so many people pay over $600/month
yeah, me too, i thought my $593/was bad enuff...whew!!!

luckily, i only get screwed for 72 mos.---and only lost 9k on my paid off, fully loaded, lil' rocket ship, the honda '11 cr-z...

if only when i first got my first windfall and was looking at the Z w/33k in the bank from SS, not knowing 3 more windies were coming from my pensions, i'da saved thousands of dollars by just buying my first choice...thx gawd i onliest pay $200 a mos. in insurance and $120 in gas as a DD...

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Old 11-14-2013, 08:57 PM   #69 (permalink)
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Monthly Payment:690.XX
Money Down:0.00
Price Paid:41,400
Location:Chicago

Got 0%APR so why put money down? Oh and credit score is over 800.
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Old 11-14-2013, 09:21 PM   #70 (permalink)
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$0.00
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Old 11-14-2013, 10:30 PM   #71 (permalink)
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$349/month
$24K paid (negotiation is fun!)
$7500 down
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Old 11-15-2013, 12:43 AM   #72 (permalink)
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Monthly Payment: $409
Money Down: $458
Price Paid: invoice $35,116+$250 doc+33.5 tags/title.
Location: OH

Residual is 22k at the moment.
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Old 11-15-2013, 05:13 AM   #73 (permalink)
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Originally Posted by Mark1010 View Post
Monthly Payment:690.XX
Money Down:0.00
Price Paid:41,400
Location:Chicago

Got 0%APR so why put money down? Oh and credit score is over 800.
Now that, to me, is smart buying if you're not paying for it outright. Free loan. Stretch it out as far as they'll let you. Wise.
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Old 11-15-2013, 05:34 AM   #74 (permalink)
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Unless you total it and its worth less than you owe.
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Old 11-15-2013, 05:41 AM   #75 (permalink)
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Originally Posted by enkei2k View Post
I voted 600+ because I'm paying $900 a month for 60 months with a 8.99% APR rate

are you serious?
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