370 is freaking out.

kenchan · 06-01-2010, 07:11 AM

Vegitto-kun- your old enough to go to a bar yet your dad needs to pay for your car. That is an alarm right there.

Vegitto-kun · 06-01-2010, 07:36 AM

Quote:

Originally Posted by zZSportZz

CHRISTINE!!!!

Maybe the car is jealous...did you have sex on it?

No, its like she doesn't recognise her master anymore. wait transformer 370?

Quote:

Originally Posted by kenchan

Vegitto-kun- your old enough to go to a bar yet your dad needs to pay for your car. That is an alarm right there.

Its pretty much impossible for somebody around my age to borrow the 44.000 euro (53.521 dollars) for a car.

So I borrowed half the money from the bank and half from my father.

Is that a problem?

370Zsteve · 06-01-2010, 07:46 AM

Quote:

Originally Posted by Vegitto-kun

Its pretty much impossible for somebody around my age to borrow the 44.000 euro (53.521 dollars) for a car.

So I borrowed half the money from the bank and half from my father.

Is that a problem?

Only if you can't afford to eat after your payments.

fullmonty · 06-01-2010, 10:08 AM

Quote:

Originally Posted by Vegitto-kun

No, its like she doesn't recognise her master anymore. wait transformer 370?

Thats your problem right there. With Christine, the car is YOUR master

kenchan · 06-01-2010, 11:12 AM

Quote:

Originally Posted by Vegitto-kun

Its pretty much impossible for somebody around my age to borrow the 44.000 euro (53.521 dollars) for a car.

So I borrowed half the money from the bank and half from my father.

Is that a problem?

you and your car are both owned by your dad... that's why the Z is not responding to you. hahaha

wat are you going to do when it's time to buy a house? borrow 1/100 from bank and 99/100 from dad? btw, are you japanese by any chance? wtf are parents doing to their kids??

USAFstevo · 06-01-2010, 11:23 PM

Quote:

Originally Posted by kenchan

you and your car are both owned by your dad... that's why the Z is not responding to you. hahaha

wat are you going to do when it's time to buy a house? borrow 1/100 from bank and 99/100 from dad? btw, are you japanese by any chance? wtf are parents doing to their kids??

Just a side note but wouldnt him borrowing half from his dad lower his debt to income ratio making it easier to buy a house, since only half was financed instead of the full amount. just saying. If I could borrow money with a 0% interest rate I would think you would be stupid to not take the offer saving a great deal of money over time regardless of who its from. to the op: It isnt impossible for someone your age to get approved for the loan, im 21 and I just signed the papers today..

shoopajae10 · 06-02-2010, 01:01 AM

Quote:

Originally Posted by USAFstevo

Just a side note but wouldnt him borrowing half from his dad lower his debt to income ratio making it easier to buy a house, since only half was financed instead of the full amount. just saying. If I could borrow money with a 0% interest rate I would think you would be stupid to not take the offer saving a great deal of money over time regardless of who its from. to the op: It isnt impossible for someone your age to get approved for the loan, im 21 and I just signed the papers today..

Did u have a co signer? How much was ur loan amount? Which financial institution? Ur rate? Financed through dealer? Lol sorry for all these questions... Just trying to make clear how u were able to get a loan urself at age 21. Especially with all these strict requirement guide lines most lenders follow these days. But congrats on ur purchase!

USAFstevo · 06-03-2010, 08:42 AM

Quote:

Originally Posted by shoopajae10

Did u have a co signer? How much was ur loan amount? Which financial institution? Ur rate? Financed through dealer? Lol sorry for all these questions... Just trying to make clear how u were able to get a loan urself at age 21. Especially with all these strict requirement guide lines most lenders follow these days. But congrats on ur purchase!

Nope no cosigner, I financed about 27 after down payment, and this was also with a BMW M3 being financed still. I've yet to be turned down by a bank yet my interest rate was 5.9%. Basically I've been smart with my money built my credit score into the mid 700's Im not rich I'm in the military. Im carefull with how I work my budget I've been living on my own and paying all the bills since I graduated high school. And I'm still far from living paycheck to paycheck I'm still able to invest a few hundred a month.

Vegitto-kun · 06-02-2010, 07:32 AM

Quote:

Originally Posted by USAFstevo

Just a side note but wouldnt him borrowing half from his dad lower his debt to income ratio making it easier to buy a house, since only half was financed instead of the full amount. just saying. If I could borrow money with a 0% interest rate I would think you would be stupid to not take the offer saving a great deal of money over time regardless of who its from. to the op: It isnt impossible for someone your age to get approved for the loan, im 21 and I just signed the papers today..

Remember im in belgium things are probably different here.

but its true its easier to loan for a house since I cut half of my debt to the bank

06-01-2010, 07:11 AM	#1 (permalink)
kenchan A True Z Fanatic Join Date: Aug 2009 Location: N/A Posts: 76,801 Drives: N/A Rep Power: 141522	Vegitto-kun- your old enough to go to a bar yet your dad needs to pay for your car. That is an alarm right there.