i got hit-HELP!!

Diocletian · 05-09-2010, 10:45 AM

For all you foreigners out there, the offending parties' insurance company will handle the damages, but the process will be long and annoying to get a check from them. He first has to put in a claim with this lady's insurance company, then a claims adjuster will have to come out and assess the damage, he will then give them an estimate on the damages. After that is approved he will get a check from the morons insurance company.

This process and take days and even weeks to complete. I totally feel for the OP in this situation. Please post more damage pictures and of course pics when it is repaired!

Zsteve · 05-09-2010, 11:09 AM

Quote:

Originally Posted by Diocletian

For all you foreigners out there, the offending parties' insurance company will handle the damages, but the process will be long and annoying to get a check from them. He first has to put in a claim with this lady's insurance company, then a claims adjuster will have to come out and assess the damage, he will then give them an estimate on the damages. After that is approved he will get a check from the morons insurance company.

This process and take days and even weeks to complete. I totally feel for the OP in this situation. Please post more damage pictures and of course pics when it is repaired!

When my car was hit I called ins company got 3 estimates, ins said go for it and I took it in and got it fixed and let the ins pay. no hassles.

Now the real important thing to do is to make sure you get a claim for diminshed value as your car will probably show up on car fax and you will lose resale value. I was told to start at 10% of the cars original value new and go from there.

Xan · 05-09-2010, 01:18 PM

Quote:

Originally Posted by Zsteve

Now the real important thing to do is to make sure you get a claim for diminshed value as your car will probably show up on car fax and you will lose resale value. I was told to start at 10% of the cars original value new and go from there.

This was the same thing I was saying and just wanted to make sure you didn't miss it. As they won't offer it up, but with a 2 week old car you have a really strong case and I would make sure you max this out... even 10% sounds low to me...

Modshack · 05-09-2010, 02:00 PM

WTF?.....She obviously needed to be parking in one of these spots...

Zsteve · 05-09-2010, 02:03 PM

Quote:

Originally Posted by Modshack

WTF?.....She obviously needed to be parking in one of these spots...

and driving one of these:

Cunnos · 05-09-2010, 02:09 PM

Quote:

Originally Posted by Zsteve

and driving one of these:

I just went out to my Z this afternoon and almost lost it....i still cannot believe this happened. I will taking the Z to the dealership tomorrow and going through the whole claims process...........this completely ruins it though, i will always be thinking now that i have a repaired car rather than a brand spankin new car.........ALSO i wanna thank everyone for the support, especially those who gave me some info on the claims process, i will definitely be making a claim for loss of value.....all you guys have made this entire emotional rollercoaster a little better with your support ---thanks guys, ill post more pics tomorrow---i will never be parking in a crowded parking lot again, if i do im going to surrond the car with barbed wire, steel poles, and pitbulls so that nobody can touch the car

Zsteve · 05-09-2010, 02:11 PM

Quote:

Originally Posted by Cunnos

I just went out to my Z this afternoon and almost lost it....i still cannot believe this happened. I will taking the Z to the dealership tomorrow and going through the whole claims process...........this completely ruins it though, i will always be thinking now that i have a repaired car rather than a brand spankin new car.........ALSO i wanna thank everyone for the support, especially those who gave me some info on the claims process, i will definitely be making a claim for loss of value.....all you guys have made this entire emotional rollercoaster a little better with your support ---thanks guys, ill post more pics tomorrow---i will never be parking in a crowded parking lot again, if i do im going to surrond the car with barbed wire, steel poles, and pitbulls so that nobody can touch the car

dont fret when you get it back just drive and have fun. love the ride

Modshack · 05-09-2010, 02:04 PM

Quote:

Originally Posted by Zsteve

Now the real important thing to do is to make sure you get a claim for diminshed value as your car will probably show up on car fax and you will lose resale value. I was told to start at 10% of the cars original value new and go from there.

Yeah...You are owed this and most insurance companies understand why but may not be real easy to deal with. Call the Ins co. and tell them you want to file for diminished value. They will send an appraiser out to look at the car after the repairs and determine 1) repair related shortcomings, and 2) Inherent diminished value from the car now having a record of damage.

I got a couple of grand back after my hit....

ChrisSlicks · 05-09-2010, 11:38 AM

Quote:

Originally Posted by Diocletian

For all you foreigners out there, the offending parties' insurance company will handle the damages, but the process will be long and annoying to get a check from them. He first has to put in a claim with this lady's insurance company, then a claims adjuster will have to come out and assess the damage, he will then give them an estimate on the damages. After that is approved he will get a check from the morons insurance company.

This process and take days and even weeks to complete. I totally feel for the OP in this situation. Please post more damage pictures and of course pics when it is repaired!

Not quite as painful in MA. He files the claim through his own insurance company, and his insurance adjuster will come and take a look at it to estimate the amount of damage or declare it a total loss (obviously not in this case). Repairs can be started immediately at the repair shop of his own choosing, any further damages discovered during the repair process are covered by an adjustment claim from the repair shop.

You don't have to pay any out of pocket, his own insurance company will be going after the other party's insurance for the full amount.

kannibul · 05-11-2010, 03:23 PM

Quote:

Originally Posted by Diocletian

For all you foreigners out there, the offending parties' insurance company will handle the damages, but the process will be long and annoying to get a check from them. He first has to put in a claim with this lady's insurance company, then a claims adjuster will have to come out and assess the damage, he will then give them an estimate on the damages. After that is approved he will get a check from the morons insurance company.

This process and take days and even weeks to complete. I totally feel for the OP in this situation. Please post more damage pictures and of course pics when it is repaired!

While the adjuster will give a check (sometimes on the spot) - do not cash that check until the work is completed.

take it to the dealer. They'll know who the good body shops are in town. Go through the dealer for any parts.

The door panels are not cheap...neither are the front fender panels - probably a good 6-8K of damage there...at least.

Educ8r · 05-12-2010, 09:26 PM

Sorry I'm not going to read through all the pages of the same comments, but am I the only one who wonders why that mirror is in perfect condition?

billydsz · 05-20-2010, 11:54 AM

There is stupid, there is braindead and then there is this. I mean how in the world did this woman get her car into that position? If it wasn't so sad it would be funny as hell. It looks like one of those epic fail blog pics. It's unbelievable she must have been on crack or something. No way a sober person could ever do this, it's insane.

05-09-2010, 10:45 AM	#1 (permalink)
Diocletian Enthusiast Member Join Date: Mar 2010 Location: Orlando, Fl Posts: 350 Drives: 09 370z CY A7 Rep Power: 17	For all you foreigners out there, the offending parties' insurance company will handle the damages, but the process will be long and annoying to get a check from them. He first has to put in a claim with this lady's insurance company, then a claims adjuster will have to come out and assess the damage, he will then give them an estimate on the damages. After that is approved he will get a check from the morons insurance company. This process and take days and even weeks to complete. I totally feel for the OP in this situation. Please post more damage pictures and of course pics when it is repaired! __________________ Injen Dual CAI \| Illuminated Kick plates \| Stillen Sway bar kit \| F.I TDX w/ 12" Resonators \| F.I HFC's \| UpRev Tune \| 300HP/225tq Mustang Dyno

05-09-2010, 02:00 PM	#4 (permalink)
Modshack A True Z Fanatic Join Date: Mar 2009 Location: Greenville NC Posts: 2,883 Drives: 370Z Sport Rep Power: 978	WTF?.....She obviously needed to be parking in one of these spots... __________________ Steal my car! (SOLD)...Now Porsche Cayman S Oil Cooler DIY: Here!

05-12-2010, 09:26 PM	#11 (permalink)
Educ8r Enthusiast Member Join Date: Nov 2008 Location: Houston Posts: 397 Drives: a car Rep Power: 18	Sorry I'm not going to read through all the pages of the same comments, but am I the only one who wonders why that mirror is in perfect condition? __________________ imagination + creativity = endless possibilities

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05-20-2010, 11:54 AM	#12 (permalink)
billydsz Enthusiast Member Join Date: Aug 2009 Location: New Bern Posts: 252 Drives: 9 370z SptCp SRd 7AT Rep Power: 17	There is stupid, there is braindead and then there is this. I mean how in the world did this woman get her car into that position? If it wasn't so sad it would be funny as hell. It looks like one of those epic fail blog pics. It's unbelievable she must have been on crack or something. No way a sober person could ever do this, it's insane.