Insurance for the Z

Zyonara91

$250 CAD a month for me. Why? Because I live close to a shitty city called Brampton where Indian people can't drive for **** and run their cars into pharmacies, corner stores, banks, light poles and whatever else they can. Where they commit massive insurance frauds and give the wrong address to decrease their payments. The list goes on and on.

Oh before you yell "racist" breathe, I come from the same community, only difference is I don't over look the flaws of people from my ethnicity and say our **** don't stink. Yeah I'm having a bad day, you would too if you were paying $150 and it jumped to $250. Apparently money grows on trees here.

Besides that rant. I had one speeding ticket (2011), that to it was in my Corolla trying to get to Uni for my presentation. . . Cop was a ****, don't get me wrong I support our women and men in blue/black, but some need to be re educated. Hell, cars in front of me were going WAY faster but he had to stop me. . . No demerit points. I roll with All-State if that is worth anything.

__________________
2FT3PDLZ

mishuko

Brampton/mississauga has absolute terrible drivers. Not that north Scarborough/markham are much better.

Its funny last year i quoted dt and rate was the same even without the multi line discount.

Agressive drivers vs over conservative drivers + drivers who are not courteous (eg zipper merge) + drivers who dont understand right hand rules + right of way = a butload of accidents.

More accidents = more payouts
More payouts = less reserve cash
Less reserve = higher premiums to cover the idiots

Btw thats why they do it by zones and not by ethnicity.



I got hit by this kid from "quebec" with fake plates and no insurance. 3 brown kids that had way too much car for them.