Insurance

scope22 · 03-09-2016, 11:00 AM

Has anyone tried to get a custom coverage to cover mods? Seems to be an up the hill battle

Chuck33079 · 03-09-2016, 11:08 AM

Many insurers will sell you additional riders to cover mods.

cooltoy · 03-09-2016, 11:16 AM

Ibtm.

scope22 · 03-09-2016, 11:49 AM

Quote:

Originally Posted by cooltoy

Ibtm.

whats ibtm? google search didn't help

Ghostvette · 03-09-2016, 11:53 AM

Quote:

Originally Posted by scope22

whats ibtm? google search didn't help

"In before the move"...

or he might have meant "IBTL" and fat fingered it.

cooltoy · 03-09-2016, 11:55 AM

Move.

scope22 · 03-09-2016, 11:59 AM

i have insurance, i mean nobody will inspect the car before giving you coverage so that is not an issue, but you'll only get blue book value in case of an accident.

Quote:

Originally Posted by Ghostvette

"In before the move"...

or he might have meant "IBTL" and fat fingered it.

MagmaRed370z · 03-09-2016, 12:00 PM

Give your insurance a call. It is usually 20 dollars per every 1K of mods (Rule of thumbs). (Keep receipts too).

scope22 · 03-09-2016, 12:17 PM

Quote:

Originally Posted by schellingr

Give your insurance a call. It is usually 20 dollars per every 1K of mods (Rule of thumbs). (Keep receipts too).

It's allstate and they said they have to call underwriters, so I'm guessing they cant

mishuko · 03-09-2016, 01:19 PM

they frown upon that in Canada...

mods I mean

SwissCheese · 03-09-2016, 09:22 PM

A lot of companies will allow you to buy extra coverage for installed parts. I know that Progressive comes with $1k included with their insurance, and you can buy up to $5k more. If I remember correctly, State Farm doesn't have a cap on how much extra coverage you can buy.

From Progressive's Website:

Quote:

For: Accessories
This protects you if items you add to your car get damaged; we pay to repair or replace them. We protect accessories like stereos and TV equipment, navigation systems, phones, custom grilles and spoilers, and custom paint.

scope22 · 03-09-2016, 10:26 PM

Quote:

Originally Posted by SwissCheese

A lot of companies will allow you to buy extra coverage for installed parts. I know that Progressive comes with $1k included with their insurance, and you can buy up to $5k more. If I remember correctly, State Farm doesn't have a cap on how much extra coverage you can buy.

From Progressive's Website:

Thanks I'll call them, if anyone else knows of a company without a limit let me know please

03-09-2016, 11:00 AM	#1 (permalink)
scope22 A True Z Fanatic Join Date: Apr 2012 Location: Roswell, GA Posts: 1,179 Drives: wife crazy Rep Power: 55	Insurance Has anyone tried to get a custom coverage to cover mods? Seems to be an up the hill battle

03-09-2016, 11:08 AM	#2 (permalink)
Chuck33079 A True Z Fanatic Join Date: Nov 2011 Location: Houston Posts: 12,265 Drives: 2011 370ztt Rep Power: 29538	Many insurers will sell you additional riders to cover mods. __________________ 2011 MB Touring-Sport-6sp-Nav/GTM TT/FI TT TDX/JTran/Kosmic/Eibach/Hotchkis/SPC/CSF/RPS/SoThatsWhereAllMyMoneyWent

03-09-2016, 11:16 AM	#3 (permalink)
cooltoy Elite Member Join Date: Jun 2012 Location: Calgary Posts: 13,938 Drives: 14 PW 370Z S/T MT Rep Power: 240204	Ibtm. scope22 likes this. __________________ Member of kenchan's "photoshopped mods" and "proper offsets" gang.

03-09-2016, 11:55 AM	#6 (permalink)
cooltoy Elite Member Join Date: Jun 2012 Location: Calgary Posts: 13,938 Drives: 14 PW 370Z S/T MT Rep Power: 240204	Move. __________________ Member of kenchan's "photoshopped mods" and "proper offsets" gang.

03-09-2016, 12:00 PM	#8 (permalink)
MagmaRed370z A True Z Fanatic Join Date: Jun 2014 Location: USA Posts: 1,468 Drives: 14' 370z Sport Magma Rep Power: 12	Give your insurance a call. It is usually 20 dollars per every 1K of mods (Rule of thumbs). (Keep receipts too). __________________ Sold: 2014 Magnetic Black Base. Current: 2014 Magma Red 370z Sport \| ARK Grip Exhaust \| 25mm HR Spacers \| GTR Button \| DRL Mod

03-09-2016, 01:19 PM	#10 (permalink)
mishuko A True Z Fanatic Join Date: Jul 2014 Location: bouncin on tigga Posts: 8,062 Drives: '12 Z Rep Power: 9434	they frown upon that in Canada... mods I mean

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